“World's Most Complete Neighborpedia”
Explore:   What's happening in your neck of the woods?

Tatyana Sturm, Denver Realtor, GRI Denver/ Aurora CO Relocation Specialist

South Aurora Christmas Activities

South Aurora Christmas Activities

Christmas Activities at Southlands Mall:

Movies with Santa. December 10th Elf will be playing at 10 AM. December 17th How the Grinch Stole Christmas will be playing at 10AM. Tickets can be purchased at the Holiday Guest Services.

Santa and Photos now through December 24th. At Southlands guest services.

The Pond. Ice Skating for the whole family. $10 for admission and skate rental. For more information please call 303-928-7536.

Southlands Holiday Food and Gift Show. This show offers numerous holiday vendors, great for finding those last minute gifts. Open Daily.

Southlands Mall is great place for shopping and entertainment. There are stores to appeal to all. Southlands mall also offers many family activities throughout the year.

Festive Christmas activities in Denver

Here is a list of festive Christmas activities to do around the Denver metro area. Hope to see you there! Merry Christmas!

Downtown Denver Grand Illumination

Union Station and City & County Building

Nov. 25th, 6pm

Southwest Rink at Skyline Park

Arapahoe and 16th, Denver

Opening Nov. 25th

A Christmas Carol

Stage Theatre

Denver Performing Arts Complex

Nov. 26th thru Dec. 24th

The Nutcracker

Denver Performing Arts Complex

Nov. 26th thru Dec. 24th

Denver Parade of Lights

Downtown Denver

Dec. 2nd at 8pm and Dec. 3rd at 6pm

Blossoms of Light

Denver Botanic Gardens

Dec. 2nd thru Jan. 1st

Evergreen Tree Lighting & Holiday Walk

The Lake House

Dec. 2nd at 5:45pm with Santa and Mrs. Claus

Trails of Light

Denver Botanic Gardens at Chatfield, Littleton

Dec. 2nd thru Jan. 1st

Christmas with the Children’s Chorale

Boettcher Concert Hall

Denver Performing Arts Complex

Dec. 3rd and 4th

Santa Claus Special

Colorado Railroad Museum, Golden

Dec. 3rd, 10th, 11th and 17th

Breakfast with Santa

Downtown Aquarium

Dec. 3rd, 4th, 10th 11th and 17th thru 24th

Colorado Springs 25th Annual Deck the Hall

Colorado Springs Chorale Pikes Peak Center

Dec. 9th at 7:30pm

Zoo Lights

Denver Zoo

Dec. 9th thru Jan. 1st

Longmont Lights

Holiday Parade, Roosevelt Park

Dec. 10th at 5pm

Colorado Springs Christmas Symphony

Pikes Peak Center

Dec. 17th at 8pm and Dec. 18th at 2:30pm

New Year’s Eve Fireworks

Downtown Denver

Dec. 31st

South Aurora and Centennial Colorado Relocation Expert

Is relocating to Denver and South Denver communities in your future?  If so please contact me today to help you with your relocation to Denver.  I am a Colorado Native who resides in the South Aurora Community and have been actively practicing residential real estate since 2005.  I look forward to working with you and helping your relocation go as smoothly as possible.

Denver Colorado Residential Relocation Realtor.


Tatyana Sturm, EXIT Realty DTC, Realtor, Denver, Colorado
There are many things to consider when thinking of buying or refinancing your home with an FHA 203K loan. Make sure to think through this before proceeding:

1) Are you working with an experienced team? If you are buying, has your real estate agent worked on an FHA 203K before? Do you have connections to contractors that are familiar with the process? Does your lender actively work on 203K loans? These are critical aspects to the success of your 203K when buying a home. After all, the beginning will set the stage for the process and end results.

2) Do you know exactly what you want to do? Many people ask me how quick can we close? This is an open-ended question because mainly it depends on how fast you can get your bids in order. So knowing exactly what you want to do inside that house (or outside) is critical to the efficiency of your 203K loan.

3) Will you be able to finance more money if your bid comes back high? If you are committed to working with the wrong lender and they are only able to offer you a streamlined 203K and your bid comes in higher than $35K or you need structural repairs, you could be in trouble if paired with the wrong lender who can't offer both types of 203K loans.Make sure you ask the question; Can you offer both the full and streamline 203K loan?

4) What is your exit strategy for the house? Meaning are you going to stay there for a year, 3 years, or longer. The reason this is important is your lender should be able to talk to you about structuring your loan so the cost analysis meets your exit strategy for the house. If you plan on staying for not too long it should be structured differently then if you plan on living there for the long haul.

5) Are you better off with a general contractor or piecing together your contractors? Many people are looking to save money on such a large investment. When working with a general contractor you will effectively pay for their time and expertise to make the deal flow smoothly. If you piece together your contractors you may save some money on the total bid, but there are many variables that could then effect how quickly your rehab work is done. Also, the contractors may not have the pockets to absorb the disbursement method of a 203K loan like a general contractor might.

There are many other things to think about. If you have questions give me a call 303-779-0591 x 101


Ray Williams
Branch Manager
Summit Home Mortgage
rwilliams@summit-mortgage.com
www.denvers203klender.com

Denver, Colorado's leading short sale expert

www.5280shortsales.com

Proud Greenfield, Aurora, Colorado Resident and Realtor

"Buy or Sell a home in Denver, Colorado"

www.5280exit.comDenver, Colorado’s Residential Relocation Realtor. Denver’s Top Short Sale Realtor. For the most comprehensive Colorado Real Estate property map search please visit: www.5280exit.com. Thank you very much for reading my blog and I look forward to working with you. Tatyana Sturm, EXIT Realty DTC, Realtor, Denver, Colorado Proud Greenfield, Aurora, Colorado Resident and Realtor “Buy or Sell a home in Denver, Colorado” tatyana@exitrealtydtc.com ~ 720-350-5909
Thank you very much for reading my blog and I look forward to working with you.

Tatyana Sturm, EXIT Realty DTC, Realtor, Denver, Colorado

Denver, Colorado's leading short sale expert

www.5280shortsales.com

Proud Greenfield, Aurora, Colorado Resident and Realtor

"Buy or Sell a home in Denver, Colorado"

www.5280exit.com

Time to stop renting and buy a home in Denver and metro areas

One the fence about purchasing a home? There are some things you should consider and why now could be the perfect opportunity for you to buy a home or condo.

1. Rates are truly at a record low. It is very rare that rates dip below 4% but they have in this last week. That is almost free money if you consider inflation. Why wouldn't you borrow money at that rate and then you get to write of the interest too.....even if laws change and you are no longer able to write off the interest, who cares at 4%!

2. Prices are down in most of the Denver Metro area. As a whole Denver metro areas property values are down 1.5% from last year. But Denver as a city property values are up 2%.

3. If you are renting you probably have noticed rental rates increasing. In Denver the rental rates have increased over 5% from last year. And with vacancies being at all time low since 2000, you can expect rents to increase over the next year. It quite possibly could be cheaper to buy then rent.

4. Considering a bank owned home? With the end of the year approaching there are super deals to be had with foreclosures since the banks will be wanting to close out their books and get rid of as much inventory as possible by the end of the year.

5. There are over 50 down payment assistance programs in the Denver metro area. So of these programs will lend up to 10% of the down payment with options of not having to pay the money back if you stay in the home for a certain period of time.

Now is a great time to buy a home. Of course there other things to consider as well. I can set up a time with you to go over the pros and cons and see if purchasing a home now is the right decision for you. If you have any questions about buying a home please feel free to call me anytime. I love helping people buy and sell their homes.