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Tanya Busch Maine Real Estate

Foreclosure Rescue Fraud

With the current economic situation, sadly some people have arisen to attempt to take advantage of the conditions. If you or someone you know is facing foreclosure, be sure to use the links below. It is best to stay in contact with your lender and to contact a reputable attorney. There may be no easy way to navigate through a foreclosure situation, but it is important to know your rights and options, that many homeowners are in the same position, and that you can make it through. While it can be frustrating and upsetting, there are laws in place to protect you. If you cannot afford an attorney, please be sure to contact Pine Tree Legal for free legal advice. This is offered for through the state of Maine. They can let you know your rights and help to navigate the process. Do not be fooled by companies that ask you to pay huge fees up front and promise to get you out of your dilema.

State Legislator, Michael Beaulieu of Auburn recently posted the following important article in his newsletter:

State regulators ordered 15 separate foreclosure rescue companies to cease doing business in Maine. The companies took advance fees from consumers without providing any debt management assistance. All 15 of the companies are located out of state.

The companies took $36,000 from 300 Maine households collectively but have not assisted a single Maine consumer. A list of the 39 licensed and bonded debt management companies in Maine can be found at http://www.credit.maine.gov/ under "Rosters" and then "Debt Management Service Providers." A list of the suspended firms may be found at http://www.maine.gov/pfr/consumercredit/enforcement.shtml.

Maine Maple Sunday - Let the sap flow! March 22nd

Maple Syrup

It's That Time Again: Maine Maple Sunday

March 22nd, 2009

Maine Maple Sunday is always the fourth Sunday in March. This is the day when the local producers throughout the state open the doors to their sugarhouses to the public. This is your chance to see how the syrup is produced.

Various farms with sugarhouses around Maine offer tasting, fun family activities, as well as syrup and maple products for sale. Click on the link below to find a participating sugarhouse in your area, and help support our local economy!

Get Real Get Maine!

The Tanya Busch Team,

Keller Williams Realty Mid Maine

34 Center Street Auburn ME 04210

207-689-9880 www.TanyaB.com

First Time Home Sellers

home for sale

First Time Home Sellers Need Attention Too!

Maybe you have noticed that information and assistance abounds for first time home buyers, but what about first time home SELLERS? Many people assume that because you have owned a home that you will automatically know all the ins and outs of selling one. Perhaps you, or someone you know, has previously taken that first step, purchased a first home and are now thinking of selling.

What happens next? As Realtors® we have learned that first time home sellers need and want to know the details of the process. We enjoy taking the time with our clients to ensure that they feel comfortable with the process every step of the way. We offer special materials and assistance to first time home sellers to make the process as smooth and hassle free as possible. We have compiled a Seller's Handbook that details the process as well as many of the commonly used, but little understood terms involved in Real Estate. We are happy to assist anyone interested in furthering their understanding of Real Estate and the processes of buying and selling. If you or someone you know would like a copy of our useful Seller's Handbook, please call or send an email to request one and we will send it out right away.

The Tanya Busch Team

Keller Williams Realty Mid Maine

34 Center Street Auburn ME 04210

207-689-9880

www.TanyaB.com info@TanyaB.com

Central & Southern Maine Market Update: Real Estate in Androscoggin, Cumberland, & Kennebec Counties

What's Going On? Our Local Market Overview for 2008

County

Price Range

Active

Pending

Pending/

Expired &

Sold

Inventory

Avg List

Avg Sold

List/Sale

Avg

Listings

Listings

Active

Withdrawn

Listings

Level

Price

Price

%

DOM

Androscoggin

$100-150k

250

37

15%

225

264

11.1

130,028

126,286

97%

92

Androscoggin

$151-200k

222

8

4%

256

199

13.1

176,953

169,569

96%

114

Androscoggin

$201-250k

105

13

12%

155

91

13.6

229,860

224,048

97%

152

Androscoggin

$251-300k

74

7

9%

135

43

20.2

282,228

259,661

92%

186

Androscoggin

over $301k

94

2

2%

111

32

34.5

441,139

361,327

82%

148

Cumberland

$100-150k

209

42

20%

232

278

8.8

133,617

126,725

95%

106

Cumberland

$151-200k

433

68

16%

589

712

7.1

181,091

177,272

98%

98

Cumberland

$201-250k

492

54

11%

660

701

8.2

230,437

220,925

96%

97

Cumberland

$251-300k

349

20

6%

531

401

10.2

282,149

267,077

95%

104

Cumberland

over $301k

1053

79

8%

1485

840

14.7

596,230

477,795

80%

108

Kennebec

$100-150k

280

27

10%

316

339

9.7

128,701

123,454

96%

107

Kennebec

$151-200k

234

17

7%

293

186

14.8

177,233

165,891

94%

143

Kennebec

$201-250k

178

4

2%

176

113

18.5

229,900

215,687

94%

168

Kennebec

$251-300k

101

5

5%

125

57

20.8

278,062

254,307

91%

141

Kennebec

over $301k

185

2

1%

193

61

35.6

499,775

403,035

81%

198

*Information taken from the Maine Real Estate Information System for the period of 1/1/08-12/26/08.

Inventory Level = number of months of inventory currently available on the market based on past rate of sale.

List/Sale % = percentage of list price obtained at the sale of the home.

DOM = Days On Market

What Does This Mean To You?

Thinking about making a move? It doesn't need to be a headache. We regularly beat the local board averages. Despite the media hype, this market can be the best time to upgrade homes because of the potential financial leverage. Combine current market conditions with super low interest rates and an abundant selection of homes to choose from and it is a great time to buy for most people.

If you are considering going into a less expensive home and you can wait for prices to rise again, it may be beneficial to stay put for the time being. If you would like a consultation on your unique situation, give me a call. I would be happy to assist you.

If you would like to continue to receive detailed market information, check out our new MLS Market Snapshot feature on our website. You can customize a report for the area you are interested in and receive additional information previously unavailable such as days on market and sold homes.

Click Here to try it out!

The Tanya Busch Team

Keller Williams Realty Mid Maine

34 Center Street Auburn ME 04210

207-689-9880

Women's Wellness Day February 14th: FREE Event in Auburn, ME

Join us for the first annual Women's Wellness Day 2009

heartTake some time for yourself this Valentine's Day!

When: Saturday, February 14th 10:00am - 2:00pm

Where: Keller Williams Realty Mid Maine 34 Center Street Auburn

Click Here For More Info

Speakers and Demonstrations on the following:

auburn maine

Feng Shui, Health and Nutrition, Personal Trainer Tips, Beauty, Diet and Life Change

Light refreshments will be served.

This event is FREE and OPEN TO THE PUBLIC. Donations are not required, but will be accepted to benefit the Heart Gallery.

Participating organizations: Paradise Salon & Spa, Fitness World, Lia Sophia Jewelry, Pine Ridge Scents, St. Mary's Breast Center, Mary Kay Cosmetics, Central Maine Heart and Vascular Institute, Avon, and More!

Call us at 207-689-9800 with any questions or if you need directions.

See You There Ladies!

Sponsored By:

34 Center Street Auburn ME 04210

207-689-9800