Sylvie Dolley, CHMS, ePRO Phoenix Arizona Real Estate 602-320-2392

Come by and join me for an Open House On Saturday 2/7/2009 from 11 am to 3 pm.

This lovely home has 6 bedrooms, 4 full bathrooms, with loft and Casitas! This Beautiful Home has plenty of room to Grow! Extra large Lot that has room for lots of activities around the Huge Pool! Covered Patio makes the back yard even more versatile! Kitchen has a large pantry with stainless steel appliances.This home also offers formal a living and dining room, as well as dining in the Kitchen. A fireplace in the family room. Designer niches around the home and several other amenities.

This Wonderful home is Perfect for everyday & when entertaining!

This home is a Short Sale which means that you can get a lot of home that is still in Great Shape for a Great Price!

The home is located in Laveen, Arizona-5247 West Novak Way. This home is close to everything, all freeways, restaurants, shopping, events, etc.

Directions: From 1-10 & 51st Ave. Go south on 51st Ave until Southern. Go West on Southern to 55th Ave. On 55th Ave go south, follow street-55th Avenue changes to Vander Way, until end of street and then go east (left). Home is om the right side of the street in Cul-De-Sac. There will also be signs showing the way as well.

Please come by for refreshments and fresh baked cookies!

It maybe a little cloudy tomorrow in the Phoenix Area, However do not let that stop you! It will be worth that outing! So if you are around, please stop by! I would love to meet you and show you this wonderful home that is just waiting for New Owners that Will Love It!

Thank you and Hope To See You There !

Wondering what the rest of this Beautiful Home Looks Like? Come on By Tomorrow!!

Come by and join me for an Open House On Saturday 1/24/09 from 11 am to 3 pm.

This lovely home has 3 bedrooms, 2 full bathrooms, with a large Living/Dining Room that leads outside to a covered patio that looks out into a well cared for backyard. It's Perfect for everyday & when entertaining!

The home is located in Buckeye, Arizona-614 North Elm Street. It is located ina quiet neighborhood but is still close to shopping, restaurants and etc. You can get there by taking the I-10 go West from Phoenix and take the Watson Rd Exit and go south (left). Follow Watson to MC85/Buckeye Rd go West (right) until you see Elm Street, Its easy to see, its the street with the True Value Store on the Corner!. Go SOuth on Elm (left), home will be on the right side of the road. There wiill also be signs showing the way as well.

Please come by for refreshments and fresh baked cookies!

It will be a beautiful spring day here in the Phoenix Area, so if you are around, please stop by! I would love to meet you and show you this wonderful home that is just waiting for New Owners that lLove it as much as the Current Owners do!

Thank you and Hope To See You There !

Wonder what the Rest of this Well Kept Home Looks Like?

Come by On Saturday between 11-3 and See for Yourself!

If you live in Arizona you may already know that we are having new speed cameras on our highways that went into effect on or around 10/22/08. However, a lot of visitors come to Arizona in the Winter time and may not know. So here is a list of the new cameras that went up recently. More speed cameras will go up until we have approximately 60 stationary cameras and 40 mobile ones. (Whoa Nellie! That is A Lot!)

Camera's that were set up on or around the 22nd of October are as follows:

On Interstate 10-

Eastbound I-10, 287the Avenue
Eastbound I-10, Miller
Eastbound I-10, Watson

On State Route -101

Southbound, SR-101, McDowell
Southbound, SR-101, Indian School
Southbound, SR-101, Bethany Home
North & Southbound, SR-101, Glendale
Eastbound, SR-101, 75th Avenue
Eastbound, SR-101, 59th Avenue

If you go 10 or more miles over the posted speed limit, fines start at 181.00 (ouch!), so please slow down when you come through town on the freeway!

We want are visitors to stay safe and have good memories!

If you happen to be moving or relocating to the Phoenix area, please give me a call if you have any Real Estate Needs! I can help make your move a smoother transition!

Sylvie Dolley
Realtor, Certified Home Marketing Specialist,
ePro Certified Internet Professional
602-320-2392 Cell, 623-344-1000 office,
623-344-1001 Fax
SylvieDolley@q.com
WWW.SylvieSellsAzHomes.com
Coldwell Banker Residential Brokerage
Equal Housing = Equal Opportunities

A lot of Potential Sellers are unsure what a Short Sale is. Well, basically it is when you owe more for your home than you can sell it for. Now, if you do not have to sell, then I would suggest that you stay put until the market goes back up. which maybe a few years. If you have to sell now, I would suggest that you get a Realtor that has had success in Negotiating with Bankers/Lenders in the past to deal with yours.
I think what helps is that I always prepare my sellers for this process. It is a long one and everyone should know this upfront. This is not a quick or "short" fix to anything. It takes time and although it can be frustrating, it can be beneficial to both the Seller and the Buyer. Seller is getting out of a home that they can no longer afford and Buyer usually gets a Great Deal on a home. If you know going into it that it is time consuming and that you will not get an answer for, sometimes several months it does not seem to be as bad. One of the things that I let my Sellers know is that I am going to need more information from them then I would normally so that I can negotiate for them and do it properly.

Some of the things that I ask for so that I can have a Complete Package for Your Lender would be:

Your Bank Statements for the last 3-4 months.

A letter from you, stating your hardships. Loss of job is not the only hardship that people can have, so please let them know what your circumstances are that caused your inability to continue the scheduled payments. Other hardships include but are not limited to Medical, Divorce, and Transfers.

Proof of Your Income-paystubs for the last 3-4 months.

Your Federal Tax Returns for the last 2 years. (1040).

Financial Statement/P & L-Since we are asking the lender of the property to accept less than what is owed on the property, Seller (borrower) would need to disclose enough information to demonstrate that a financial hardship exists. Lender has the right to require extensive financial information. Generally a completed Freddie Mac Financial Statement is sufficient.

Listing Agreement signed by both Seller and Agent/Broker since most lenders will not even discuss a Short Sale unless the home has been on the market for a time. Most Lenders would want proof of listing with agreement and other information from the MLS.

Letter of Authorization for Agent/Broker to speak, accept as well as provide information to the Lender, signed by the Seller.

Letter of Authorization for Title Company to speak, accept as well as provide information to the Lender signed by the Seller.

Purchase Contract-this means an offer on your home! Most lenders will not even discuss it until they have a Purchase Contract to consider.

As your Realtor, I would also round out the packet by completing some Broker Price Opinions or a Competitive Price Analysis so that Lender can see what is selling in your area and what they are selling for and why we have priced the home at the price that we have it at.

So, if you have a Short Sale or you just want to sell you home, Please contact me! I am a Hard Working FULL TIME Realtor that wants your business. I also have a Sellers Guarantee in conjunction with Coldwell Banker Residential Brokerage that says if you are not happy with me, you can Terminate Our Contact! Let me Work Hard for You and Let's Get Your Home SOLD!

Sylvie Dolley, Realtor(R), Certified Home Marketing Specialist,
SylvieDolley@q.com, WWW.SylvieSellsAzHomes.Com
602-320-2392 Cell, 623-344-1000 Office, 623-344-1001 Fax
Coldwell Banker Residential Brokerage
Fair Housing=Equal Opportunities