Joel Siegfried

Identity theft is one of the nation's fastest growing crimes. What can you do protect yourself?

1. Enroll in LifeLock. LifeLock is the #1 Leader in identity theft prevention, you also recieve a $ 1 million service guarantee if your identity is ever stolen as a LifeLock Member.
How can You Enroll in LifeLock? Feel free to call or email me.

2. Shred everything. All read mail should be shredded before it goes to the trash can.

3. Beware of unsolicited emails asking for personal information. I recently recieved both emails and text messages from a local bank, the only thing is I don't bank with them.

4. Use Anti-Virus and Anti-Spyware software. You need to protect your computer, in order to protect yourself.

If you want to recieve more information about LifeLock feel free to email me with your questions.

Is your housing values falling? Losing equity is not the way to make money in real estate. Of course in this market there is no where in the country property values have not fell! WRONG look at Utica, NY. We are still going. Don't believe me, check out this link

http://finance.yahoo.com/real-estate/article/106299/The-Best-and-Worst-of-Everything-2008

still don't believe me!

Is your housing values falling? Losing equity is not the way to make money in real estate. Of course in this market there is no where in the country property values have not fell! WRONG look at Utica, NY. We are still going. Don't believe me, check out this link

http://finance.yahoo.com/real-estate/article/106299/The-Best-and-Worst-of-Everything-2008

still don't believe me!

WOW!!!

Just as it seem's you get a deal that will be approved thru financing (700+ scores, excellent Income) The bank turns it down. (The Problem with the Bank was soley and appraisal Issue.) After this deal, I would encourage everyone to spend a little extra time at the financing level, Then once you have found that house you want, Comp. it out (3 to 6 months) before you place that offer. Of course this may only apply to central New York. What do You Think?