About Us:

It's To Your Benefit

If you answer "YES" to two or more of the following questions, you can benefit from a Pre-Paid Legal membership plan!

Have you ever . . .

• Thought about writing or revising your Will?
• Purchased a home?
• Had an income tax question?
• Needed advice on community property laws?
• Purchased a defective product and been ignored by the manufacturer?
• Paid a bill you knew was unfair?
• Been involved in a property dispute?
• Received a moving traffic violation you thought was unjustified?
• Been a defendant in a civil dispute?
• Received involved in a separation or divorce?
• Had a problem with child support or visitation rights?
• Signed a legally binding document and been sorry later?
• Wanted advice on a credit matter?
• Worried about being audited by the IRS?
• Had difficulty collecting an insurance claim?
• Signed a lease you'd like to change?
• Had questions about your civil rights?
• Signed an escrow agreement and wished you'd had legal advice?
• Needed assistance in dealing with the purchase of a new or used car?
• Had questions about the legality of tax shelters?
• Wanted to know about guardianship responsibilities for your children?
• Had a question about your consumer rights?

More About Us...

Pre-Paid Legal Services

Protection...Security...Peace of Mind

As a Prepaid Legal Services member you won't have to worry about the cost of legal help because the services you need most are pre-paid through your membership!

It's the sensible way to handle your legal matters. Prepaid Legal Services, Inc., has been helping America's families protect their rights, affordably, since 1972. They'll be there for you and your family.

There's no substitute for affordable legal counsel, especially today. Legal situations and questions develop in our lives without notice. Now, you can have the legal support of a reputable, professional law firm behind you when you join Prepaid Legal Services.

Preventative Legal Services

• Unlimited telephone consultations for personal or business questions.
• Letter/phone call plus 2 business letters or calls per year.
• Legal document review (up to 10 pages) plus 1 business document per year.
• Will preparation and updates. (Trust preparations available at 25% discount.)

Motor Vehicle Legal Services

• Representation for moving traffic violations.
• Representation for certain motor vehicle related criminal charges.
• Up to 2.5 hours for help with: Driver's license assistance; Personal injury/property damage collection assistance of $2000 or less.

Trial Defense Services

• Your Provider Attorney will assist in the defense of civil suits and job related criminal charges. Up to 60 hours of assistance the first membership year, which includes 57.5 hours of trial time and 2.5 hours of pre-trial time.

*** Scheduled benefits increase to a maximum of:

• 2nd year - 120 total hours (117 hours of trial time + 3 hours of pretrial time.)
• 3rd year - 180 total hours (176.5 hours of trial time + 3.5 hours of pretrial time.)
• 4th year - 240 total hours (236 hours of trial time + 4 hours of pretrial time.)
• 5th year - 300 total hours (295.5 hours of trial time + 4.5 hours of pretrial time.)

IRS Audit Legal Services

• Scheduled benefits up to 50 hours of professional services from your Provider Attorney, including 3.5 hours of pretrial time.
• Coverage includes the return due on April 15th of the first year of membership.

Other Legal Services

• Any other legal services not otherwise covered by membership are available at a 25% discount from the Provider Attorney's standard or corporate hourly rate.

Why do you need Prepaid Legal Services?

"There is far too much law for those who can afford it and far too little for those who cannot. No one can be satisfied with this state of affairs, The cost of hiring a lawyer and the mysteries of the legal process discourage most people of modest means from trying to enforce their rights."
--- Dr. Derek Bok, former president of Harvard University, in Harvard Magazine, 1993.

FACT: Statistics show that one out of every two Americans will need the advise of a lawyer in the next twelve months. *

FACT: Nearly two thirds of the legal situations faced by moderate income households are not finding their way to the justice system. *

FACT: Most Americans do not seek legal help with legal needs because they feel it will not help and that it will cost too much. Other reasons are they feel they can handle the problems on their own, that a lawyer's involvement will not help, and they do not know how to find a lawyer. *
--- *Legal Needs and Civil Justice, 1994

FACT: In 1995, 85.8 million lawsuits were filed in the US, an average of 235,068 per day, 9794 per hour, 163 per minute and nearly 3 every second.
--- Examining the Work of State Courts, 1996

FACT: In the next twelve months, the odds are greater that you will be in court than in the hospital.
--- Hospital Statistics: Emerging Trends, 1996;
Examining the Work of State Courts, 1996

FACT: 70% of all Americans do not have a will.
Nolo's Everyday Law Book, 1997

This information is for illustrative purposes only. It is intended to provide a general overview of the coverage available. Please remember that only the plan contract can give actual terms, coverage, amounts, conditions and exclusions.

Enrollment

Contact your Prepaid Legal Services representative, at 206.423.6733 or visit www.24HourDefender.com to enroll.

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Testimonials

"I always had perfect credit, until I had several judgments added to my credit reports from a bad business partner. After going through your credit program, my credit score went from a 598 to a 760 in 100 days!"
Tom S.

"Thank you for helping me obtain credit. I started with your service in February. By July my credit file was cleaned up. I recently received an American Express card, and my credit continues to improve. I appreciate your services."
Ryan P.

"I would like to thank you personally for the terrific work you have done with my credit profile. You have accomplished more in 2 months than I could ever imagine. Both my wife and I are extremely happy with the results. You promised that you would be able to drastically improve our credit profile and you delivered."
Joseph F.

"We thought we'd have to put off our desire of refinancing or in buying our 2^nd home, then a friend told us about Mr. Avalos. In a limited timeframe, he turned that desire into reality. We would never consider working with anyone else. He helped us with our credit and got the loan that we were looking for!" - M. Haller

Why You Should Consider a Pre-Paid Legal Plan

"50% of American households will encounter at least one legal situation in the course of a year. 25% of American households will encounter several situations yearly in which a lawyer's counsel and assistance would help." -Legal Needs and Civil Justice: A Survey of Americans,
American Bar Association: Chicago, IL, 1994

"Americans are more than twice as likely to end up in court as in the hospital during the next twelve months." -Statistics from Examining the Work of State Courts, 2002, and
Hospital Statistics, American Hospital Association, 2002 Edition

Doesn't it make sense to have legal coverage to protect and defend your rights?

The need for legal assistance has never been greater. According to the American Bar Association, "Americans have come to view legal assistance as a necessity. The best way for the majority of Americans to be able to assure themselves of legal assistance withen they need it... is through a prepaid legal plan."