
If you ever imagined of living in communities that remind you of Mayberry or a Norman Rockwell painting, Verrado in Buckeye is the place for you. Verrado with its 8,800 acres is located in the foothills of the White Tank Mountains. The name Verrado is derived from the Spanish word “verdad”, which means truth and authenticity. The first residents moved into their homes in the summer of 2004. Verrado has a vibrant, pedestrian friendly Main Street, with intimate neighborhoods and tree-shaded sidewalks. If golf is important to you, The Raven Golf Course has many accolades, in 2008, Golf Digest Ranked it Number One Golf Course in the Phoenix Area. In February 2005, Golf Magazine rated the Raven in the Top 10 New Golf Courses you can play. In June 2005, Golf Week rated it in the top 40 new golf courses.
If you are a interested in Buying a home in Goodyear, Litchfield Park, Avondale, or Buckeye, please contact our dedicated Buyer’s Specialists Peggy or Kate (623)337-8277. You can also view available home in the Southwest Valley of Phoenix, Arizona at thekroneteam.com

With more than half of homes and homeowners "under water" in the Greater Phoenix area, you may be one of thousands of people who are looking for information on how to Avoid Foreclosure in Phoenix. The Arizona Department of Real Estate and the Arizona Association of REALTORS® - suggests these options be explored before deciding to Short Sale your home. These options include:
Loan Workout
Forbearance
Loan Modification
Refinance
Deed in Lieu of Foreclosure
Work Out Sale
Bankruptcy
Foreclosure
After reviewing these options, almost in every situation when the homeowner must sell or thinks the only way out is losing the house to foreclosure, there is actually a third option. That third option is a Short Sale, and most often, is actually the best option - even if you also plan to file Bankruptcy. A Short Sale in conjunction with Bankruptcy is a more complicated Short Sale process; however, with the guidance of their Attorney and experienced Short Sale Realtor, Arizona Short Sale homeowners can get the fresh start they are looking for.
Foreclosure should be avoided as it often affects your credit by over 200 points, 7 years and an even impact your security clearance with many employers. The choice of last resort, letting the property go to Trustee Sale in a foreclosure should be avoided by first attempting to Short Sale your Phoenix home.
With so much to weigh out, it's important to speak to a Realtor that is a Short Sale Specialist and can answer your questions, identify your options and assist you in being proactive. Keith and Cheryl Krone have been Realtors since 1983; and for the last 3 years have specialized in Short Sales in Avondale, Buckeye, Goodyear, Litchfield Park and Surprise.
For more information about Avoiding Foreclosure and Short Sales in Phoenix, please feel free to visit our website at AvoidingForeclosureInPhoenix.com, or for a confidential consultation contact Keith & Cheryl Krone directly at (623) 337-8277 ext. 201 or by emailing Info@AvoidingForeclosureInPhoenix.com.
We began our Real Estate careers in 1983 and have been residents of the Phoenix area since 1987. We have seen the explosion of growth and are excited about the future of this great state of Arizona.
With over 24 years of experience along with our CDPE designation has truly allowed us to help both our long time clients as well as those we are just meeting during some of the toughest times they have faced. What does being a Realtor with CDPE designation mean to you? A Certified Distressed Property Expert® (CDPE) has a thorough understanding of complex issues in today's turbulent real estate industry and knowledge of foreclosure avoidance options available to homeowners. We can provide solutions, specifically Short Sales, for homeowners facing market hardships.
Unfortunately, homeowners regularly proceed without guidance of any kind through the often financially and emotionally devastating prospect of foreclosure. Speaking with a well-informed, licensed real estate professional is the best course of action for a homeowner in distress. Through comprehensive training and experience, we have the tools to help homeowners find the best solutions for their unique situations and to avoid foreclosure through the efficient execution of a short sale.
Living through financial difficulties poses a challenge for any family; it is our goal to help as many families as possible, every step of the way. To make that happen, we have hand selected a team of professionals who have the same moral and work ethics which has made our business such a success. Our team byline of "Integrity Based....Service Driven" is something we strive to meet with each and every customer and client.
For more information about foreclosures and short sales in Phoenix, please feel free to visit our website at AvoidingForeclosureInPhoenix.com, or to contact Keith & Cheryl Krone directly at (623) 337-8277 ext. 201 or by emailing Info@AvoidingForeclosureInPhoenix.com.


The Estrella community was first inhabited by the Hohokam Native Indian Tribe. Nestled in the foothills of the Estrella Mountains with over 65 acres of natural desert habitat, over 3,500 families have made this their home.
Estrella is known as being an active recreation community with a community center that offers something for everyone. The Park features, beaches, ramadas and the BBQ's- make it a perfect place for a family get together. There are also miles of walking and jogging trails. Enjoy a game of basketball, volleyball or tennis and with the lighted courts you could play anytime.
Estrella offers an 18 hole Nicklaus Design Golf course, just imagine your shots being played over natural desert washes as the Sonoran Desert edges the fairways. Perhaps biking is your preference, with 8 miles of riding trails and 2 loops; this track is for any skill level. With over 72 acres of lakes perhaps you would enjoy an afternoon on a sailboat, fishing, canoes, kayaks and paddleboats. Enjoy the state of the art fitness center, with pools, lap pool and waterslides for the kids.
Estrella is conveniently located just a few minute drive to the Phoenix International Raceway and spring training games. What a place to enjoy those beautiful Desert sunsets.
I hope that you find this information helpful. As a buyer's agent with the Krone Team, I try to provide current community information for my clients. In addition, I search until I find the perfect property to meet the needs of you and your family as well as negotiate the best possible deal. Nothing makes my job more rewarding than seeing a satisfied client when I have performed my job by meeting their needs. If I can be of assistance to you, please feel free to contact me at peggy@kroneteam.com or (602) 320-4167. For homes available in Estrella Mountain Ranch, please visit our website thekroneteam.com.
Are you considering a Short Sale in the Avondale, Goodyear or Litchfield Park area but unsure how it will affect your credit? A short sale may be considered to be a derogatory mark on your credit even though credit bureaus do not show the word "short sale" on your credit report. It may say "paid in full for less than agreed" or similar category. Some clients have reported negative FICO score drops from 50 points to 130 points while the drop is 200 to 400 points after a foreclosure! Generally this credit score will remain on your credit report as a public record for 7 to 10 years.
All lenders report short sales differently and some do not report them to the credit bureaus at all. However a Foreclosure stays on your credit report for 7-10 years. If a prospective employer runs a credit check on you, your job application may be denied if you have a foreclosure on your record. In this job market, it's an important factor to consider.
Another thing to consider, Loan applications do not ask questions about a short sale. You may report that you sold your home. However with Foreclosure, you are required to answer the question: "Have you ever had a property foreclosed upon or given a deed-in-lieu thereof in the past 7 years." If the bank sees you have had a foreclosure, your loan most likely will be denied. If you lie, you may be subject to investigation by the FBI for fraud.
With so much to weigh out, it's important to speak to a Realtor that is a Short Sale Specialist and can answer your questions, identify your options and assist you in being proactive. Keith and Cheryl Krone have been Realtors since 1983; and for the last 3 years have specialized in Short Sales in Avondale, Buckeye, Goodyear and Litchfield Park. To schedule an appointment to discuss your unique situation, contact Cheryl at (602) 708-2073 or Cheryl@kroneteam.com.
Detailed information can also be found at AvoidingForeclosureInPhoenix.com.

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