Buying a home is a huge investment and a significant milestone in any phase of your life. It's only natural, then, that you should pick the best possible real estate agent for you. Sexy websites and flashy billboards do not necessarily guarantee the right choice. Every home buyer has unique needs, including you. Perhaps you are buying out of state, or are a first-time buyer, need help selling your current home, or have credit issues. Likewise, every real estate agent is uniquely suited to certain clients and certain market areas.
Once you have found your fit, stay loyal to your agent and she or he will jump through hoops to find you your perfect home! 
Consider the Following advice to help you find the best fit for you:
1. Interview Several Professionals:
An estimated 80 percent of home buyers stay with the 1st agent they speak to whether they are happy or not. Don’t jump at the first agent you meet without speaking to a couple other agents. I wouldn’t suggest talking to every single real estate agent in the area either. Do speak with at least two or three to find someone you can work with WELL and has the experience you NEED. Most agents will respect your process of interview and make time to meet with you.
2. Ask your Friends, Co-Workers and Family:
Close friends and family know you very well, and they may know your needs and tendencies, and have your best interests in mind. A referral from a friend or family member is a referral you can typically trust. ** Make sure the agents KNOWS the market area you are looking in!! If they need a map to get to the community you’re looking in, they might be the wrong choice!!!
3. Market Area & Experience Many agents are a "jack of all trades trades”. Depending on your situation, consider an agent that has a niche or a concentration in a certain area that you are looking. Think about this theory when choosing any professional. Why should it be any different with a real estate agent? Also ask about time in position as a full time professional. Your agent should have transactions under their belt or a mentor that does and will closely work with them. We learn by experience and with any trade, the book work is NOT enough. Can’t stress enough; choose an agent that knows the area you are looking in! If they pull out the Rand McNally street map for every home, you might want to reconsider.
4. Personality a plus:
Not critical but definitely a bonus. Even though you are working with a professional, buying a house can be an intensely emotional experience. You'll want to pick a real estate agent whose personality works well with yours... liking them might even make the process much more of a positive experience. But at the end of the day,a balance of like and respect will get the job done! Buying a house typically takes from 2 to 12 months, you and your agent will be spending a loooooot of time together J If you “click”, you will not get as frustrated and won't rush the process to end in disaster or buyers remorse.
5. Search Style:
Find out how your agent searches for homes during the initial interview. Some agents have their own preferred listings, which is fine to a point. Ultimately, though, you want an agent who will find the best possible home for you, not the most convenient sale for himself. Make sure they are willing to look at every Brokers listing, using the Multiple Listing Service (MLS) in addition to their private network.
Past performance is typically an indication of future performance. Sherrie & Chris have an extremely high referral rate. What this means to you is, past satisfied clients are referring their friends, relatives and co-workers to the team to help them find a home. Would you refer someone if you were not happy with the service? Consider Sherrie and Chris as one of your Real Estate agents that you interview in the Knox County - Apple Valley Lake area!
Email: applevalleylake@gmail.com
Own a home at Apple Valley Lake!
Rather than rent, listed below are some of the primary advantages of owning your own home.
1) Payments can be less than rental Payments:
With the current interest rates, you might be approved for a Mortgage that the payments will be less than your rent now! If youre in a comfortable position now, chances are you will be owning!
2) More Stable Housing Costs:
Rent payments can be unpredictable and typically rise each year, but most mortgage payments remain unchanged
for the entire loan period. If the taxes go up, the increase is usually gradual.
3) Tax Savings:
Homeonwers can be eligible for signifigant tax savings because you can deduct mortgage interest and property taxes from your federal
income tax, as well as many states' income taxes. This can be a considerable amount of money at first, because the first few years of
mortgage payments is made up mostly of interest and taxes.
4) Debt Consolidation:
If needed, you can refinance a mortgage loan to consolidate other debt. The interest on this is typically tax deductable.
5) Build Equity:
Instead of payments disapearing to someone else, home owners are building equity in their own home. This is often one's
biggest assest. Each year that you own the home, you pay more toward the principal, which is money you will get back when
the home sells. It is like having a schelduled savings account that grows faster the longer you have it. If the property appreciates,
and generally it does, it is like money in your pocket. And you are the one who gets to take advanatge of that, not the landlord.
You can then use this equity to plan for future goals like your child's education or your
retirement.
6) It's Yours!
When you own a home you are in control. For the most part, you have the freedom to decorate it and landscape it any way you wish. You can even have a pet or two without permission.
Buying a home is an important decision. It is often the largest purchase a person makes in his or her life. Home ownership also comes with some increased responsibilities, and isn't for everyone.
It 's easier than you thought! To find out if you can own a home, talk with Sherrie & Chris and they will help set things in motion for you to see if the time is right!
Sherrie Toth & Chris Mosier - RE/MAX Consultant Group - at the lake
877-717-LAKE (5253)
Email: info@lakehomeliving.com
Merry Christmas Honey!!
When it comes to the holidays, purchasing a gift for someone who has everything can be extremely challenging. Fortunately for those who have the money to spend, prime real estate is always a viable gift giving option. Even those who have a personal fortune that would rival the fabulously wealthy Mr. Burns on The Simpsons, can still be surprised by a well thought out and well located second home.
Regardless of whether or not the person that you're shopping for is interested in swimming or other various water activities, there is something relaxing about unwinding at the end of the day from the yard of a house at the lake. Even in today's depressed economy lakefront homes are at a premium and the person who receives such a thoughtful gift will no doubt recognize the potential social impact of having a home on the lake; you won't merely be giving them lakefront living, you'll also be giving them the perfect place to host summertime soirees.
Before you decide that a second home is something that is only within the reach of the fabulously wealthy, consider the investment opportunity that a lakefront home provides. As previously mentioned lakefront homes are among those that have retained their value the most through the recession and once the economy corrects itself they're value is certain to skyrocket to new heights. Giving the gift of a second home to your significant other will provide them with a fun place to spend the summers now and the perfect retirement nest egg later on in life.
Just imagine the look on the receiver's face when they visit the property for the first time. The smile, the scream, or the tears will prove that a lake home is the best gift that you'll ever give.
Talk to Sherrie or Chris about giving the gift of a lakefront home! They will deliver with a big red bow to your loved one before January 31st, 2012!
Serving Apple Valley Lake and other Central Ohio lakes
877-717-LAKE (5253) RE/MAX Consultant Group – at the lake
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You have likely heard that there are three L’s to always consider when selecting real estate – Location, Location and Location. But if you are looking for an investment that will provide you with a wealth of recreational opportunities, memories and health benefits, there are really only two L’S .... Lake Living.
Between professional and personal responsibilities, it can be stressful and difficult to find time to engage in our favorite activities. But when you own at the lake, you will have ample opportunities to fish, swim, boat, ski , and participate in all your other favorite water sports. Imagine being able to cast a line or take a refreshing dip whenever the mood strikes you! Because of this, lake living can help promote a sense of general well-being. Your family and friends will all be clamoring to join you, and you will find your lake home will help you build special memories with the people you care about.
If you are considering purchasing a home at the lake, remember that real estate is typically the largest investment individuals make in their lifetime. Because lake homes are widely considered enviable places to own, these homes tend to hold or appreciate in value. Plus, lake homes make assets for long term retirement funds or if you have children or other close family members, a cherished asset that can be passed down from generation to generation.
The Apple Valley Lake, Ohio real estate specialists are here to help you with the two L's!!
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Office just outside of Main entrance to Apple Valley Lake: Heavy concentration on Apple Valley Lake. Also working with Buckeye Lake, Scioto River, Hoover Dam & Candlewood Lake.
ActiveRain Corp. is not responsible for the accuracy of the site's content (which is written by members of the ActiveRain Real Estate Network) and does not endorse the views of the real estate agents, mortgage brokers, and others listed here.
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