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Tammy Vertrees

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Use Your IRA Funds to Buy Real Estate Now

10-08-08
Tammy Vertrees
Use Your IRA Funds to Buy Real Estate Now

(ARA) - It sounds almost too good to be true: IRA holders can use their retirement funds to purchase real estate before the age of retirement without incurring distribution taxes or penalties. And they can realize their real-estate investment profits tax-deferred in their retirement account.

But it is true, and growing numbers of savvy investors are taking advantage of the opportunity to build their portfolios while saving aggressively for their retirement years.

For a professional, experienced agent, give me a call for a free consultation: 530-872-5428. I love helping my buyers & sellers with their Real Estate goals!



www.TammyVertrees.com

Learn from yesterday, live for today, hope for tomorrow.
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Buying a Home With Resale Value

10-08-08
Tammy Vertrees
Buying a Home With Resale Value

There are many things that should be considered when buying a home. Since most homebuyers expect to buy a bigger and better home someday in the future, resale value is an important factor in decision-making. You use the proceeds from selling one home to buy the next one.

While no one can guarantee that your home will grow in value, there are steps you can take that maximize your potential gain.

"Location, Location, Location"

"Location, location, location," is a common and almost hackneyed phrase in real estate literature. Your agent may even throw it at you when you ask for advice about buying a home. However, what does "location, location, location," actually mean? Why repeat it three times?

Mostly, "location" is repeated to emphasize that it is extremely important to the resale value of your home. The idea is to buy a house that will appeal to the largest number of potential future homebuyers. A careful choice of location can minimize potential negative influences on future resale value, and maximize positive influences.

Focusing on resale value requires you to make several different "location" choices. The first choice you have to make is "which community?" At the very least, you should narrow your choice down to just a few local communities.

For a professional, experienced agent, give me a call for a free consultation: 530-872-5428. I love helping my buyers & sellers with their Real Estate goals!



www.TammyVertrees.com

Learn from yesterday, live for today, hope for tomorrow.
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Shopping for an Agent

10-04-08
Tammy Vertrees
 
Shopping for an Agent

Your first step should be to shop for a Realtor, not to shop for property. Shop for a Realtor the way you would shop for a good attorney, accountant, mechanic, plumber, doctor, financial advisor or other professional.

Now that we have the Internet, you have more information at your fingertips than buyers from the past. The web is a good place to start. There are lots of directories that list agents, plus search engines, too. Peruse the sites. If an agent has lots of information on their site and seems genuinely concerned about informing homebuyers, that's probably a better choice than someone whose web site only talks about how good they are. The client should be the focus, not the agent. At the same time, agents have to market themselves aggressively -- or else you won't notice them.

If Automobiles were Houses

Imagine that automobiles are sold like real estate, with no more car lots or dealerships. Both new and used cars are just parked on the street. So if you want a Ford, there are no more Ford dealerships. No more Lexus dealerships or any other kind of dealerships, either. If you want to look for a car on your own, you just drive around and see what you can find. Even then, you can only look at the outside because you don't have the keys.

There are some people that have the keys. They also have a computer that tells them where all the cars are parked, what model and year they are, what size engine they have and how many miles are on the odometer. They get paid a commission for selling the cars.

Some of these commissioned agents just sit around and look at the computer, waiting for the phone to ring. Some of them go out and locate the new cars, physically inspect the interior and exterior and flip on the ignition to listen to the sound of the engine. They are interested in finding the best cars so their customers refer future clients to them.

Who would you rather call?

For a professional, experienced agent, give me a call for a free consultation: 530-872-5428. I love helping my buyers & sellers with their Real Estate goals!



www.TammyVertrees.com

Some people weave burlap into the fabric of our lives,
and some weave gold thread.
Both contribute to make the whole picture beautiful and unique.
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Finding and Using Your Own Realtor

10-04-08
Tammy Vertrees
Finding and Using Your Own Realtor

Actually, the best thing for you to do when you see an advertisement in the paper is to call your own Realtor and tell them about the ad. Since addresses usually do not appear in advertisements, your Realtor will call the listing agent and find out the MLS number for the property. If the listing is on the internet, it probably already provides the MLS number.

The MLS number allows the agent to access the listing directly on the Multiple Listing Service computer. That reveals a lot more information than what is available to you on the web.

The house may turn out to be a great home for you, but it may also be a property the Realtor has already disregarded because it backed up to a busy, noisy street and you have told your Realtor you wanted a quiet neighborhood.

You Have to Find an Agent. How do you do that? If you're reading this, you're probably on the Internet. One key to a successful relationship between a real estate agent and their client is that, in addition to representing your interests competently, they educate you about the process as it unfolds. So don't simply look for property on the web - look for an agent that informs you about the process.

Referrals are always a good way to go. Perhaps a friend, co-worker, or family member recently bought a house in the same community and had a good experience. However, if they bought a house twenty miles from where you want to move, it may not be a good idea to use the same Realtor. You want an agent who knows the area and has already previewed many of the homes available for sale in that community. Community knowledge should be important to you because you are not just buying a house. You are buying a home in a local neighborhood in a specific community.

Every Realtor can show you every property available for sale in the Multiple Listing Service. Since that is true, you can call any real estate office and find a Realtor willing to show you houses for sale. The problem is that you do not know if you are talking to an excellent Realtor or a lazy, inactive one.

For a professional, experienced agent, give me a call for a free consultation: 530-872-5428. I love helping my buyers & sellers with their Real Estate goals!
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How to start a Neighborhood Watch

10-04-08
Tammy Vertrees
How to start a Neighborhood Watch

Crime is a major concern for communities across the United States. Through a well organized Neighborhood Watch program, you can dramatically reduce crime in your neighborhood. Statistics show that most burglaries occur in neighborhoods without an organized Neighborhood Watch group.

In order to start a Neighborhood Watch, you must establish a partnership with a local law enforcement agency.

To get started:

  1. Recruit as many neighbors as possible to discuss the needs of your community.
  2. Decide on a date and place for an initial Neighborhood Watch meeting.
  3. Contact your local police department or sheriff’s office and invite them to your initial meeting.
  4. You will be assigned a prevention officer who will attend your first meeting and help you develop an action plan.
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