Julianne's Helpful Tips
How To Avoid Costly Mistakes!
Don't miss these simple steps when looking for your new home. Take the time to consider the following and you will save yourself thousands. Keeping a clear head will also smooth the process of buying a new home, saving time and money, in addition to eliminating what could become a stressful situations in advance.
1. Start by being up front and honest with your REALTOR and your lender about your credit history. Your credit, whether good or bad, affects everything from your down payment to your interest rates. Your REALTOR or a mortgage consultant can often guide you toward getting credit problems corrected or completely removed from your credit report before you apply for a mortgage or make an offer on a home.
2. Getting pre-qualified for a loan by a lender before you begin your search for a new home will allow you to know in advance exactly what kind, and how much, mortgage you can afford. There is no sense in looking at homes that are out of your price range. Getting pre-qualified also makes it possible for you to make an offer on your new home with confidence and gives you leverage when negotiating the price.
3. If the seller does not offer a home warranty on the house you want, ask your REALTOR to make it a part of the written offer that you make. A home warranty can save you thousands of dollars in repairs, and can often be obtained for a very small fee. A standard home warranty covers the electrical, plumbing, heating and air conditioning systems as well as major appliances.
4. Ask your REALTOR for a comparative market analysis of the home. This report compares similar homes in the neighborhood, before you make an offer so that you know in advanced if it's priced properly. A home is not just a place where you live - it is also an investment. Take the time to visit several homes before you decide to make an offer on one - you know exactly what is on the market. Be sure you are making a wise investment.
5. Make your offer contingent upon a home inspection and if repairs are needed, re-negotiate your offer. Hire a professional ashi approved inspector to inspect every aspect of the home thoroughly. Doing this can save you thousands of dollars in repairs and many headaches down the road. A good inspection can also allow your REALTOR to negotiate for any repairs prior to closing. If the seller is not willing to make the necessary repairs, remind them that the bank/lender will also require the home to be in good condition before they make a loan for the purchase.
6. Take into account your present homeowner or renter status. If you already own a home and must sell it before you buy a new one, it is best to get a REALTOR to do a complete market analysis on your present home. This allows you to know how much you can sell your current home for before you make an offer on a new one. If you are leasing or renting, the lease's expiration date will give you a timetable for your new purchase. Review this with your REALTOR well in advance of when you would like to move.
7. Choose your agent wisely. Working with a full-time professional real estate agent is a must. Ask questions of your agent. Find out how knowledgeable he or she is about houses currently for sale in your price range and also about the houses that have recently sold. Can your agent recommend a good mortgage lender that has the reputation of excellent customer service and low rates? Does your agent ask questions of you to have a full understanding of what you are looking for and to help you get the most home for the money?
For more great tips: Visit my web site at: http://www.syracuselistings.com
Have questions, need advice you can count on or just want to discuss this further?
Don't waste any more time; pick up the phone and call me now! I'm here to help!
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SYRACUSE NEW YORK REAL ESTATE! Search All Homes in Central New York: Syracuse, Manlius, Fayetteville, Dewitt, East Syracuse, LaFayette, Oneida Lake, Chittenango, Clay, Baldwinsville, Liverpool, Cicero
Syracuse Listings represents both Buyers and Sellers in the Syracuse NY the heart of New York in breathtaking Onondaga County. Our specialty is Syracuse New York Real Estate and we focus on the Suburbs of Syracuse such as Manlius, Jamesville, Dewitt, Fayetteville, East Syracuse, LaFayette, Kirkville, Minoa, and Fremont, Cicero, Clay, Liverpool, Baldwinsville and many many more! Contact or Call Us Now at 315-656-8300 and we'll get busy finding the perfect home for you! HOME SEARCH - Search 1000s of Beautiful Homes for Sale in Syracuse, NY and Central New York Real Estate Market - Absolutely Free! Give yourself the Home Buyer Edge you deserve by calling Syracuse Listings Today (315) 656-8300 EMAIL ALERTS - Get the latest home listings emailed to you instantly - the moment they hit the market! Sign up now and don't let a single home pass you by. ARM YOURSELF WITH A BUYER'S AGENT - You've heard the words... Buyer Beware! Here's your chance to obtain Personalized Full Representation with an Experienced Professional Realtor - Free!
Meet Julianne O'Reilly who is one of the most respected names in Central New York Real Estate. Be sure to visit our website to learn more and get free valuable information at http://www.SyracuseListings.com A lifetime resident of Central New York - She knows your neighborhood like the back of her hand. Originally from snowy Oswego, New York (famous for it's breathtaking sunsets) she moved to the Syracuse area in 1989. Compared to small town Oswego, Syracuse was like moving to New York City for her. She was determined to find her way around and what better way to do that than to venture into the real estate profession. Julianne says she remembers many times pulling her car over on the side of the road, lost , with tears in her eyes, trying to map out the area. Once she became a NYS Realtor however, all that changed. Having her clients depend on her was all it took -- she was determined not to let them down - and she never has! She took off like a rocket and has been on fire right out of the gate. People tried to discourage her by saying things like "don't be surprised if you don't sell anything the first year, blah blah blah..." well those words just proved to challenge Julianne. Julianne was named "Rookie of the Year" which is an honor given to first year realtors who sell one million dollars worth of property in one year, she accomplished this in just five short months! -- and she hasn't looked back! Julianne believes that a mistake some agents make is that they look at her clients as just a commission check and therefore can't truly have their best interests at heart. She regards each as a potential lifelong friend and considers herself their "Realtor For Life". Julianne's "Can-Do Attitude" and warm personality allow people the freedom to know their answers are just a phone call away. Her goal is to make sure her clients have the complete, accurate information and honest advice they need to make the right decisions. She often says, "Let's take a ride". Her intention is for you as a buyer is to have the very first opportunity to get a look at the homes that may meet your criteria. She believes it is equally important for home sellers to physically take a look at the homes on the market that are their "competition". Julianne has a passion for people, planning and marketing, which is why being a Realtor is a perfect fit for her. She truly loves what she does and as a result puts you at ease - living by the words "Find something you love to do and you'll never work a day in your life". She makes buying or selling a home a enjoyable experience by patiently walking you through each phase, step by step. Julianne says it gives her a great sense of accomplishment to put up the "sold" sign for her sellers and to hand her buyers the ‘keys' to their new home.
Marketing Specialist: Member of the National Association of Realtors, Greater Syracuse Association of Realtors, Central New York Information Systems, Licensed by New York State. Adheres to Realtor Code of Ethics and practices Equal Opportunity Housing Guidelines. We have a flair for decorating and design - we know what sells and what doesn't. We will happily guide you through the "Home Staging" process to create a win-win for everybody!
Julianne promised to save us money while shopping for our home - we never dreamed it would be over $17,000! We were amazed! R&V Proulx, Bridgeport, NY
What a delight to work with! Selling our family home was very emotional for us before we headed south to Florida. She gave us great tips on staging and our home sold in 6 days! We would recommend her to anybody! Dick & Linda Burke, East Syracuse, NY
I am proud to send everybody I know to Julianne - not only did she sell our home quickly, she found us the perfect home to move into. She was great at helping us understand the whole mortgage process and she kept the lines of communication open so we knew what was going on, when and most importantly - why. She has become a very good friend. I've recommended her dozens of times already. C Dare, East Syracuse, NY
I've been working with "Jules" for three years now. I'm an investor and I flip property. She does not miss a beat - if it's on the market - she makes sure I know about it "First". I highly recommend her. DG Syracuse, NY
I never thought I'd get approved for a mortgage, but thanks to Julianne and her hard work - I did. Now I own a great house on 5 acres in Oswego - I know how hard she worked and I really appreciate it. She made me feel like I was her only client. She is honest and professional. D Scruton, Oswego NY
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