As of October 1, 2008, many of the first-time homebuyer programs are no longer available.
Buyers can no longer take advantage of any down payment assistance program where the seller is contributing anything toward the down payment. This includes the Nehemiah and Ameridream loan programs.
While sellers are no longer allowed to contribute toward the buyer's down payment, sellers are still allowed to contribute toward the buyer's closing costs and prepaid costs. Under FHA guidelines, the maximum seller contribution is still 6%, and under conventional lending guidelines the contribution can vary from 1% to 6%.
ZERO MONEY DOWN programs are still a viable option for those who qualify for the VA loan, and the VHDA/FHA Plus loan.
What do all of these acronyms mean???! FHA is the Federal Housing Administration. These loan programs require a down payment of 3% of the purchase price. For FHA questions and answers, click here.
VA is the Veterans Administration. These loans are guaranteed for military home buyers and require no down payment.
VHDA is the Virginia Housing Development Authority.
The discontinuation of the down payment assistance programs is not the end of the road for first-time home buyers. Local housing authorities (Fairfax County, City of Alexandria, Arlington County, and Prince William County) all have programs to help first-time home buyers, and low-income home buyers.
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Buying or Selling Real Estate in Alexandria VA? Contact Tamara Inzunza, Associate Broker of McEnearney Associates, Inc. Realtors to list and sell your home, or purchase a new home. I specialize in Old Town Alexandria, Del Ray, Kingstowne, and Manchester Lakes condos, townhomes, and single-family homes for sale.
Call me at 703-549-9292 x228 or 703-623-8759. Visit my website and Search All Homes For Sale at www.MovingToNova.com/. If you're thinking about selling and would like to know how much your Alexandria VA home is worth, visit www.ConfidentialCMA.com for a complimentary market analysis of your home. Not selling but curious about the homes for sale in your neighborhood, visit www.MovingToNova.info for FREE Market Snapshot reports and stay informed whenever a home is listed or sold in your neighborhood.
Copyright © 2008 By Tamara Inzunza, All Rights Reserved.
Open This Sunday, October 5 from 1-4 pm
1209 N. Pitt Street, Unit A1 - $347,500
Alexandria VA 22314
Canal Place Condominiums
Made especially for the buyer who wants the close-in location and care-free one-level living.
This special home offers:
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Buying or Selling Real Estate in Alexandria VA? Contact Tamara Inzunza, Associate Broker of McEnearney Associates, Inc. Realtors to list and sell your home, or purchase a new home. I specialize in Old Town Alexandria, Del Ray, Kingstowne, and Manchester Lakes condos, townhomes, and single-family homes for sale.
Call me at 703-549-9292 x228 or 703-623-8759. Visit my website and Search All Homes For Sale at www.MovingToNova.com/. If you're thinking about selling and would like to know how much your Alexandria VA home is worth, visit www.ConfidentialCMA.com for a complimentary market analysis of your home. Not selling but curious about the homes for sale in your neighborhood, visit www.MovingToNova.info for FREE Market Snapshot reports and stay informed whenever a home is listed or sold in your neighborhood.
Copyright © 2008 By Tamara Inzunza, All Rights Reserved.
Looking for things to do in and around Alexandria VA this weekend, try these fun filled activities:
ONE LESS Home On The Market! Just Sold ~ 2BR/2BA + Den Condo
8301 Bluebird Way, Unit D, Lorton Virginia, 22079
This lucky home buyer is the beneficiary of contemporary one-level living, a freshly painted home with new carpet, new kitchen appliances, new kitchen flooring, laundry room with full sized washer and dryer, and a commuter friendly location.
Buying or Selling Real Estate in Alexandria VA? Contact Tamara Inzunza, Associate Broker of McEnearney Associates, Inc. Realtors to list and sell your home, or purchase a new home. I specialize in Old Town Alexandria, Del Ray, Kingstowne, and Manchester Lakes condos, townhomes, and single-family homes for sale.
Call me at 703-549-9292 x228 or 703-623-8759. Visit my website and Search All Homes For Sale at www.MovingToNova.com/. If you're thinking about selling and would like to know how much your Alexandria VA home is worth, visit www.ConfidentialCMA.com for a complimentary market analysis of your home. Not selling but curious about the homes for sale in your neighborhood, visit www.MovingToNova.info for FREE Market Snapshot reports and stay informed whenever a home is listed or sold in your neighborhood.
Copyright © 2008 By Tamara Inzunza, All Rights Reserved.
In the Garden - Prepare the lawn or garden for falling temperatures. Remove weeds, seed and fertilize the lawn, and plant any spring-blooming bulbs. In areas where the ground freezes, consider mulching flower beds. The mulch will protect plants when the weather gets cold. Container gardens also should be moved indoors or protected from falling temperatures with a burlap wrap.
On the Patio - Clean outdoor furniture and equipment with a mild soap solution and water. If possible, bring it indoors for the winter. No room to store all that gear in the house or garage? Wrap it tightly with a tarp or other cover that will protect it from the strong weather and the rays of the sun.
In the Garage or Closet - Store beach and camping gear away in the back of the garage or closet, since it won't be needed until next year. Move fall sporting and yard equipment to accessible areas so they'll be within reach.
In the Entryway - Cooler temperatures mean warmer jackets and heavier shoes. Don't let these items clutter up the entryway. Carve out a space near the doorway to store them, if you don't have a coat closet, consider hanging coat hooks and setting out baskets or a shoe storage bin for the shoes and boots.
In the Clothes Closet - Comb through your family's closets. Store summer dresses and tops to make room for fall wardrobes. Now is a good time to make a donation to the local Salvation Army or thrift store. Make sure clothes are organized and ready for the children to grab on mornings when they're hurrying to school.
In the Bedroom - Fall temperatures also mean cooler autumn nights. It's time to pull out the blankets that you've stored away in the spring.
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Buying or Selling Real Estate in Alexandria VA? Contact Tamara Inzunza, Associate Broker of McEnearney Associates, Inc. Realtors to list and sell your home, or purchase a new home. I specialize in Old Town Alexandria, Del Ray, Kingstowne, and Manchester Lakes condos, townhomes, and single-family homes for sale.
Call me at 703-549-9292 x228 or 703-623-8759. Visit my website and Search All Homes For Sale at www.MovingToNova.com/. If you're thinking about selling and would like to know how much your Alexandria VA home is worth, visit www.ConfidentialCMA.com for a complimentary market analysis of your home. Not selling but curious about the homes for sale in your neighborhood, visit www.MovingToNova.info for FREE Market Snapshot reports and stay informed whenever a home is listed or sold in your neighborhood.
Copyright © 2008 By Tamara Inzunza, All Rights Reserved.
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Alexandria VA real estate buyer agent and listing agent. Helping distressed homeowners with short sales. Specializing in the areas of Old Town, Del Ray, Kingstowne, Manchester Lakes.
After consulting and software/database programming, I decided to pursue my real estate career full-time...and never looked back! While there are days that I sincerely miss programming, it can never take the place of the satisfaction I feel when I help a family find their new home. I have always had a fascination with houses. Before I was licensed, I would often spend my spare time visiting model homes in the area and going to home-buying seminars. My education and previous experience as a consultant is the foundation for my success as a Realtor. My business degree laid the groundwork for real estate. I have extensive knowledge and training in Economics, Accounting, Computer Technology, Marketing, Finance, and Management. Transitioning from corporate/government consulting to real estate consultant was very smooth. I have always been in a ‘people' atmosphere, and my technical skills help me when I work with both buyers and sellers! For over eleven years, I have helped many families in Northern Virginia buy and sell homes. Locally, I have helped renters become first-time homebuyers, and then move-up buyers. And I have helped sellers with their cross-country moves when the time came for them to leave the area. My past clients continuously reward me with referrals of friends, neighbors, family members, and other co-workers. That is the greatest compliment that I can receive. Designations & Affiliations: NVAR Education Advisory Committee Member RE/MAX Platinum Club 2004, 2005 RE/MAX 100% Club 2002, 2003, 2006, 2007 Associate Broker Accredited Buyer Representative Graduate, Realtor Institute Certified Residential Specialist Certified New Home Sales Professional e-Pro Licensed in Virginia and Washington DC
For the past twelve years, I've been helping first-time buyers move up from renter to proud homeowner. I've also helped many military families with relocation and take advantage of the military benefits such as the VA loan, with ZERO money down. As a Certified Relocation Specialist, I also help government and corporate transferees make a smooth transition to the area. My clients are also moving up as a result of different life stages, and when they need help selling a current home and buying another, I'm able to offer a high-impact marketing strategy that showcases their home on multiple websites to a wide audience of buyers.
When it comes to listings and homes for sale in Alexandria VA, my areas of expertise includes condos, townhomes, and single-family homes in Old Town (22314), Del Ray (22301 and 22305), Kingstowne (22315), Manchester Lakes (22310), Greater Mount Vernon (22306, 22307, 22308, 22309), and the nearby surrounding areas.
Here's what some of my past clients had to say...
I look forward to her unchallenging commitment.
I look forward to her unchallenging commitment in our quest to purchase another home and am confident that she will be there every step of the way with the kind of professionalism we have come to expect from her.
K. and G. Pollard, Woodbridge
I was made to feel important during the entire process.
" I would like to take this opportunity to thank you and tell you how pleased I was with the great service you provided. Starting with our first contact through closing, I was given expert advice, information, suggestions, and constant support.
You understood exactly what I was looking for in my first home purchase and with this understanding; you worked hard to find a house which met all my needs and desires. It was a pleasure working with you and I look forward to working with you in the future. Because of the great service and professionalism you exhibited, I will not hesitate to recommend you to my friends and co-workers looking for a truly professional real estate agent."
C. Nunley, Lorton
We would definitely recommend you to anyone who is looking to buy or sell in Northern Virginia.
We would like to extend a warm and heart-felt thank you for all of the hard work you did for us. It's amazing when I look back at the timeline, how quickly everything happened. We met for the first time around mid-July, you put my condo up for sale and got a contract around mid-August, then you found us the exact type of house we wanted and we settled mid-September! That's amazing! And thank you so much for the beautiful pictures on CD of our home!
K. and Z. Walker, Alexandria
Thanks for all your help!
It was a pleasure to work with you again. As usual, your professionalism, compassion, and enjoyment in your work, makes your clients feel at ease.
J. Fisher, Woodbridge (Repeat Client)
We can't thank you enough for all that you've done!
Thank you very much for your thoughtful and generous house warming gift. You have been an integral part of our homebuying experience from start to finish, and we can't thank you enough for all that you've done!
L. and T. Hynson, Woodbridge
Your professionalism was super!
I always knew what was going on because you supplied complete lists of what to expect. Your estimate of my proceeds was accurate and you handled all problems with a wonderful calm. I will definitely recommend you to everyone.
C. Rodriguez, Dumfries
I look forward to helping you 'Make That Move'!
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