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REALTOR Tom Davis getting his CDPE Certifification

FOR RELEASE: IMMEDIATE

DATE: Friday, July 24, 2009

For more information, please contact: Tom Davis at Harrington ERA Realty (302)331-4660

REALTOR ® TOM DAVIS EARNS PRESTIGIOUS DESIGNATION TO HELP HOMEOWNERS IN DANGER OF FORECLOSURE

REALTOR® Tom Davis of Harrington ERA Realty in Dover, DE has earned the prestigious Certified Distressed Property Expert (CDPE) designation, having completed extensive training in foreclosure avoidance and short sales. This is invaluable expertise to offer at a time when the area is ravaged by "distressed" homes in the foreclosure process.

Short sales allow the cash-strapped seller to repay the mortgage at the price that the home sells for, even though it is lower than what is owed on the property. With plummeting property values, this can save many people from foreclosure and even bankruptcy. More and more lenders are willing to consider short sales because they are much less costly than foreclosures.

In the Kent County area, their are more than 77 homes are in danger of foreclosing. It is happening in all price ranges. Local experts say that even high-priced homes are not immune.

"This CDPE designation has been invaluable as I work with sellers and lenders on complicated short sales," said REALTOR ® Davis. "It is so rewarding to be able to help sellers save their homes from foreclosure."

Alex Charfen, founder of the Distressed Property Institute in Boca Raton, Fla., said that Realtors® such as Tom Davis with the CDPE designation have valuable training in short sales that can offer the homeowner much better alternatives to foreclosure, which virtually destroys the credit rating. These experts also may better understand market conditions and can help sellers through the emotional experience, he said.

The Distressed Property Institute opened in January 2008 and provides training on-site and online. The CDPE is the premier designation for Realtors helping homeowners in distress and handling short sales.

"Our goal is to educate as many people as possible so we can help as many homeowners as possible," Charfen said.

For more information about CDPE designation or to find a certified distressed Realtor in your area, please call 1-800-482-0335.

Delaware Realtor

Delaware Realtor Tom Davis with Home Buying Tips For Delaware.

Delaware Realtor Tom Davis explains that Condominiums and townhouses offer an affordable option to single-family homes in many markets, and they're ideal for those who appreciate a maintenance-free lifestyle. But before you buy, make sure you do your legwork. Delaware Realtor Tom Davis offers these are some of the important elements to consider:

•· Storage. Some condos have storage lockers, but usually there are no attics or basements to hold extra belongings.

•· Outdoor space. Yards and outdoor areas are usually smaller in condos, so if you like to garden or entertain outdoors, this may not be a good fit. Delaware Realtor Tom Davis explains that if you dread yard work, this may be the perfect option for you.

•· Amenities. Many condo properties have swimming pools, fitness centers, and other facilities that would be very expensive in a single-family home.

•· Maintenance. Many condos have onsite maintenance personnel to care for common areas, do repairs in your unit, and let in workers when you're not home - good news if you like to travel.

•· Security. Keyed entries and even doormen are common in many condos. One good thing that Delaware Realtor Tom Davis explains is that you're also closer to other people in case of an emergency.

•· Reserve funds and association fees. Although fees generally help pay for amenities and provide savings for future repairs, you will have to pay the fees decided by the condo board, whether or not you're interested in the amenity.

•· Resale. According to Delaware Realtor Tom Davis, the ease of selling your unit will be dependent on what else is for sale in your building, since units are usually fairly similar.

•· Condo rules. Although you have a vote, the rules of the condo association can affect your ability to use your property. For example, some condos prohibit home-based businesses. Others prohibit pets, or don't allow owners to rent out their units. Read the covenants, restrictions, and bylaws of the condo carefully before you make an offer.

•· Neighbors. You're much closer to your neighbors in a condo or town home. If possible, try to meet your closest prospective neighbors.

FIND DELAWARE HOMES AT:

www.FreeHomeSearch.DreamStation.com

Bank Owned Homes & Homes For Sale In Dover, Delaware and Find All other Delaware Homes by Clicking Here: Delaware Homes Delaware Homes (Homes In Kent County, New Castle County, and Sussex County, Delaware) Selling A Home? Call Tom Davis at: (302) 398-3757 I use "Talking House" with Every Home I List!

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DE Homes For Sale

8 Tips to Guide for Your DE Homes For Sale Home Search

 

1. Research DE Homes For Sale before you look. Decide what features you most want to have in DE homes, what neighborhoods you prefer, and how much you'd be willing to spend each month for housing. Reasearch all DE Homes For Sale and investigate your options.

 2. Be realistic with the DE Homes For Sale . It's OK to be picky, but don't be unrealistic with your expectations. There's no such thing as a perfect home. Use your list of priorities as a guide to evaluate each of the DE Homes For Sale .

3. Get your finances in order. Review your credit report and be sure you have enough money to cover your down payment and closing costs. Then, talk to a Dover lender and get a pre-approval letter  for a mortgage. This will save you the heartache later of falling in love with a house you can't afford and it shows Dover Delaware REALTOR ® Tom Davis that you are serious about buying.

4. Don't ask too many people for opinions. It will drive you crazy. Select one or two people to turn to if you feel you need a second opinion, but be ready to make the final decision on your own.

5. Decide your moving timeline. When is your lease up? Are you allowed to sublet which is a lease or rent all or part (of a leased or rented property) to another person.  How tight is the rental market in your area? All of these factors will help you determine when you should move. When your ready to move just remember me for all the DE Homes For Sale .

6. Think long term. Are you looking for a starter house with plans to move up in a few years, or do you hope to stay in this home for a longer period? This decision may dictate what type of home you'll buy as well as the type of mortgage terms that will best suit you.

7. Insist on a home inspection. If possible, get a warranty from the seller to cover defects for one year.

8. Get help from a Buyers Agent REALTOR ® like Delaware REALTOR ® Tom Davis.  Hiring  a real estate professional who specializes in DE Homes For Sale and buyer representation. Unlike a listing agent, whose first duty is to the seller, a buyer's representative is working only for you. Buyer's reps are usually paid out of the seller's commission payment.

Bank Owned Homes & Homes For Sale In Dover, Delaware and Find All other Delaware Homes by Clicking Here: Delaware Homes Delaware Homes (Homes In Kent County, New Castle County, and Sussex County, Delaware) Selling A Home? Call Tom Davis at: (302) 398-3757 I use "Talking House" with Every Home I List!

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Dover DE Real Estate

Dover DE Real Estate buyers Common First-Time Home Buyer Mistakes

1. They don't ask enough questions of their Dover DE Real Estate lender and end up missing out on the best deal.

2. They don't act quickly enough on Dover DE Real Estate to make a decision and someone else buys the house.

3. They don't find the right Dover DE Real Estate agent who's willing to help them through the homebuying process.

4. They don't do enough to make their offer look appealing to a seller.

5. They don't think about resale before they buy. The average first-time buyer only stays in a home for four years.

If you contact me I will help you through the Dover DE Real Estate home buying or selling process.  When you call all the signs all over th place, realize your contacting the listing agent who represents the SELLER!  Shouldn't you as a buyer have representation for your best interests?  That is where I come in!  I help point out the common mistakes and pitfalls while helping you get your home!  Everyday I help people in and around Dover, Delaware.  If you need help call (302)398-3757. 

To Begin Your Dover DE Real Estate Search, Click Here:  Dover DE Real Estate Or Visit: www.FreeHomeSearch.DreamStation.com

Thanks and I look forward to helping you make this the Best Dover DE Real Estate experience ever!

Bank Owned Homes & Homes For Sale In Dover, Delaware and Find All other Delaware Homes by Clicking Here: Delaware Homes Delaware Homes (Homes In Kent County, New Castle County, and Sussex County, Delaware) Selling A Home? Call Tom Davis at: (302) 398-3757 I use "Talking House" with Every Home I List!

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Fireworks In Delaware

Delaware Fireworks

Fireworks in Delaware! Happy 4th of July Today! Looking for Delaware Fireworks? Here is the information you need about all the Fireworks in Delaware!

If you live in or around Dover, not only will their be a full range of historic and cultural events throughout today along with children's activities, there are Dover Delaware Fireworks at 9:20 PM tonight! You can also adopt a firework that will be lighting up the sky tonight. For more information call (302) 674-7579

If you live in Newark, The liberty Day Newark, Delaware fireworks are at dusk at the University of Delaware football practice field. Many fun filled festivities include arts & Crafts, entertainment,lots of great food, som cool carnival games, bazaar plus a children's area. For more information Call (302) 366-7060

If you live in and around Rehoboth Beach, Delaware. The 2009 Rehoboth Beach Fireworks Show to be launched from the beach and seen all up and down the Boardwalk & shoreline. Rehoboth Beach, Delaware Fireworks will begin at approximately 9:15pm.

If you live in and around Wilmington, Delaware. Have some fun and Celebrate freedom in style at the historic City of Wilmington's 2009 Independence Day Freedom Celebration. There's fun for the whole family. Tons of things to do and all the independence day fun starts tonight from 6:00PM to 10:00PM at Tubman-Garrett Park, Wilmington Riverfront. This year features the All-American Baby Contest, "A Salute to the American Hero" concert by the Delaware Symphony Orchestra, the First Night Wilmington artificial ice skating rink, children's activities, and the Wilmington, Delaware fireworks begin at 9:45pm. If you need to know more then Call (302)576-2138.

If you live in and around Slaughter Beach, Delaware the Fireworks are at dusk, Sponsored by Memorial Volunteer Fire Dept who will be selling hamburgers, hot dogs and sodas until 9pm. If you need any assistance Call (302)422-8888.

If you live near or in Bethany Beach, Delaware the Fireworks at dusk and can be seen from anywhere on the bethany beach. For more details call (302) 539-8011

If you live in another area and are trying to find fireworks a little closer to you then you might want to try the firework finder at: http://events.yahoo.com/summer/2009/index.php

Be safe! Have Fun and Happy 4th of July! ENJOY THE DELAWARE FIREWORKS!

Bank Owned Homes & Homes For Sale In Dover, Delaware and Find All other Delaware Homes by Clicking Here: Delaware Homes Delaware Homes (Homes In Kent County, New Castle County, and Sussex County, Delaware) Selling A Home? Call Tom Davis at: (302) 398-3757 I use "Talking House" with Every Home I List!

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