Fall and all of it's beautiful colors are all but a memory in Anoka County and the north and east Twin Cities metro area. While we have a few reminders as we rake, blow and mulch leaves off of our lawns, it won't be long until we are covered with that winter white stuff. Enjoy the beauty of fall while we can!
The deadline is looming! Not just for the tax credit for first time homebuyer. Anyone interested in buying a home in the 55106 Dayton’s Bluff area, needs to pay attention to the Dec
ember 31st deadline for this program too! It’s been a few weeks since I had checked the Dayton’s Bluff website for information on the Pohlad Homebuyer Assistance Incentive Program. This is the program that caused so much excitement for buyer’s in the 55106 zip code earlier this year. But this morning when I clicked over I got a very pleasant surprise! The funds are now approved for FHA financing! If you haven’t heard about it yet, this is a great program for homebuyers looking to buy in St. Paul’s 55106 zip code and available through the Pohlad Family Giving Foundation. However, they are not just giving away money here. The funds are distributed at the time of the purchase of the home as a forgivable loan. So it is not as simple as a homebuyer purchasing a house and walking in to the Dayton's Bluff Neighborhood Housing Services of St. Paul to collect an $8000 check. That said, this is still an awesome opportunity if you want to live on the east side of St. Paul!
Here are some of the program's highlights:
*The funds up to $8000 are distributed in the form of a 7 year forgivable deferred loan.
*The loan will have an interest rate of 0%.
*Homebuyers must occupy the property as their principle residence for 7 years.
*Single family homes and duplexes purchases are eligible.
*The funds will be distributed on a first come, first served basis.
*It is only available in the 55106 zip code in St. Paul or 55411 zip code in Minneapolis.
* The funds can be used for down payment and/or closing costs including prepaids.
*First time homebuyers will have to take an approved homebuyer education class.
*Successful, prior homeowners will not have to take a homebuyer class.
*Funds are available to both first time homebuyers and previous homeowners alike.
*There is no maximum household income for the program.
*All homes must close prior to December 31, 2009.
If you are a home buyer interested in buying a home in the Dayton’s Bluff area and want to take advantage of this program, you NEED to be working with a REALTOR® and loan officer that understand the details of how the funding will best work for you. Must of the application process is supplemented by information provided from the mortgage lender or loan officer. Be certain that the people you select to work with really understand how the program works so you don’t miss out on this opportunity. For a pdf document with specific program guidelines for the Pohlad Family Foundation Homebuyer Assistance Incentive Program, CLICK HERE.
While getting ready for vacation a few weeks ago, I tested out our new camera and datacard on our cat. Muffin once again does not want to have a photo taken and is frankly board with the whole process. He yawned just as I snapped the photo. According to my teens, there is an internet theme of lolcats and cheeseburgers so they assured me that "Insert Cheezburger" was the best title for this shot.
After returning from a week's vacation in Disneyworld, I figured I'd share some of my favorite "spooky" Disney pictures.
This first one is a photo I took of my drawing from the animation class at Disney's Hollywood Studios. It is a picture of Jack Skellington and Zero from Nightmare before Christmas.
Here's an evening shot outside the Magic Kingdom after the Not So Scary Halloween party.
And last but not the least scariest by any means, a giant fruit bat photograph from the Animal Kingdom. Pretty scary considering there were no screens on the windows to the exhibit.
Happy Halloween Everyone!
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Dedication to customer service has made Teri Eckholm/REMAX Specialists the REALTOR® of choice for families in Blaine, Forest Lake, Ham Lake, Lino Lakes and Wyoming areas. Licensed in MN.
"Exceptional service is always in style."
Considering Lakeshore? Acreage? A Single Family Home? A Townhome or Condo? Need to downsize? Need more space? Just need a change?
As a real estate sales professional and a parent of two teenaged boys, I know how important a home is to your family. It is more than just a place to live, it is a place to create memories with the people that matter the most.
I grew up and lived most of my life in North St. Paul. As a North St. Paul resident, I know the ins and outs of the North St. Paul, Oakdale, Maplewood and White Bear Lake areas. Over a decade ago, our family moved north to the eastern edge Ham Lake in the Coon Lake/Carlos Avery area. We love living just outside of Forest Lake and Columbus Township.
Now, I work and sell homes from East St. Paul to East Bethel--Specializing in Anoka County and homes in the Centennial, Blaine and Forest Lake School Districts! My 20+ years of experience in sales and marketing allow me to provide my clients with the BEST service available.
I have sold homes throughout the Northeast Metro area. As a REALTOR®, Mpls/St.Paul Magazine and Twin Cities Business Monthly have selected my on multiple occassions to be included in their their annual listing of Super Agents. With my skills, experience and dedication, I am ready to assist your family in finding the perfect home to create your memories.
Areas Served:
Andover, Blaine, Chisago, Circle Pines, East Bethel, Forest Lake, Ham Lake, Hugo, Lexington, Lindstrom, Lino Lakes, Mahtomedi, Maplewood, New Brighton, North Oaks, North Branch, North St. Paul, Oakdale, Scandia, St. Anthony, St. Paul, Shoreview, White Bear Lake,Woodbury,Wyoming, and surrounding areas.
Homes Sold: 401 Village Parkway, Circle Pines, MN 55014; 29194 Scenic Dr, Chisago City, MN 55013; 801 126th St NE, Blaine, MN 55434; 8943 138th St Ct, Apple Valley, MN 55124; 6006 269th Ave NE, Stacy, MN, 55079;20685 Georgia Ave. N., Forest Lake, MN 55025; 22355 Elston Ave, Forest Lake, MN 55025;1988 North Robin LN, Centerville; 10125 Jewell St NE, Blaine, MN 55014; 2335 Cedar Ave., White Bear Lake; 1728 Leone Ave., St. Paul; 15065 E Vermillion Circle NE, Ham Lake;1517 128th Ave NE, Blaine; 20404 Everton Tr., Forest Lake; 6418 83rd Ct. N., Brooklyn Park; 5671 370th St., North Branch; 23661 Japura St,. Linwood; 8655A Quarry Ridge Ln., Woodbury; 5683 409th Ct., North Branch; 39064 4th Ave., North Branch; 116XX 20th St., St. Michael; 2706 Galtier St., Roseville; 669 Arlington Ave., St. Paul; 608 Wells St., St. Paul; 1834 9th St., White Bear Lake; 25797 Freeport Ave., Wyoming; 40560 Finley Rd., North Branch; 9145 Yancy St., Blaine; 1482 Albemarle St., St. Paul; 25797 Freeport Ave., Wyoming; 5499 264th St., Wyoming; 5900 Oxford St., Shoreview; 694 Mariner Way, Woodbury; 12800 Johnson St., Blaine; 24375 Moody Lane, Chisago City; 2501 Long Lake Rd., New Brighton; 1123 Pecks Woods, New Brighton; 13155 St. Croix Ave., Lindstrom; 38474 Coventry Dr., North Branch; 40113 Greenlawn Ave., North Branch; 9472 Flanders St., Blaine; 2119 Highland Pl., Columbia Heights; 23840 Lofton Ave., Chisago City; 2335 Cedar Ave., White Bear Lake; 6876 262nd St., Wyoming; 11224 Magnolia St., Coon Rapids; 2512 16th Ave E., North St. Paul; 26411 Freeport Ave., Wyoming; 2715 184th Ln., East Bethel; 3401 Croft Dr., St. Anthony; 4586 245th St., Forest Lake; 5950 264th St., Wyoming; 26405 Glen Oak Dr., Wyoming; 2830 Hillvale Tr. N., Oakdale; 874 Main St., Lino Lakes; 6723 Foley Rd., Finlayson; 10400 Holly St., Coon Rapids; 32865 Redwing Ave., Shafer
Teri had previously sold one of our homes and was our first choice when we were looking to find a new home.
Teri was able to help us navigate the current unstable real estate market and went out of her way to help us. She pointed out about pros and cons of neighborhoods where we found potential homes and was eager and willing to work with both of us. She was willing to work out of her normal territory and traveled to meet our needs
She kept us informed and worked diligently with a difficult REALTOR® to present and negotiate our offer ensuring all the paperwork was presented and in order.
Teri represented our interests throughout the negotiations and closing process. We have been through several real estate transactions this one turned out to be a very smooth, quick purchase we are thrilled with our new home. We I highly recommend Teri for your real estate needs.
Thank you Teri!
-Cheri and Denny L.
Teri made buying our 1st town home a breeze! When we moved out of state 6 months later, Teri handled all of the details of the sale to assist us in a smooth transaction. We truly appreciated her assistance!
- Carl and Maria W.
We just wanted to say again, Thanks! You worked so hard to sell our home and did a great job- despite the market. You were always very patient with us and our constant questions and "eagerness" to sell. It was such a relief to have the house SOLD! Thank you, thank you, thank you!!! We will absolutely (and already have been) recommending you to all our friends and family! We were told by a discount broker the only way to sell our lake home was to lower the price below the appraised value. Teri's marketing plan and advertising brought in several potential buyers. We were able to sell our home at our price and couldn't have done it without her! Teri, We love our new house! You did a great job! Thank you for all your hard work.
Disclaimer This is a personal web site, reflecting the opinions of its author. It is not a production of my broker. Statements on this site do not represent the views or policies of anyone other than myself. The information on this site is provided for discussion purposes only, and are not recommendations for real estate purchases. Nothing in this website shall be construed as an offer to purchase a home, sell a home or take any action whatsoever. Due to the nature of this blog/website, typographical errors and unintentional misstatements of fact may occur. In no event shall the publisher of this website and any affiliates be liable for any direct, indirect, punitive, incidental, special or consequential damages arising out of or in any way connected with the use of this blog/website, whether based on contract, tort, strict liability or otherwise.
- Joe and Theresa B.
- Joe and Jamie C.
- The Hansons
Thank you so much for all your hard work and the effort you put into selling my house. The brochures you put out were excellent! I enjoyed working with you and hope to again in the future. Again, thanks for going the extra mile.
- Terri/White Pine Homes
Teri, After I decided to sell, selecting the right person to represent ALL MY interests was imperative. Your experience, knowledge and consistent communication helped guide me through this whole 1st time process. The expedient sale can only be attributed to your efforts and hard work. Thank you so much!
- Suzanne A.
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