Georgia Weaver

If you are as confused about insurance as I was checkout this article from Bankrate.com. It is excellent at explaining what insurances you don't need, the ones that really aren't much, if any, help to you but really help line the pockets of the insurance company.

I don't completely agree with the article on 1 type of insurance noted here: Flood insurance I believe is vital if you are in the 100 year flood plain. My belief in this is the result of being in a lot of floods and seeing the devastation the Mississippi caused along the eastern border of Iowa this year.

This article will help you get on a firmer footing with your insurance company, if they have you in one of the insurances noted in this article get them on the phone or better yet visit them in person, take this article, ask them to explain why you need the insurance in question and then decide for yourself. If you are trying to buy a home or trying to just make your mortgage and stay out of foreclosure this information may help you get your budget under control.

Realtors, this is a good area to address when you have Sellers come in who are getting close to or who are already in foreclosure proceedings. It is also a good area to have your Buyer clients review with their insurance agent prior to buying.

http://www.bankrate.com/brm/news/insurance/20080909_useless_insurance_a1.asp

Location of Property: 621 IOWA STREET, Storm Lake Iowa 50588

The described property will be offered for sale at public auction for cash only as follows:

Date of Sale 12/02/2008 Time of Sale 10:00 AM

Place of Sale BUENA VISTA COUNTY SHERIFF OFFICE

411 EXPANSION BLVD STORM LAKE IA

Judgment Amount Accrued Costs Costs Interest Sheriff's Fee's

$65,609.43 PLUS $1,082.00 $6,411.29 Pending

Attorney Gregory Kreitner

126 WEST SECOND ST MUSCATINE, IA 52761

Some pictures of the new and improved Century Lanes in Alta Iowa.

I recently did an equipment inspection of Dale Davis's home lanes and its 4 new lanes so I figured I would share them with the world.

A little about Alta: Alta, Iowa is a small community, just 4 miles west of Storm Lake, it is a close knit community where everyone looks out for each other. Unlike the bigger areas out real estate market is still going strong. Kids can play outside safely and long walks hold only the threat of a sunburn. Alta is my home, and if I had known there was a place like Alta I would have raised my boys here. This is a place where people still worship in God's house on Sunday, and God's house is the place where the Word of God comes alive through all the inspired words of the Bible.

Alta, Iowa has become famous over night; the reason is 79 year old Dale Davis. Dale is blind, but man he can bowl, he bowled the first perfect game Century Lanes has ever seen - but I don't think it will be the last. Dale bowls at Century Lanes located on Main Street in Alta. Dale is a slight man, a veteran and he is legally blind. His nickname is "The Hammer" and he spends his time with his sister Thelma and his little dog.

Clem LeDoux, the owner of Century Lanes, is expanding and adding 4 more lanes and Dale has a new pair of bowling shoes he plans on try out as soon as the work is done. That work should be completed this weekend, Dale will most assuredly be one of the first bowlers to try the new lanes out.

Stay tuned for pictures of the new and improved Century Lanes Bowling Alley and Dale Davis, Alta Iowa's blind bowler.

Interested in learning about how a foreclosure works and want to see a foreclosure auction? Well if you live in Storm Lake or Alta this one might fit the bill. The address of the property is:

Location of Property: 501 BUENA VISTA STREET ALTA IOWA 51002

The described property will be offered for sale at public auction for cash only as follows:

Date of Sale 11/04/2008 Time of Sale 10:00

Place of Sale BUENA VISTA COUNTY SHERIFF OFFICE

411 EXPANSION BLVD STORM LAKE IA

This one will probably go to the bank that has the mortgage, that bank is the First National Bank of Omaha. The cost of this property (in my opinion as a Realtor) is significantly higher than it could sell for on the local market.

Judgment Amount Accrued Costs Costs Interest Sheriff's Fee's

$138,260.75 PLUS $2,881.51 $10,212.86

Check it out if this is something you have thought about doing, it is an interesting process and the personnel in the sheriffs department are very helpful.