Steve and Nella Tomczek

I had a great Mother's Day yesterday, for once I was the guest of honor in my own house.

My husband and I picked up a great line after watching the new Star Trek movie last night: "Live well and prosper".

This morning we're starting our day wishing everybody to live well and prosper!

Nella

HAPPY MOTHER'S DAY!!!

The city of Killeen is enforcing a "loud" music ordinance for vehicles.

The first violation can be a fine up to $ 2,000. The second violation can lead to arrest.

Visitors beware!!

Oh by the way, if you have TX plates DON'T let your license plate holder cover the word TEXAS. You can expect a ticket.

YEEHAW!!!!!

Great news for first time homebuyers!! If qualified, they can cash up to $8,000 for purchasing a home on or after January 1, 2009 and before December 1, 2009. The best thing is you do not have to pay the tax credit back.

Go on IRS.gov and look for the revised version of Form 5405, First-Time Homebuyer Credit. This form includes the provisions from the America Recovery and Reinvestment Act of 2009.

In Central Texas...

Lets talk facts. All you hear is the real estate crisis. There is no real estate crisis. There is a financial crisis called greed. In our land of milk and honey, everyone wants to be a millionaire. Fancy that! All those sub prime loans fell like dominoes. When they fell real estate values fell as well. Just being a real estate agent I can see the handwriting on the bedroom wall. Bad loans for overpriced land and their homes equals disaster. Even here in Central Texas, we've got our wanna-be millionaire's. Ours is commercial land that a few years ago had little value, now is marketed at a million an acre. People are paying 125K for lake-view property. The lake is so distant that you can't tell the color of a boat in the water. They ought to take a trip to Minnesota! Oh, we got another player in the game. County tax assessors. In Texas revenue comes from property tax because we lack state income tax. It should be somewhat of a wash, but now counties have taken to raising assessed values above market value. I just closed a home at 98K that is assessed over 100K. The sales price was fair and in the market range. Would it have sold for 101K? I doubt it very seriously. So the point? When we focus on the almighty dollar we lose. When we focus on taking care of clients we all win.