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Negative Equity in the U.S. I admit to being ONE who has Negative Equity. As a Realtor, my whole life has centered around real estate. I sell real estate, I invest in real estate, and I BELIEVE in Real Estate as an investment. Although, I have lost $1,000,000 in equity, I still believe in Real Estate investments. The problem is those of us who were just going along buying and selling in the past, got caught with our "britches" down. Some of us were lucky enough or smart enough to not "leverage". Some of us with 50% equity have still lost any leveraging power, because the value is just not there. I could still be a buyer in today's market, but with creative financing. Now is a good time for some of us to begin buying again. But you have to have the cash to do it. Only this time, look for CASH FLOW not APPRECIATION. Posted: 09 Mar 2012 04:00 AM PST
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On February 10, 2012 the FDIC took over a local small town Indiana bank. If you have read about the process, you know it is very clandestine until the takeover day. On a Friday afternoon, FDIC standard operating procedures, several FDIC employees enter the bank to take over everything. They confiscate the keys, money, files, computers, etc. They work endlessly all weekend, and then open up under control of the FDIC on Monday.
The purchase of the bank assets are sold to another bank. All clients of the bank are told to contact their new bank for additional information.....UNLESS....your loan is delinquent. IF your loan is delinquent, you get to talk to the FDIC. Your loan is in limbo, until it is sold to an investor.
The
Keywords are Government and confusion. Need I say more?
Bridlebourne community is one of the favorite neighborhoods in Hamilton County. It is located in the heart of Indianapolis and is known for its flourishing landscape, 2 huge ponds and a large public area, making every house a beautiful home for every family to live in.

As you enter the neighborhood, you will right away notice the stunning brick paver streets, majestic homes and a lovely community who are always ready to participate in most town events and social happenings that are very ideal for most families looking for a peaceful home, charming neighborhood and a scenic house to live in.
Residents of Bridlebourne neighborhood also enjoy the many community area such as countless parks, galleries, specialty stores, restaurants, design shops and many more that are mostly situated near the neighborhood so families and/or residents don’t have to go too far to relax or find a new place to bond with the family.
However, that is not the only highlight for this neighborhood. Bridlebourne is also close to many good public and private schools like Carmel Elementary School, Hamilton Heights High School and Hamilton Heights Primary School where every kid can get excellent education and at the same time interact with other kids residing in the same neighborhood or in other desirable neighborhoods in the city.
Bridlebourne community is a luxurious gated neighborhood where every family will definitely feel the luxurious comforts they desire. If you are looking for a new home for your family, it is greatly advised that you view the homes available in Bridlebourne and experience for yourself all the great perks that this neighborhood has to offer.
We are supposed to blog about our KEYWORDS. My keywords are Indianapolis, Indiana, Marion County Indiana, New Palestine, Indiana, and all my wonderful surrounding areas. But in this case, Indianapolis fell very short of the needs of my family. I am posting about Mayo Clinic, because it is foremost in my thoughts as I wake each day.
After several months of agony and pain, we, as a family (6 of us) drove to Rochester . We arrived on a Monday, and called for an appointment late Monday afternoon. We received that appointment for 9AM the next morning. Our first appointment was with a Hematologists. The hematology's department takes the whole floor of the Mayo building, as did the Cardiology Department and the Neurology Department. The rest of the time was spent taking blood draws, sweat tests, tilt table tests, MRIs, EKG, and some I do not even remember. We left Indiana in search of a "cure". At Mayo we got answers, but no cure.
I write this blog for 2 important reasons.....ONE IS TO AID OTHERS WHO ARE ILL AND HAVE NO ANSWERS. And 2, because this is what we live with everyday. We have our answers. Had we stayed in Indianapolis, we would still be searching for a cure. Not ONE doctor locally had any clue what was wrong with Andy. They just guessed. Not only that after the diagnosis, and returning home, we still need the local Docs to assist us as we progress down this spiraling path.
Yet when you tell them my husband has MULTIPLE SYSTEMS ATROPHY. The response is that they have not heard of it. Not only does he have MSA, he has PNH. PNH is the name for hemolisis. Hemolisis is the body is destroying its own blood cells. I always knew Andy was special. I just never knew he would have two very rare and incurable diseases. From now on, a few of my blogs will be about these illnesses. Maybe I can build some awareness that will help someone else. In our visit with the Hematologist, he said, "The Bone Marrow never forgets".
38 years ago, we visited Mayo Clinic for the first time. Again we found that Andy had a bone marrow disease, which was incurable. He lived by being transfused for 5 years. After that we had a huge miracle. His bone marrow began producing again. Back then, he was not a candidate for a transplant. At that time the success rate was 90% in identical twins. Look how far the medical field has come! Now transplants, are still serious, but a very common thing. At that time in Indianapolis, we were told that there was no cure. A visit to Mayo gave us the hope and inspiration to keep on fighting. Help and answers are out there for all of us. Just make sure you look for it.
And it means so much more to those clients we serve each day. It means having a good place that is secure and a place to raise your children, give them a good education, and have some control over your family life. It also provides a safe feeling for both parents and children. There is something to be said for owning it, even if it is with the bank.
You can have pets of all sizes and shapes, you can plant a garden, fence your yard, add a room, and do most anything that you desire.(xcept for the HOA). Most of us have rented at one time or another. Apartment living is not for families, pets or freedom. Renting a home from a landlord will be almost as restrictive. You cannot paint, put in a garden or have a dog over 50 lbs, and not a lot of kids. The only advantage is if something breaks, they MIGHT fix it, but definitely in their own time.
But, the value is down..........just wait, it will come back. You just did not get the anticipated 10% appreciation we had all come to love and expect.
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