To learn whether or not you have a Fannie Mae or Freddie Mac loan is to ask your loan servicer. If that does not result in a prompt answer, you can contact Fannie or Freddie directly at the numbers listed below:
Fannie Mae
1-800-7FANNIE (8am to 8pm, EST)
www.fanniemae .com/homeaffordable
Freddie Mac
1-800-FREDDIE (8am to 8pm EST)
www.freddi emac.com/avoidforeclosure
* * * * * * *
Update: March 23, 2009
On March 19, 2009, the Obama Administration unveiled its new website on its Making Home Affordable Program, http://makinghomeaffordable.gov/.
* * * * * * *
Per the National Association of REALTORS(R), here are the key elements of the Obama Plan: Making Homes Affordable
1. The Home Affordable Refinance Program. Under this program, eligible borrowers may refinance loans that Fannie Mae or Freddie Mac (the government sponsored enterprises, or GSEs) own or guarantee. The program can help homeowner-occupants who are current in making loan payments and have loan-to-value ratios (LTVs) above 80 percent but not more than 105 percent. Cash out refinancings are not permitted. The program ends in June 2010.
2. The Home Affordable Modification Program. This is a $75 billion program with lender, servicer, investor, and borrower incentives to make it work. The program is limited to homeowner-occupants who are at risk of default or already in default and who have loans at or below the maximum GSE conforming loan limit of $729,750 (or higher for 2-, 3-, and 4-unit properties). Loan modifications under the program may be made until December 31, 2012.
Provided by:
Teresa Jones
teresa.jones@prudentialcarruthers.com
Prudential Carruthers REALTORS
400 N. Washington Street | Alexandria, VA 22314
202.510.3833 (Direct) | 703.836.1464 (Office)
703.836.5864 (Fax) | 800.799.1464 (Toll free)
http://teresa.jones.pcragent.com/
INTEGRITY * SERVICE * RESULTS
To get started on finding your dream home, call or email me today!
Provided by:
Teresa Jones
teresa.jones@prudentialcarruthers.com
Prudential Carruthers REALTORS
400 N. Washington Street | Alexandria, VA 22314
202.510.3833 (Direct) | 703.836.1464 (Office)
703.836.5864 (Fax) | 800.799.1464 (Toll free)
http://teresa.jones.pcragent.com/
INTEGRITY * SERVICE * RESULTS
To get started on finding your dream home, call or email me today!
Find a home to fit your desires and pocketbook!
Provided by:
Teresa Jones
teresa.jones@prudentialcarruthers.com
Prudential Carruthers REALTORS
400 N. Washington Street | Alexandria, VA 22314
202.510.3833 (Direct) | 703.836.1464 (Office)
703.836.5864 (Fax) | 800.799.1464 (Toll free)
http://teresa.jones.pcragent.com/
INTEGRITY * SERVICE * RESULTS
To get started on finding your dream home, call or email me today!
Best Restaurants in Northern Virginia
Washingtonian magazine has ranked restaurants in Maryland, DC, and Virginia from 1 to 100 based on their memorable cooking.
Below you will find the list for Northern Virginia's finest for 2009!
No. 6: Restaurant Eve (Alexandria)
No. 8: Inn at Little Washington (Washington, VA)
No. 14: 2941 (Falls Church)
No. 20: Farrah Olivia (Alexandria)
No. 25: L'Auberge Chez Francois (Great Falls)
No. 26: Four Sisters (Falls Church)
No. 28: Vermilion (Alexandria)
No. 31: Ray's the Steaks (Arlington)
No. 49: The Majestic (Alexandria)
No. 51: Villa Mozart (Fairfax)
No. 58: Liberty Tavern (Arlington)
No. 62: Minh's (Arlington)
No. 76: Bastille (Alexandria)
No. 84: PassionFish (Reston)
No. 87: Ravi Kabob (Arlington)
No. 88: Present (Falls Church)
No. 93: Bistro L'Hermitage (Woodbridge)
No. 99: Jackson's Mighty Fine Food (Reston)
Source: Washingtonian Magazine
Provided by:
Teresa Jones
teresa.jones@prudentialcarruthers.com
Prudential Carruthers REALTORS
400 N. Washington Street | Alexandria, VA 22314
202.510.3833 (Direct) | 703.836.1464 (Office)
703.836.5864 (Fax) | 800.799.1464 (Toll free)
http://teresa.jones.pcragent.com/
INTEGRITY * SERVICE * RESULTS
To get started on finding your dream home, call or email me today!
Virginia State Public Schools
For the latest information and statistical snapshot on graduation rates and academic achievements of Virginia state public schools, please visit http://www.inrich.com/cva/ric/databases/school_scores.html.
Provided by:
Teresa Jones
teresa.jones@prudentialcarruthers.com
Prudential Carruthers REALTORS
400 N. Washington Street | Alexandria, VA 22314
202.510.3833 (Direct) | 703.836.1464 (Office)
703.836.5864 (Fax) | 800.799.1464 (Toll free)
http://teresa.jones.pcragent.com/
INTEGRITY * SERVICE * RESULTS
To get started on finding your dream home, call or email me today!
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The Right Choice for your Next Move ** Prudential Carruthers REALTORS ** Old Town Alexandria ** 400 N. Washington St Alexandria, VA 22314
If you are looking for the personal service of a professional real estate agent, please contact me at teresa.jones@prudentialcarruthers.com. My mission is to work hard for homebuyers, home sellers, corporate clients, and investors in delivering pristine service in selling or finding your home, estate property, loft, or condominium.
ABOUT ME
Hello,
As a Prudential Carruthers Real Estate professional, I understand that buying a home or selling your home is a major step in your life. Thank you for allowing me the opportunity to work with you. Buying or selling your home is more than just a financial decision, it's an emotional one. That's why it's so important to choose the right real estate representative - one who's not just a "sales person", but one who will take the time to learn your needs and will care about them. As your full-service representative with years of experience, I will be your:
. Marketing Manager
. Transaction Coordinator
. Community Consultant
. Property Specialist
. Experienced Negotiator
. Trusted Advisor
. Real Estate Professional for Life
I will help you through every part of the transaction, and offer you complete services including Relocation (through the Prudential International Network), Property Management, Mortgage Services, Title & Settlement Services, and a Home Warranty. Contact me today for a no-obligation consultation to discuss specifically how I can help you with your current and future real estate needs.
Sincerely,
Teresa Jones
teresa.jones@prudentialcarruthers.com
Prudential Carruthers REALTORS
400 N. Washington Street | Alexandria, VA 22314
202.510.3833 (Direct) | 703.836.1464 (Office)
703.836.5864 (Fax) | 800.799.1464 (Toll free)
http://teresa.jones.pcragent.com/
Teresa's Real Estate Blog
INTEGRITY * SERVICE * RESULTS
To get started on finding your dream home, call or email me today!
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