Simon Property Group has developed a new project in Panama City Beach, Florida, "Pier Park". The project is a unique open-air center containing over 1 million square feet of retail, entertainment and restaurants. We are bringing together dominant retailers and restaurants to create a shopping environment that will be the destination for the entire Emerald Coast.

Pier Park, a 1 million-square-foot combination town/community/lifestyle center, is located in the heart of Panama City Beach between U.S. 98 and Front Beach Road (Alternate 98) at Powell Adams Road and Pier Park Drive.

New Stores Now Open at Pier Park:

Tenants that have debuted in the last two months include the following:

Regis Salon Red Robin Gourmet Burgers & Spirits Vice & Virtue Famous Footwear University Gift & Apparel.

RETAILERS NOW OPEN

Dillard's
JCPenney
Target
Borders Books and Music
The Grand Movie Theatre
Jimmy Buffett's Margaritaville
Old Navy
Aeropostale
American Eagle
Ann Taylor Loft
Alltel Wireless
A.M Cafe' Accessories on the Boardwalk
Aqua Gallery
As Seen on TV & More
AT&T
Ava Blue Boutique
Back Porch Seafood House
Baja Grille
Bath and Body Works
Beach Hut
Beach Scene
BeBo'z
Bellies & Babies
Blender A Fusion Clothing Store
Bootleg BBQ
Buffalo Wild Wings
Cache
Candymaker Candy Stores
Carlyle & Co.
Carter's Clothing Children Apparel
Chico's
Claire's
Coldwater Creek
Crocs Footwear
Cost Cutters
Counts Oakes Resort Properties
DeJa - Vu
Del Sol
Emerald Coast Photography
The Eye Gallery
Fish Tales - Glass Art Gallery
Five Guy's Famous Burgers and Fries
Footprints Coastal Decor
GameStop
GNC
Great American Cookie Co./Pretzel Time
Guglielmo's Italian Grill
Hana Japan
Hofbrau Beer Garden
Hollister
Jake at the Beach Life is Good Genuine
Neighborhood Store
Jos. A Bank
Journey's
Justice
Lid's
Long Horn Steakhouse

Marble Slab Creamery
Massage Envy
Maurice's
Merle Norman Cosmetics
Mermaids Trading Company
Motherhood Maternity
Nails So Happy
New York & Company
Nike Factory Store No Regrets Stationery and Gift Boutique
Olive Garden
Pac Sun
Paint N' Place
Panera Bread
Paradise Found
Payless Shoes
Peace Frogs Apparel
Perfumania Polka Dot's Toys and Gifts
Popcorn Kingdom
Rack Room Shoes
Red Brick Pizza Red Robin Gourmet Burgers & Spirits
Reggae J's Island Grill
Regions Bank Regis Salon
Rocky's Cheesesteaks
Ron Jon Surf Shop
Runway Collection Shimmering Seas Jewelry & Gifts
Smoothie King
Solace Day Spa Salon/Aveda Concept Store
Southern Water Outfitters
Starbucks
Sunglass Hut
Sunglass World
SUNSIGHTS by Solstice
Tatoe Tots Children's Clothing
Tilly's
Tootsie's Orchid Lounge
Trader Tom's Shells and Gifts
Tran Fashion
ULTA Cosmetics
Unique Boutique by Irene and Co.
University Gift & Apparel Verizon Vice & Virtue
Victoria's Secret
The Walking Co.
Yankee Candle

RETAILERS COMING SOON

Guy Harvey's Island Grill Regions Bank Rue 21

Single Family Loan Limits have changed as a result of the American Recovery and Reinvestment Act of 2009 (ARRA). HUD has issued a new Mortgagee Letter outlining these provisions.

FHA Loan Limits

· Effective for those loans with Final Underwriting Credit Approval in Calendar Year 2009 and remain in effect until December 31, 2009, regardless of Case Number Assignment Date.

· 2009 loan limits have been revised and set to the higher of the loan limits established for 2008 or 2009 Housing Economic Recovery Act of 2008 (HERA).

· These loan limits are applicable to all Section 203(b) 1-4 Unit properties including condominiums, 203(h) and 203(k) mortgages.

Bay Count limit is $396,250 during this temp period.

It's that time again! Vera Bradley presents the 7th Annual Seaside Half Marathon & 5K Run set for Sunday, March 1, 2009.

This will be my second's Half Marathon and if I can do it- ANYONE can do it!

Last year's race attracted more than 2800 runners from all over the United States. Fast becoming one of the regions premier events, the Seaside Half Marathon & 5K Run will be better than ever.

This year, ALL race finishers will receive a Vera Bradley tote bag. Vera Bradley is this year's presenting sponsor and we are excited to have her join us again.

Race results will be chip time instead of gun time. The DAG chip system is the latest and greatest in accurate timing equipment for races. It has been thoroughly tested and used in many of the top races throughout the country. The backup systems ensure that no racer is left out of the results.

To help make parking easier, this year we will be providing shuttles. Shuttle location and details will be sent as we get closer to race day.

Like every year, there will be music, entertainment, awards, complimentary food and beverage, and a runner's expo including packet pickup and a free t-shirt. The night before the big race, join us for a delicious pasta dinner including music with wine and beer available. Only 300 meals will be guaranteed so reserve your spot now if you haven't already! Reservations for dinner can be made separately or at the time of race registration.


Please visit www.seasidehalfmarathon.com for more information and updates on the upcoming race, along with photos and comments from last year's race.

All proceeds from the race benefit the Seaside Neighborhood School and will be used to support the school programs including art, music, athletics, technology, and other electives. The Seaside Neighborhood School could not operate without the race's support.

February 20th
This Friday the 20th, the Krewe of St. Andrews will be conducting the Mardi Gras Pet Parade to Benefit the Bay County Humane Society. Registration for the Pet Parade is in front of the St. Andrews School at 3:15; the parade begins at 4 PM. $6 donation to march, and $6 donation to participate in the costume contest at the Humane Society booth, in Oaks by the Bay park at the end of the parade. What a great way to make the kids happy while supporting our local Humane Society! Flyer attached.

On-Site Registration begins @ 3:15pm

in front of St. Andrews school office in St. Andrews. Contest & prizes at end of parade @ HSBC booth in Oaks by the park.

$6 donation to walk in parade

Well, now tourists, visitors, and residents in Panama City Beach no longer have to get over it.

In partnership with the St. Andrew Bay Ferry, the Panama City Downtown Improvement Board is offering a new way to experience Historic Downtown. With several ferry pick up locations in Grand Lagoon, the St. Andrews Bay Ferry brings visitors Downtown with no worries over parking, driving directions, or whether or not to have wine with dinner.

"We have ferries running all day for St. Andrews Mardi Gras," said Hal Lacey of the St. Andrew Bay Ferry. "Then we'll start bringing guests Downtown for Friday Fest on March 6. Shopping tours are being planned for Saturdays, and we'll make stops at Bayou Joe's in Massalina Bayou and at the Panama City Marina Downtown."

"We're excited to have the opportunity to show off for tourists, and for locals who don't know that much about us," Deborah Jones, Main Street Coordinator, said. "Visitors can explore our Historic Walking Tour, visit the Visual Arts Center exhibits, shop in our unique stores and take a break at our sidewalk cafes. Downtown Panama City is a historic community focused on the arts, and makes for a great day trip for locals and visitors alike."

Downtown merchants will stay open late during Friday Fest, as well as offering promotions and hospitality Saturdays from 10 am to 1 pm.

For more information, call the Downtown Improvement Board at 850-785-2554 or visit the Panama City Downtown Improvement Board online at www.pcdib.com. For additional information on the St. Andrew Bay Ferry, call Hall Lacey at 867-1563 or visit www.sabferry.com.