Stephen Major

If you are currently carrying a contract on a property you've sold, you might want to consider taking advantage of current market conditions and sell it now. Seasoned real estate contracts have become a very attractive investment alternative for many Private Investors whom are less inclined to make new loans now, but would still like to keep their money working. This could be a real bonus for you since there are now more dollars chasing fewer contracts, which equates to better pricing for you.

Another good reason why you might want to consider selling your note at this time is to free up the cash to make further investments in the real estate market. Due to the high number of foreclosures there are some real bargains to be had out there. Therefore liquidating your contract today might be a good idea. The time value of the "dollars" you have tied up in any contract at this time needs to be seriously considered.

If you should have any questions as to the current value, in today's market, of a contract you're holding please feel free to give me a call.

Cheers!

Don't let the credit crunch put the breaks on you real estate project. Private Money Bridge Loans are a very viable alternative. They are quick to obtain, no lengthy underwiting process, No credit score requirements to me and rarely do we require a 3rd party appraisal. Loan to values up to 65% on commercial real estate and just a little less on land. Terms of up to 3 years with only interest payments required. If you're in need of some quick bridge financing give us a call. Purchase-Refinance-Cash Out- Construction & Development

If you are in need of some quick capital for a real estate project or just need to tap into some of your real estate equity quick, a private money loan may be the way to go. With the credit crunch we are experiencing right now the availability of capital in the conventional market has dried up. However, that is not true in the realm of Private Financing. Today, in my opinion, there is more capital available in the private relm than ever before. In the past I would spend a fair amount of my time seeking out Private Lenders to fund real estate loan requests. Well today, things are different. They are calling me looking for loan opportunities. This make sense, since the volatility of the traditional equity markets has driven investors out into more secure investments such as real estate loans and notes.

Private money financing also offers some tremendous flexibility. Property types are varied, credit is not necessarily a factor (and in fact probably the least important factor), no expensive appraisals required and the average time from application to closing is about 3 business days. Loans can be tailored to you specific individual needs. Below are a few basic lending paremeters:

Loan Amounts: $25,000.00 to $750,000.00

Lien Positions: 1st and 2nd deeds of trust

Loan to values: 65% to 70%

Interest Rates: 12% and up

Loan Terms: 6 to 60 months

Payments: Interest only

Loan Purposes: Purchase, construction, debt consolidation, cash out, development, foreclosure avoidance, etc.

If you should have any specific questions, please feel free to give me a call or drop me and email.