Sandy Keller - Myrtle Beach Real Estate

• Today a short sale I had helped by clients find went to closing. They were great during the months of waiting and are very happy with their purchase.

• Client received an automatic listing update for a unit we had viewed last summer and will let me know tomorrow if they are ready to make an offer.

• Found a condo unit for some clients who have been searching for several years. Now that the place of their dreams is available they will probably go through some sleepless nights.

I also have a web site for those thinking about Retirement Near Myrtle Beach.

A reflection of the past year showed ups and downs in life as well as in real estate. While Myrtle Beach is a great area for retirement it does not offer a great job market, but the economy seemed to take its time before attacking jobs in this area of the coastal Carolinas. While I thank my lucky stars for the Clients I have been able to help many of the other Realtors who have been in the business for years have had to stop working in real estate or limit the time they are available. Now that real estate sales are turning around and we have seen the holiday season bring higher sales to local stores the future looks brighter.

Happy New Year!

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I think someone from the Bank must have seen my ActiveRain blog because yesterday I got an email and call that the Bank had approved our Short-Sale contract offer. The purchase is set to close in four weeks.

My clients are very excited because they will soon own a brand new, large, two bedroom two bath ocean front condo and paying much less then comparable condos are selling for today.

In the Myrtle Beach area if you are interested in an ocean front or ocean view condo be prepared to pay cash. Short-Sales almost always have to be a cash offer but during the past year Lenders have almost stopped making loans for the condos along the ocean. They base their fears on a word they invented, "condotel". Every Lender has a different definition but if they determine a building is a "condotel" they do not want to lend money to anyone to make a purchase. So if you have a dream of owning an ocean front condo there are some fantastic units available but you'll need to get with your financial planner to work on the best way to pay for your dream.

Myrtle Beach Real Estate Retire Near Myrtle Beach

I have Buyer's who have been waiting for several months to find out if the Bank will agree to their Short-Sale offer. Most Realtors, like myself, try to avoid getting our Clients involved in a Short-Sale purchase but sometimes because of the low Asking Price posted on the listing Buyer's want to try.

I have heard that in April 2010 new legislation will force lenders to tighten-up on how they process and delay approval or disapproval of the Short-Sale offers. If that information is correct, it's about time.

Myrtle Beach Real Estate Retire Near Myrtle Beach

You may have heard about the First Time Home Buyer Tax Credit extension but have you heard that if you lived in your principal residence for five out of the past eight years and purchase your next principal residence from December 1, 2009 - April 30, 2010 you may qualify for a $6,500.

If you are thinking about retirement or just moving to the Myrtle Beach area now is the time. If retirement is on your mind do not be concerned when you look up retirement communities and you only see a few. There are hundreds of homes available in communities that are primarily filled with those fifty years old and up.

Buying a home now for your retirement in a few years could be the answer to your savings sitting in a bank earning very low interest. Home prices are low and even if you can't afford to pay cash a mortgage can be affordable with today's low rates. IRS allows you to claim mortgage interest and property tax payments for up to three homes by simply putting the total combined amount paid on your Itemized Deduction form.

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