The Easter bunny is hopping down the bunny trail. Have you sent your favorite people and clients an Easter eCard, post card, email or agereral mail. Easter time fills us with hope, joy, warmth. It is a time for celebrations, for coming together with friends, family and reveling in the warmth of Spring time. On this season of new beginnings, renew your ties with friends and family.
Remember to Celebrate St. Patrick's Day the luck of the Irish with all of your clients by sending them a St. Patrick's Day eCards, post card, email, direct mail or a phone call.
Just like many other holidays in the United States, St. Patrick's Day has its origins in ancient times. A young boy named Patrick lived in the British Isles, a land that had been invaded and conquered first by the Romans and then by Germanic tribes. Patrick was captured and taken as a slave from the British Isles to what is now Ireland. He lived there for several years herding sheep. He was a religious boy and he prayed that he would someday return to his homeland.
Legend has it that one night while he was praying, a voice told him to escape from the farm, and find a ship that was waiting for him two hundred miles away. Patrick got to the ship, sailed to Europe, and disembarked in what is now probably France. He led several of the ship's crew through a dangerous forest, praying all the time. Neither Patrick nor any member of his crew was captured. When some of the men were about to die of starvation, wild animals appeared for them to eat. Events such as these appeared to be miracles and gave rise to later legends surrounding Patrick.
St. Patrick died on March 17 and the Irish people set aside the day to mourn. He became the patron saint of Ireland. Mourning turned to commemorating him and celebrating his life. Americans have inherited this custom. On St. Patrick's Day in the United States, millions of people celebrate whether they are Irish or not!

While the mortgage industry stalled briefly to reconsider its more exotic loans, there is plenty of conventional financing available for qualified homebuyers. Interest rates remain at historically low levels - still less than 7% for the typical, 30-year fixed-rate mortgage. Indeed, the market has changed. It's gone from a frenzied seller's market to calmer buyer's market. In fact, buyers haven't seen a market this strong in years. When the national
median home price dropped for the first time on record, the decline made huge albeit misleading headlines. For starters, there is no such thing as a national real estate market.
All real estate markets are local and driven by local factors that include the local economy, housing supply and demand factors and other attributes like geography. The slight decline followed years of unprecedented steep home price appreciation and the reality is that only a handful of markets experienced price declines. Corrections in markets that experienced exorbitant home price appreciation were expected and signal good news for buyers. According to 2007 third-quarter National Association of REALTORS® (NAR) statistics, the vast majority of the nation's metropolitan areas showed rising or stable home prices with most areas experiencing modest gains.
Right now there are many homes from which to choose and in most areas buyers don't have to deal with the harried and hurried competition of multiple bids. The changing market has also changed the inventory landscape to include fewer speculative sellers and a larger share of serious and motivated sellers.
Prospective homebuyers have some time to shop inventory and thoroughly compare home types and prices, amenities, neighborhoods, commutes and other important real estate-related features. And buyers have stronger price negotiation power as sellers compete for their attention by offering concessions or other incentives. While all real estate markets have ups and downs, Americans continue to consistently build wealth through homeownership. According to the NAR:
Because every market is different, it's a good idea for potential homebuyers to contact me (Anthony Stokes-Pereira) your local real estate specialist to learn more about what's happening in his or her community and real estate market. The bottom line in real estate doesn't change - if you're ready to buy and can afford to make a long-term homeownership commitment, it's always a good time to buy!
Anthony Stokes-Pereira
Prudential Rand Realty
Direct: (845) 770-2188
Office: (845) 624-8100 Ext: 188
Fax: (845) 624-7137

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