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Terry Iwaniw - S NJ REALTOR

75 More Days Until Tax Credit Expires

Time is running out for first-time buyers or anyone who hasn't owned a home in the past three years to take advantage of the $8,000 federal tax credit. Considering the time it takes from the point of finding a home to closing, prospective buyers should act now, as there are only 75 days left to take advantage of the credit.

First-time buyers should act quickly in order to close by midnight on November 30 and qualify for the credit. The Get the REAL Story® campaign has made several resources for first-time buyers available on www.REALstoryNJ.com, including a frequently asked questions (FAQs) flyer on the tax credit. First thing to do is contact a REALTOR.

Terry Iwaniw
REALTOR Associate
ReSales & Investment Realty, LLC
Off: 856-795-3111 x263
Cell: 609-417-1086
http://snjrealestate.ning.com
http://www.snewjerseyhomes.com
Connect on Facebook - http://profile.to/terryiwaniw

New Featured HUD Owned Home For Sale - 3 Bedroom Twin/Duplex

3 Bedroom 2.5 Bath Twin/Duplex Home For Sale in Lindenwold
Main Photo
Location: Crossing
A large 3 Bedroom 2.5 Bath HUD owned twin/duplex home has a fireplace, sliding glass doors leading out to the patio, a fenced yard on a corner lot. This home has a kitchen with a breakfast area, 1 car garage, spacious living room with a fireplace, master bedroom with its own bath, and dining room.
Information
Contact Information
Logo
My Pic Association Logo
Terry Iwaniw
609-417-1086
Connect on Facebook - http://profile.to/terryiwaniw
Pricing
Price: $147,000
Additional Pricing Information: ALL PROPERTIES ARE SOLD IN 'AS IS' CONDITION.SELLER MAKES NO REPRESENTATIONS OR WARRANTIES CONCERNING THE CONDITION OF THE PROPERTY AND DOES NOT GUARANTEE THAT THE PROPERTY IS FREE OF HIDDEN OR VISIBLE DEFECTS. BUYER IS RESPONSIBLE TO TAKE ACTION TO SATISFY HIMSELF THAT THE PROPERTY IS IN A CONDITION ACCEPTABLE TO HIM. SELLER WILL MAKE NO REPAIRS. BUYER IS ENCOURAGED TO HAVE A HOME INSPECTION TO IDENTIFY ANY DEFECTS.
Property Location
167 Crossing Way
Lindenwold, NJ 08021
View Map
Features
Bedrooms: 3
Bathrooms: 2.5
Year Built: 1989
Subdivision: Crossings
Lot Size: 8300
Garage Size: 1 car
School District: Lindenwold
Square Footage: 1500
Agent Name: Terry Iwaniw
Broker: R & I Realty, LLC
MLS #: 5588957
HUD will allow escrow for repairs: No
Will qualify for FHA loan w/o repairs: No
Deposit required with offer: 1500
Attributes
Interior Amenities
Fireplace
Exterior Amenities
Patio
Fenced Yard
Grass Lawn
Photo Gallery


Terry Iwaniw
============================
REALTOR Associate
ReSales & Investment Realty, LLC
http://snjrealestate.ning.com/
http://www.snewjerseyhomes.com/
Connect on Facebook - http://profile.to/terryiwaniw
Cell: 609-417-1086
Off: 856-795-3111 x263
============================

Never argue with your mother.

Here's another humorous video from NJ Association of REALTORS.

Remember, time is running out for you to be able to get your $8000 First Time Home Buyer Tax Credit. Call me NOW so that I can show you how you can get your share.

Terry Iwaniw
REALTOR Associate
ReSales & Investment Realty, LLC
Off: 856-795-3111 x263
Cell: 609-417-1086
http://snjrealestate.ning.com
http://www.snewjerseyhomes.com
Connect on Facebook - http://profile.to/terryiwaniw

Hey, Home Seller! Why Use a Realtor Anyway?

For Sale By Owner is just as it sounds, a homeowner trying to sell their home without the assistance of a REALTOR. Can you do this, sure! Do they actually get their house sold, sure! Is it typical? No. About 80% of FSBO's end up listing their homes with a Professional REALTOR anyway. And here's why.

  • Home owners do not have the time to make appointments during the day or during normal business hours.
  • How does the home owner know if the potential buyers can qualify to purchase their home?
  • Home owners are not normally aware of the legal documentation that nees to accompany a sales contract.
  • How does one pick a Title Company, and who is suppose to pay their fees?
  • What recourse does the home owner have if the buyer backs out of the contract?
  • Can the home owner sell their home for market price without using a REALTOR?
  • What legal liability does the home owner have if the buyer sues them a year after the settlement date?
  • Is it worth having a home inspection before putting the house on the market?
  • Who does the home warranty really protect?
  • Will the home owner really be saving the real estate commission if they try to sell their home themselves?


These are just some of the many questions that home owners need to ask themselves before they even begin to embarking on the task of selling their own home without a professional. What some home owners don't realize is that most REALTORS do care about selling their homes. After all, this is our livelihood. We want to sell your home for the highest possible price; our business depends on it and our business revenue (the commission) is based on sales price. So when we say the house is overpriced, it is; we know what we speak of. Our goal is to sell your home, not just to list it, and to have a smooth, stress-free transaction. And we want you to be happy with the outcome so the next time to have to buy or sell, or anyone asks you to recommend a REALTOR, you think of us.

But anyone can put a for sale sign in their yard and try to sell their own home, and some may actually get it sold in a reasonable amount of time without any major problems or legal issues. But as with any profession, if you decide to take on the role yourself, you are opening yourself up to potential risks.
Licensed REALTORS are just that, a licensed professional who is capable of guiding you thru the process and assessing the transaction with the least amount of risk possible. We may not be attorneys but we are required to be aware of the key regulations and leagal issues. And we will inform you when you will need to retain an attorney. We help get your home sold in the least amount of time, for the highest possible price. We also ensure that the buyers are actually qualified to purchase your home. We will walk you through the closing process step by step.

Some FSBO's think that since they have sold houses before in other states or have been led to believe that selling their own home will be a cakewalk by certain businesses catering to the For Sale By Owner market. Not so. Remember, those companies get paid up-front and they are apid regardless if your home sells or not. REALTORS only get paid when your home sells. If we can't sell it, we don't get paid. We as agents are required by law to have all of our ducks in a row before even placing the house on the market.

Here's a few things we're required to do -

  • Checking the mortgage balance to see if you are even in a position to sell at the current market. There may be situations where you need to sell. We can discuss all the different options available to you.
  • Verifying ownership
  • Does the property have clear title & deed
  • Is this a saleable property, what work needs to be completed prior to listing, if any
  • What is the current market price to allow for a quick sale

In closing, you need to know that there are solutions for each situation. We are licensed to assist with all your real estate needs.

Terry Iwaniw
REALTOR Associate
ReSales & Investment Realty, LLC
Off: 856-795-3111 x263
Cell: 609-417-1086
http://snjrealestate.ning.com
http://www.snewjerseyhomes.com
Connect on Facebook - http://profile.to/terryiwaniw

The forgotten loan program

I just received a reminder from one of the many mortgage reps that I get updates from. The reminder was about a loan program that is often forgotten. I'm even guilty of forgetting about it even though I had written an article about it previously. This forgotten loan program is the USDA Rural Home Loan. The best part of this loan program is that the buyer does not need a downpayment. That's right, $0 downpayment. However, the home that you are planning to buy must be located in one of the eligible areas of New Jersey. The loan limits that USDA operates under are the same ones that Fannie Mae, Freddie Mac, and other have established.

So, if you're ready to purchase your new home, give me a call to discuss your real estate needs in greater detail and that way I can help you determine if a USDA Rural Home Loan is for you. You do not have to be employed or affiliated with the USDA or even a governement employee. This is a great way for first time home buyers, that may not have enough funds to put as a downpayment, or even the non-first time home buyer who needs to move into a bigger home but lacks sufficient funds for the 3.5% downpayment needed for an FHA loan. First time home buyers, this is great opprotunity to get into your own home AND qualify to receive your $8000 First Time Home Buyer Tax Credit.

Terry Iwaniw
REALTOR Associate
ReSales & Investment Realty, LLC
Off: 856-795-3111 x263
Cell: 609-417-1086
http://snjrealestate.ning.com
http://www.snewjerseyhomes.com
Connect on Facebook - http://profile.to/terryiwaniw