Well, here we go. Offerd through Daunno Realty Services. It's back on the market again for only 139,900. This wonderful 2 bedroom house located in a quiet section of Franklin Twp, Somerset, New Jersey, became available again. With an updated kitchen with new cabinets and appliances and extra room in the basement this home is in move in condition. Located on a nice quarter acre lot the home is close to highways 287 and 22. Lots of parking room. The taxes are really low.

Please call me on my cell at 732-259-9071 to see the property. If your credit is good and you are pre-qualified for a loan, we will be able to have a fast closing. As soon as your mortgage is ready, we can close. We have a preapproval in place from the bank. This property is located very close to S. Bound Brook and about a mile from the delaware raritan canal. No flooding here, absolutely guaranteed. Great starter home. You will not be disappointed.

What do you do if you need to sell and you're not sure if you can sell yourself, if you need to sell it as a short sale, or if the property should be listed under a foreclosure? Knowing the Franklin Township real estate market can be a huge step in the right direction when considering selling any home here not just a short sale or foreclosure. But when you face the reality that you may need to sell under these terms, having the right agent can make all the difference in the world.

If you're not sure what stage you're in, call me immediately and we can get the details straightened out, organized and communicate with your lender for the best option. If you are not late on a mortgage payment but feel you may be shortly, call your lender today and let them know. They may have a program or option for you that allows you to skip or miss a payment while catching up on your finances. This may also be the time to consider selling the property yourself and avoid a short sale or foreclosure.

If you are already late on your mortgage payment you will still need to make your lender aware of the situation. By doing this you can take a breath and review your current options. Franklin Township short sales are only allowed by the lender when they approve the short sale procedure. This is only done when you offer up a letter of hardship stating why you truly cannot pay your mortgage. Once this is approved, you can begin the short sale procedure.. The lender will connect with a Franklin Township Realtor and set up a listing to cover what you owe on the home. This may be much lower than market value and you typically will not see any funds at closing. But this is a way to sell the home without having the pressure of making your mortgage payment and you may continue to occupy the home during the sale. Although you may not get much say in the sale, you are free from the stress of making that payment and your credit will not be damaged as much overall.

If you are more than 3 months behind on your mortgage payment, typically the next step is foreclosure. You have most likely already received several phone calls and letters stating the inevitable if you have not caught up on your payments. If this is the case and you have not contacted your lender, allow me to help with all those needs. I will contact the lender for you, help determine the next step and help make the process less stressful overall.

Once you Franklin Township foreclosure is on the market you may move out, stay in the home or find a new home. We ask that you leave the home as-is and not take any more items than necessary other than your personal property. For a quick sale for all, this is the best practice. Foreclosures are not fun for anyone involved. They can be heart-breaking and surreal.

I want to make any process you go through as easy as I can. Let me help in your process. If you are considering selling your Franklin Township home either by owner, short sale or foreclosure, let discuss all the options for you and handle all the details. It will be better overall when the dust settles. As your Franklin Township New Jersey Foreclosure specialist I can help weed through the confusion and find a program and option that works for you. Give me a call today. I look forward to speaking with you. 732-356-8927 0 Steve147@comcast.net

Originally posted at: http://somersetcountyre.com/2011/09/franklin-township-nj-short-sales-foreclosures/

There are many points of interest in Franklin Township with almost 50 square miles consisting of historical landmarks and state and county public parklands, but today's most interesting area was by far that of viewing the aftermath of hurricane Irene's destructive path located here in Somerset County, New Jersey.

Today, after enduring a night of hurricane Irene's wind and rain, I took a quick drive around tour of Franklin Twp while avoiding damaged trees that were creating roadblocks and also flooded highways . Of especial interest was the flooding I saw located in the vicinity between JFK Blvd. and Franklin Blvd. The water levels both areas reached about three feet due to the continuing rising waters of the D&R Canal and the Raritan River. The photos were taken at Easton Avenue/or Canal Rd located in S. Bound Brook accross from the Ukranian Church and also at thethe other end of Easton Avenue located in Franklin Twp near the Easton Avenue Shopping Center entrance that is very close to New Brunswick, NJ. Unbelievable!

Today I took a quick drive from my house located in Franklin Twp, Somerset NJ to see how things were doing after hurricane Irenes arrival last night. The main attraction in South Bound Brook is the Delaware and Raritan Canal that permits light boating to hiking, biking and fishing. As you can see, as I was looking toward Bound Brook that is right accross the river, the canal has flooded over the banks onto Canal Road that connects the Boro of S. Bound Brook with Manville, NJ.

Proceeding down toward Main Street in S. Bound Brook I saw that the canal has turned into a rushing river. The area where the photos are taken is right next to the new community housing development. New townhomes and condos were recently built on the GAF Manufacturing site that provides an updated look to the town.

Make sure permits were in place

One thing that should be stressed when buying a new place to live and getting a home inspection is that if you see that there has been major remodeling, always check to see that all necessary installation permits have been taken out. Major home component replacements such as roofs, siding and windows normally require permits issued by the local code enforcement agency. Also normally included are kitchen and bathroom remodeling, especially when there has been new plumbing pipes and where electric wiring has been newly installed. Whenever walls have been altered or moved this will also require a permit to be taken out from the local town or municipality.

Make sure the improvements were inspected

Permits are required so that the town's code enforcement official(s) can come out and inspect the work and make sure that the installation is up to modern standards. This will keep most contractors from taking unnecessary shortcuts that will eventually lead to problems that you will have to correct eventually. If you ever have seen the HGTV series Holmes Inspections, most all of the homes that Holmes had inspected that had major problems didn't have the proper permits in place when the work was done. A red flag.