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Dr. Stacey-Ann Baugh

Excellent Carpet Cleaning - Highly Recommended

If you are in need of carpet cleaning, call Rashaud Wayns from Excellent Carpet Cleaning.

Rashaud cleaned my carpet and ceramic tile last week. He was quick and very considerate of the people who were in the home at the time. He was informed that my mother had allergies and he was very considerate about minimizing the smell of the chemicals in the home.

Excellent Carpet Cleaning offers many services including:

  • Maid Cleaning Services
  • Carpet Sales & Installation
  • Upholstery Cleaning
  • Tile & Grout Cleaning & Sealing
  • Oriental Rug Cleaning & Repair
  • Light Hauling
  • Pet Odor Elimination
  • Wood Floor Cleaning & Resurfacing
  • Deck & Fence Cleaning
  • 24 Hour Flood Service

Call Rashaud today! 301-270-4001

www.excellentcarpetcleaning.net

2009 Montgomery General Hospital's Annual Picnic & Bazaar

The Women's Board of Montgomery General Hospital's Annual Picnic & Bazaar will be held on Tuesday, July 28, 2009 from 10am-8pm. This will be held on the grounds of Montgomery General Hospital on Rt 108 in Olney, Maryland. The event features great food, performances by local artists, items for sale, moonbounce, games, prizes, a clown, and much more.

The event benefits the Montgomery General Hospital and the Women's Board Scholarship Fund.

Come on out and have fun while supporting an important cause.

Real Estate Terms - First Time Home Buyer

We hear the term first-time home buyer a lot. However, I gets lots of question as to who exactly counts as a first-time home buyer.

Federally

To qualify for the 2009 first time home buyer $8000 tax credit a person must not have had any ownership interest in a home the three years previous to the DAY of the 2009 sale. This means that if you had owned a home in the past but sold it 5 years ago, you would qualify as a first-time home buyer.

If you own rental property you may still qualify if you have not owned a property considered to be your principal residence in the preceeding 3 years.

If you have never owned a home but your spouse does and you decide to buy a home in 2009 you may still not qualify as a first-time home buyer for the purposes of the tax credit since the IRS has stated that neither the tax-payer nor his/her spouse can have had ownership interest in a home in the preceeding 3 years.

Maryland

To qualify in Maryland as a first-time home buyer a person must never have owned in Maryland residential property that has been the purchaser's primary residence. First-time home buyers in Maryland are exempt from certain real estate transfer taxes.

If you are interested in learning about being a first time home buyer and some of the many benefits of home ownership give me a call 240-481-3565

2009 $8000 Tax Credit

I get lots of questions from buyers about how this $8000 tax credit program works:

Any home over $80,000 qualifies for the full tax credit. Homes under $80,000 qualify for a credit of 10% of the purchase price (E.G. $65,000 home qualifies for a $6500 tax credit).

To qualify for the credit the purchaser must be a first-time home buyer.

Any single person who makes less than $75,000/per year ($150,000 for a married couple) qualifies for the full credit. The credit phases out at higher income levels.

The tax credit does not need to be repaid provided the buyer does not sell the home within 3 years.

Though there was much talk, this tax credit cannot currently be used as a downpayment.

The 2009 $8000 tax credit expires on December 1, 2009.

To qualify for the credit the real estate transaction must go to closing prior to the December 1 deadline.

Call me today to take advantage of this great program.

Remember, homes must close before December 1, 2009

2009 Montgomery County 4th of July Celebrations

There are many wonderful places in Montgomery County Maryland to watch July 4th fireworks. At most of these, festivites get under way at 7 or 7:30pm.

  • Montgomery County Fairgrounds in Gaithersburg
  • Montgomery College Campus - Rockville
  • Soccer Plex Germantown Regional Park
  • Albert Einstein Park - Wheaton/Kensington
  • Poolesville Polo Ground
  • Takoma Park Middle School

Have a safe and fun 4th of July weekend!