Terresa Langford

About Us:

Are you looking for a Mortgage Broker to pre- qualify your home buyers? Please consider my qualifications outlined below and contact me to discuss providing an honest, unified service for homebuyers, for the long-term.

My Company

First National Mortgage Sources is a mortgage company with 400 branches nationwide as well as around 1,100 employees. We have been around since 1997, and we are a Fortune 500 company. We have an umbrella with a National Bank and we are regulated by the OCC and the FDIC. We hold an a strong relationship with over 150 different lenders (This means more tools to close your loans) Our company is solid and will provide you with peace of mind you need to get to the closing table.

My Unique Qualifications

Mortgage Broker/Consultant for 10 years, employed First National Mortgage (2003 - present) and Alliance Guaranty Mortgage (1997-2003)

My Reputation

My customers are mostly referral based, and have grown exponentially over the last 10 years. I am currently averaging 5 calls per month from referrals, and 78% conversion. Take a look at what a recent customer had to say:

"It could not have been done without you Terresa; I am going to tell all my friends about you and your services" -Rhonda Moore - 2007

100% Delivery

As a rule, I am committed to over-communication, under-promising & over-delivering - both to my homebuyer customers and Realtors. I always treat Realtors and homebuyers the way I would want to be treated, explaining every step of the process and being honest and upfront with both good news & bad. In each relationship I provide to my customers:

• A simple, easy-to-understand diagram of the mortgage process
• A checklist of my responsibilities throughout the process
• All legally required documents (Good Faith Estimate, Truth in Lending Act, etc.)
• A checklist of what may be required for closing
• A HUD the day before closing

What I Specialize in ...

There is not a loan that I am not familiar with. Over the years I have been afforded the luxury of closing an array of loans for my many borrowers.

Loan Programs Available

Just to name a few.... We offer the lowest rates and lower closing costs.

Conventional / Alt A Commercial

Stated loans No Documentation Loans are still available

107% purchases Foreclosure Bailout

nterest only loans Credit improvement

We have the tools to close more loans with more loan programs.

Advantages To Closing Loans With Me.

Lower Closing Costs !!! Pass this on to your borrowers.

Professionalism Knowledgable in all loan programs

Constant Communication Integrity

10 years experience

We can close Stated Loans in ALL States. regardless of lending guidlines for that state. We are federally regulated.

HALF POINT Origination Fee

For the months of August and September we are offering any loan that comes from a NATIONWIDE REALTOR a Half Point Origination Fee. No gimmicks. It is just plain and simple. We want to help your borrowers with some of the stresses involved with closing a home purchase loan, and lets face it closing fees are a big one. Due to our overwhelming requests, we are extending our half point origination special into October2007