When we first moved to our house in Cibolo, it wasn't in Cibolo. It was just in Guadalupe County, Texas. We were on a septic system and didn't pay any city taxes, which was a new thing. It took me a while to get our utilities set up, and I had to go in person with my checkbook, just like in olden times, to the various offices. My husband had to take our bottles, cans, and paper every few weeks to the recycling center in San Marcos because there was no place nearby to drop them off.
When I told people I live in Cibolo, I would usually add "it's really Schertz." More people know about the town of Schertz than Cibolo because it started to grow like crazy in the 1990s, with new neighborhoods, shopping, and services. It spans three counties northeast of San Antonio, and the big draw is Randolph Air Force Base. Cibolo is farther from the San Antonio metro and Interstate 35, and most of it is still rural. It is the poor relation of Schertz, which has continued to grow since I took these photos.
I noticed after a while that our neighbors two doors down put their garbage cans out on a different day of the week. Also, I noticed that they had recycling bins. That's because they are in Schertz. The city boundary line apparently runs right down our street.
Last year, our section of the neighborhood was incorporated into the city of Cibolo. Our city taxes seem to have paid for a couple of new speed limit signs in the neighborhood. We have a new motto now, too: "City of Choice." The invisible boundary between us and our neighbors two houses away has turned into a dashed line, I guess. I still can't see it when we go for walks.
What I can see now are recycling bins in our section of the neighborhood. Hallelujah! We signed up with the city of Cibolo for trash pickup and recycling, which has a contract with the very same company who was picking up our trash before, and the cost is lower. Go figure. We are getting something for our city taxes after all.
Gray hairstreak butterflies are a familiar sight in our organic garden in Cibolo, Texas. There are about 50 varieties of hairstreak, and the gray hairstreak is the most common in Texas. Hairstreaks seem to have an affinity for white flowers. When the privet hedge blooms in early spring, they are all over it. Later in the year, they go for the nectar in the basil flowers in our herb garden, like this one. As you can see from the close-up photo, hairstreaks are small butterflies.
What I like about hairstreak butterflies are the little tails at the ends of their hindwings behind the large spots of color. Perhaps these tails evolved to look like antennae to confuse predators.
For the first time since December 2008, San Antonio posted a drop in the annual 
unemployment rate.
The San Antonio metro area added 3,400 nonagricultural jobs in May 2010. This lowered the unemployment rate slightly to 7.1%; it was 6.3% a year earlier. The industry that added the most jobs--2,400 in May--was leisure, travel and hospitality. Three of the top tourist destinations in Texas are located in San Antonio: the Alamo, the River Walk, and Sea World. In addition, the nearby Schlitterbahn water park in New Braunfels is a huge draw in the summer months.
The retail sector added 500 jobs, education and health services added 300, and financial services also gained 300 positions.
More good news: despite the high inventories of new homes, 700 construction jobs in San Antonio were added back in the last two months, making up some of the 900 lost in the first quarter.
San Antonio now enjoys the second-lowest unemployment rate, after Austin, in the state.
Photo of visitors to the Alamo by Jill Brandenburg
Texas leads the US in the projected economic recovery, according to the Texas A&M Real Estate Center's analysis.
Annual employment growth rate turned the corner in May, posting an annual employment growth rate of 0.2%. The rate of job losses slowed from 5% in August of 2009 to 0.4% in May 2010 for the nation as a whole.
Unemployment in Texas had gone from 7.5% in May 2009 to 8.3% a year later, during which time the national rate went up slightly, to 9.7%. The state had been losing jobs for 16 months in a row.
Texas had five main industries to thank for the growth in employment. They include education and health services, mining and logging, a mixture of other services, leisure and hospitality, professional and business services. The government sector also grew during the year, while six other industries lost jobs.
Can you tell I'm bullish on the Texas economy?
Check out the job growth in San Antonio.
I'm thinking of remodeling my bathroom. I want to replace the carpet with a hard surface floor, since it's not a good idea to have carpet in wet areas. I also want to replace some or all of the white subway tiles in the shower, a couple of which are cracked. I also want to add some storage space, which will be at the expense of counter space that we don't use. The cultured marble countertops will be replaced, too.
The master bathroom is fairly typical of those in 20-year-old homes in the north San Antonio area, so I would like to update it, but in a "green" fashion. Recycled tiles and glass appeal to me, but I need to keep everything pretty neutral for future resale value.
I'm just starting the research, so if you are considering remodeling your bathroom, following is some information on doing it greenly*.
Green Bathroom Remodeling
By Dave Toht
You care about the environment. You also happen to have a bathroom badly in need of remodeling. How do you get the job done with minimal impact on both our fragile planet and your precious budget? Thankfully, the growth of the green building movement has given rise to many eco-responsible products and resources that allow you to create the water-conserving, healthy, energy-wise bath you've always wanted-all without busting your bottom line. Here's what you need to know.
It's all about the water
Thinking about greening your bathroom means considering how you use water in terms of consumption and energy. According to the American Water Works Association, your humble toilets are the thirstiest water users in the house, accounting for 27% of consumption. This fact inspired conservation schemes like placing something hefty in the toilet tank to reduce flushing capacity, and those low-flow toilets that too often didn't flush what needed flushing.
A more successful approach is the dual-flush toilet. It has two flush buttons, one for light work, one for heavy. Long a mainstay in Europe, dual-flush toilets are available in the U.S. for $250-$400, a price in line with top-quality conventional toilets. A dual flush toilet can save 17,000 gallons of water a year-about $50 off your water bill. If you wish to keep your old toilet (a very green decision), you can retrofit it with a dual flush mechanism costing only $70.
The shower is another squanderer of water. Showers use 16% to 20% of a home's water, most of it heated. The flow rate of a typical showerhead is 2.5 gallons per minute. Switching it out with a low-flow headof 1.5 to 2 gallons per minute still offers adequate cleansing power with a substantial savings in water usage. (If you cherish a really forceful blast of hot water, consider a full-flow showerhead with a lever that lets you shut it off while you lather.)
In addition to conserving water, you'll want to take a close look at the way your water is heated. Second only to the kitchen, the bathroom is your home's most intensive energy user, with most of that energy going towards those nice hot showers and baths. Curbing wasted energy can be as simple as adding an insulating blanket to your tank-type heater (reducing energy use by 4% to 9%) and insulating all accessible hot water pipes. In addition, most water heaters are set to 140 degrees; you can turn down the water heater temperature setting to a still-toasty 120 degrees and save up to $60 per year on energy costs.
If your old water heater is nearing the end of its 15-year life cycle and you're considering investing in a new water heater, you can achieve some handsome energy savings. One smart option is a condensing storage water heater. Using technology similar to that of high-efficiency furnaces, the condensing heater puts nearly every possible BTU into the water instead of sending it up the flue. Currently, a 50-gallon gas unit costs $1,700 (versus $380 for a standard tank-type heater), a price that is expected to drop as demand takes hold. Installation costs are around $400, slightly higher than that of standard units. Those higher costs are offset by a $300 tax credit and an EPA estimated annual fuel savings of more than $100.
A tankless water heater heats water only as it is needed, avoiding the heat loss that occurs with a conventional tank. A unit costs about $2,000 installed, and your annual energy savings will be $70 a year. Be aware that these units take some getting used to; expect a shot of cold water before the hot kicks in.
Move that air
A bathroom remodel is an excellent time to consider installing a new exhaust ventilator fan to remove odors, moisture, and mold spores. Many bathroom fans only vent to the space between ceiling joists, creating an environment for mold and dampness that can damage walls and ceilings. Make sure your new fan vents completely to the outside of your house.
Unfortunately, even properly installed fans that push the moist outdoors can carry away a lot of heated air as well. A clever solution to this problem is a heat-exchange ventilator that uses outgoing air to warm the cold incoming air. Such units cost about $250 uninstalled, twice the price of a standard fan. Whatever fan you have, avoid an on-off switch; it's too easy to forget to turn it off. Replace it with a timer switch or, better yet, buy a new fan unit with a motion- or humidity-sensing switch.
Selecting green materials
A green bathroom remodel need not stint on style. Classic ceramic tile comes in limitless colors and patterns, and is a green choice due to its low maintenance, durability, and low toxicological impact. Some tiles have high recycled content; recycled glass tiles are a lovely way to do the right ecological thing. Not buying something new can be good green idea too. Consider refinishing your old tub or sink. Use the pros for the best results. Expect to pay $500 for a tub, $300 for a sink. You'll save as much on installation costs.
LED illumination now produces pleasing light quality in fixtures that sip only 2 to 15 watts, emit little heat, and have a life span of 15-20 years. They cost about three times as much as conventional fixtures but use so little electricity that the payback can be as short as a year.
Paint and vinyl coverings often come loaded with VOCs (volatile organic compounds) that threaten indoor air quality. Look for building materials with Green Sealcertification. Green Seal is a non-profit, independent organization that certifies products claiming to be environmentally friendly. Low-VOC options in paints and adhesives can be found at your local home center.
Waste not
Much of our landfill (estimates range from 22% to 40%) comes from construction debris. Any steps that reduce landfill potentially reduce the chance of ground water pollution, the odor and unsightliness of a local landfill, and in some cases the high cost of shipping waste elsewhere. Much of the debris that comes from a remodeling tear-out is not salvageable, but old toilets, sinks, light fixtures, medicine cabinets, and vanities can be donated to an organization like Habitat for Humanity's ReStore. In fact, it may be just what someone is seeking for their own green remodeling.
Dave Toht has written or edited more than 60 books on home repair and remodeling, including titles for The Home Depot, Lowe's, Better Homes & Gardens, Sunset, and Reader's Digest. A former contractor with decades of hands-on experience, Dave was editor of Remodeling Ideas Magazine and continues to contribute to numerous how-to publications. He is currently putting the finishing touches on a green addition to his Olympia, Wash., home.
Published September 30, 2009, and reprinted from HouseLogic with permission of the NATIONAL ASSOCIATION OF REALTORS®.
Article From HouseLogic.com. Visit www.houselogic.com for more articles like this. All rights reserved.
*word-patent pending!
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I specialize in residential properties in the north San Antonio metro and northeast to Schertz, Cibolo and New Braunfels; homes on the Guadalupe River; military relocations; and rehabbing older homes
I was born in Texas and grew up in San Antonio. I came back to my hometown in 2003 after living in Hawaii for a few years and then in England. I managed a rental property in Hawaii and invested in real estate in England, so my market niche became helping home buyers and sellers with rental properties and relocations. San Antonio changed a lot in the 14 years I was away, and continues to grow and diversify--geographically and culturally. Despite its healthy economy, the cost of living here is still low compared to similar-sized cities, and real estate is very affordable.
I enjoy working with international clients who are attracted to San Antonio and the Hill Country for their excellent investment possibilities and vacation properties, especially waterfront homes. I am an Advisor for the National Association of Residential Real Estate Investment Advisors (NARREIA). I also work with military transferrees, relocations, and foreign buyers who are delighted to find out how much real estate they can buy in affordable San Antonio. I'm a Certified Residential Specialist and an Accredited Buyers Representative, and have a Transnational Referral Certification.
I work mainly in the northwest, north-central, and northeast sections of San Antonio, Bexar County. I specialize in selling homes in established neighborhoods such as Alamo Heights, Terrell Hills, Olmos Park, Northwood and Northridge, Terrell Heights, Shavano Park, Hunters Creek, Churchill Estates, and Elm Creek, as well as in the Cibolo/Schertz area, where I live. I also help buyers and sellers in Wilson, Guadalupe, and Comal counties, since I love the Guadalupe River area around New Braunfels, Lake McQueeney, and Seguin.
I specialize in buying and selling single-family homes, many for residential investment as rental properties, and helping with relocations, including military, to the San Antonio area. I also help with finding homes for rehabbing and remodeling in some of San Antonio's beautiful older neighborhoods. I often work with buyers, since I love finding the "right" property, but also like the creativity and challenges of marketing homes for sale.
I especially enjoy welcoming people to San Antonio who are relocating here in the military or with a job transfer and need to find a home in a city they may not be familiar with. San Antonio has several military installations, including Fort Sam Houston Army Base, home of the world-renowned Brooke Army Medical Center; Lackland AFB, where most of the Air Force trainees go at one time or another and Wilford Hall VA hospital is located; Randolph AFB, with its pilot training; and the former Brooks AFB, now Brooks City Base and host to a Centers for Disease Control facility.
San Antonio's diversified economy also benefits from jobs in the oil and gas industry, especially thanks to the Eagle Ford Shale play. In addition, the South Texas Medical Center employs nearly 28,000 people, and the University of Texas Health Science Center contributes biotech research while training future healthcare professionals.
For my investor clients, I take the long-term approach to invest in single-family homes for break-even or positive cash flow and/or future appreciation. Rehabs and remodeling projects can be rewarding; especially those that could be rented after, or even during, rehabbing to take advantage of lower capital gains rates after one year's ownership. All of the properties I help my clients acquire must have features that would appeal to both good-quality tenants as well as future home buyers for resale purposes.
I look for good investment properties in the northeast and northwest parts of the San Antonio metropolitan area, near major employers and the Medical Center, which is where I grew up and where I still work with a lot of my investor clients. Neighborhoods close to Fort Sam Houston and Randolph AFB are others that attract tenants. The city is growing in practically every direction now, but I still have a fondness for the older neighborhoods with lots of trees. I provide relocation guides with neighborhood information to home buyers relocating here.
For sellers, I am a convert to staging to make a vacant home more appealing and I offer this service. Most buyers--and prospective tenants--are unable to see past the cosmetic issues of a house. I'll give my recommendations for preparing a home for sale or lease, and I have assembled a terrific team of people who do excellent work for a reasonable price. I want every home I list for sale or lease to look better than the competition.
From a couple who retired to San Antonio to be near their children and grandchildren:
Robin expertly guided us through relocation from Maryland to Texas. She found us an excellent local real estate agent in Maryland who helped us sell our home during one of the worst real estate markets in recorded history. Robin then rented her Corpus Christi beachfront condo to us while our household goods were in storage and transit. When we were ready to purchase, Robin found us the retirement home of our dreams with a beautiful inground pool in a nice, quiet neighborhood in north San Antonio.
She knows San Antonio as only a native Texan can, and tackles any problem that arises with her amazingly extensive network of experienced maintenance people. As we enjoy our retirement playing in the pool with our granddaughter; we say, "Thank you, Robin!!"
And an update from them:
It's been a year since we signed the papers to buy our home. How amazingly fast time goes by! We've been blessed with a happy life and loving family, but we're happier now than we've ever been. Thank you so much, our dearest Robin, for all you've done to make our retirement dreams come true. You truly are the best!!!
From the buyer, and then later the seller, of a duplex:
I wanted to share the fantastic experience I had working with Robin Rogers buying my first investment property in Texas. I found Robin's contact information from an article, gave her a call and within a day or so we were in action over phone and e-mail looking for my investment property. Robin is a fantastic communicator, always quickly answering my questions via e-mail. She connected me with extremely helpful folks (inspector, appraiser, property manager) who all worked closely with Robin and myself to make my long distance investment process very smooth.
From a first-time buyer who was excited about moving out of an apartment, although she will miss the pool (that'll be in her next home!):
Working with you was very easy. I met with two realtors before you but really liked the fact that you asked for what was most important to me in a house (meaning bathrooms, yard, kitchen...) and did not laugh that it was "the feel" when you walk in. You did not push me to try things outside of my comfort and gave subjective opinions when some of my "feelings" were a little out there (i.e. the bank owned house needing A LOT of work, with a great yard).
It truly was a pleasant experience and I would definitely recommend you and use your knowledge in the future.
From the sellers of a home I managed and subsequently listed for sale (a couple of my many clients whom I've never had the pleasure of meeting):
We have truly enjoyed working with you and we truly appreciate all of your hard work. I know you are moving away from the property management business but if any of your clients ever ask for a business reference, don't hesitate to give them my name.
From the sellers of a home and a golf-course lot, both near the Medical Center:
Where do we begin? We will start with a huge thank you for making the real estate business simplified! You made everything seamless! From our very first interaction as buyers a few years ago to our recent transaction as sellers, you have been not only a wealth of resourceful information, but also courteous, patient, and determined. With everyone's busy schedule these days, what a client wants and needs is someone who can break down the complicated real estate jargon, set reasonable expectations, and possess good follow-through. You absolutely shined in every one of those aspects!
From the buyers of two rental homes, planning to add more to their portfolio in 2010:
If there's a Robin Rogers fan club, sign us up! When we found Robin's name through an internet search for San Antonio Realtors, we had no idea what a terrific experience was in store for us. As out-of-towners, we depended on Robin's expertise to guide us through the San Antonio real estate market. Both times we worked with Robin to buy rental properties, Robin steered us to winner houses that quickly generated income for us. Her advice was unbiased and spot on, and her commitment to us and our expectations was unsurpassed. You would be hard pressed to find a more competent and caring Realtor in San Antonio.
From first-time home buyers from California who wanted to move closer to the kids' grandparents in Schertz:
I want to say thank you so much for all of the help you have given us. You were so wonderful throughout the process and found us great lenders as well. We couldn't have made it without you, so thank you so much!
From an attorney in the military from Chicago whose wife is from San Antonio:
What was I looking for in a Realtor? I'm concerned about a few things. They have to deal with a lot of investors. I think it's a completely different thing for a buyer's Realtor to deal with someone looking to buy a house they will live in compared to a house they will rent out. They have to respond to your calls, emails, questions and concerns in a timely manner. This goes without saying, but I was surprised that I have called or emailed at least three other active Realtors and did not receive calls back from them. Obviously a Realtor needs to be familiar with the area, neighborhoods, schools, crime statistics, where appreciation is most likely to occur, and basically which neighborhoods are improving and which are declining. My other requirement is that the Realtor doesn't agree with me all the time. I would like my ideas to be thoughtfully challenged. I require someone who ultimately carries out my will, but who helps to clarify my thoughts and plans by not blindly agreeing with me on everything.
I was lucky to find Robin Rogers. I Googled San Antonio investment Realtor and found her blog as well as some articles she had written for the National Association of Residential Real Estate Investment Advisors (NARREIA). Got that? It's a mouthful. I liked her right off the bat for a few reasons: she responded to me very quickly and we opened up with a very nice conversation about my investing goals and what she was able to provide; she understands the area; she spends time blogging and connecting with other bloggers which, I think, is like a form of continuing education; she owns investment properties herself; and she independently offers her advice even when she knows it is different than my thoughts.
Robin has been great about dealing with the seller, sending me listings that I may be interested in, and having a great network to recommend to me. She recommended a great inspector, which helped me to get a new roof from the seller, as well as a mortgage broker, accountant, and handyman. These were particularly helpful since I was new to the area.
If you're looking for a Realtor that focuses on investment properties, I would recommend looking for someone that has these traits. If you're in the San Antonio area, you should contact Robin and see if she would be a good fit for you. Check out her blog at activerain, and check out her Web site for more information.
From a captain in the US Air Force:
I have moved many times in my life, and without a doubt, Robin is the best realtor I have ever worked with. She helped me purchase one home, sell another, and found long-term tenants for a rental property on two separate occasions. Robin is a gifted communicator and you couldn’t ask for a better advocate whether buying or selling. She knows the business and has always earned her keep by looking out for my best interests. She’s the first person you should call for any real estate need in the San Antonio area!
From the wife of a US Army chaplain whose family PCSed to San Antonio from Virginia:
I would recommend you to anyone, and I feel like the lucky one, because you're still the one I contact when I need help...finding a service person or information I misplaced etc. :) I only wish they made all realtors like you. I wish we could take you with us each move we make!
From a first-time home buyer who relocated from California with her husband in the Air Force:
What sets Robin apart from her peers is her ability to anticipate your needs. Robin was always one step ahead of us as she directed my husband and I through the experience of buying our first home. As a military family living on the west coast Robin's efficiently and reliability were invaluable to us. When the time comes to sell our wonderful home there will be no other realtor I even consider calling!
P.S. We are STILL very much in love with our home!
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