Stacie Taylor

About Stacie:

Stacie Taylor is a mortgage loan officer and native of Georgia who holds a bachelor degree from Georgia State University. She is currently a board director and gold award winner for Mortgage Bankers Association of Ga, a member of Manchesters Who's Who registry of executives and professionals, Golden Key International Honour Society, Homebuilders Assoc. of Savannah, Young Council of Realtors, Sales and Marketing council and Summit circle gold award winner for new home residential loans. Stacie also holds a real estate license that is currently inactive. She has over 6 years of mortgage banking experience and is ready to assist you with your mortgage.

Too often, the mortgage process can be cold and impersonal, with little regard to convenience or courtesy. At First Bank Mortgage, we take a different approach.

Stacie takes the time to get to know her clients, to answer their questions and to make them feel comfortable with the process. She treats her customers as real people with real dreams, not as just another name on a loan application.

Customers have counted on her to take care of their mortgage needs. She will be by your side every step of the way to get your home loan approved and closed.
Let her show you how quick and easy home financing can be. She can help you choose the right loan for your budget and lifestyle. Stacie Taylor is very committed to closing your loan quickly and at the best possible rate. She is at your service!

Areas of Expertise

100% Mortgages
These are often ideal for first-time buyers and buyers who have not saved a large down
payment. A no-money-down mortgage is designed to offer home ownership opportunities to
individuals with good credit, but who lack the ability or desire to make a down payment. A nomoney-
down loan may be available to purchase an existing or new construction home. While
you may not be required to make a down payment, you may have to pay some closing costs
associated with the transaction. Your Mortgage Professional can provide you with more
information.
103% Mortgages
Another variation of a no-money-down loan is a 103% mortgage. A 103% mortgage permits you
to borrow up to 103% of the purchase price of your home. The additional 3% can help you pay
for closing costs or financed mortgage insurance premiums. This option is ideal for borrowers
with solid credit histories who have the income to make regular mortgage payments, but lack
the assets to make a down payment or pay closing costs.
FHA (Federal Housing Administration) Loans
FHA loan programs help low- and moderate-income families become home owners by lowering
some of the costs of their mortgage loans. FHA loans are also a good fit for borrowers with past
credit problems or limited resources for a down payment. Underwriting guidelines are more
lenient than with other loans, such as conventional loans.
The most popular FHA loan has a minimum cash investment requirement of 3%, but permits
100 percent of the money needed at closing to be a gift from a relative, nonprofit organization,
or government agency. FHA also allows you to perform a "streamline" refinance when rates go
down to lower your interest rate. This program is inexpensive and easy to execute. Ask your
Mortgage Professional about the streamline refinance option available to FHA borrowers.
VA (Veteran's Administration) Loans
For active-duty military, veterans, and reservists, VA loan programs offer low rates and low- or
no-money-down options. The VA home loan program gives you the ability to buy with no
out-of-pocket costs. As the VA program requires no mortgage insurance, monthly payments are
frequently less than any other no-down-payment loans. The VA also offers a low-cost Interest
Rate Reduction Loan (IRRL) program allowing you to refinance and lower your mortgage
payment inexpensively. Finally, the maximum VA loan amount varies, so check with your
Mortgage Professional for up-to-date information. First-Time Home Buyer

Testimonials

S.Taylor CONV 10 Stacie was great. S.Taylor CONV 10 S.Taylor CONV 10 Great! S.Taylor CONV 10 S.Taylor FHA 10 S.Taylor CONV 10 S.Taylor CONV 10 S.Taylor CONV 10 Everyone was friendly and easy to reach. I highly recommend her to those who are looking to finance a home. S.Taylor CONV 10 S.Taylor FHA 10 The couple expressed sincere thanks and compliments related to assistance provided and to being helped out of the adjustable rate problem. S.Taylor CONV 10 Stacie Taylor went above and beyond her call of duty to make this as easy and as simple as possible for me. I truly appreciate everything she did for me. She is a great asset to your company! S.Taylor CONV 10 Stacie Taylor is super! S.Taylor CONV 10 S.Taylor CONV 10 Stacie very nice and very helpful. Thank you! S.Taylor VA 10 S.Taylor FHA 10 Stacie Rocks!!! Her team was excellent :-) S.Taylor CONV 10 Stacie Taylor was a great help and tremendous asset to the company. S.Taylor CONV 10 S.Taylor CONV 10 S.Taylor CONV 10 Stacie is very knowledgeable of her job. Very good! S.Taylor CONV 10 S.Taylor CONV 10 Stacie Taylor works wonders with her clients. Thanks Stacie! S.Taylor CONV 10 S.Taylor 10 S.Taylor - No. of Submissions with Rankings: 25

Average Rank for S.Taylor: 10