Jerry Porter The Porter Team

I'm looking online at homes for myself. I've been looking for quite a long time but I've never really felt like any one area was for me. Well, I've found it!

Gold Canyon

Gold Canyon, Arizona is definitely the place for my family. It is a an area on the south side of the Superstition Mountains east of Mesa and Apache Junction on the way out of the East Valley right off of US 60.

Gold Canyon is the east valley's best kept secret. It is a combination of natural beauty and suburban convenience. Outdoor enthusiasts have a bevy of activities to choose from: golf, hiking, fishing, boating, atv-ing, biking, trail running, and the list goes on. You name it.

Single family detached neighborhoods like Peralta Trails are gated, have community amenities such as hiking trails and community pools, and golf course access and they are currently very affordable with homes in the low $100s.

The gated condominium and townhouse neighborhood of Toscano Villas is a higher end low maintenance lifestyle. Homes start in the upper $100s and come with clubhouse access, pools, spas, golf course access and of course the look of Tuscany.

Homes in the 55+ Mountainbrook Village subdivision come with the the same amenities above but also include tennis, though with a Santa Fe feel to them. They range from the upper $100's for a patio home to $400+ for single family detached homes.

Gold Canyon Estatesis a subdivision of custom homes located adjacent to the Gold Canyon Golf Resort. This exclusive community starts in the $300's and exceeds the $500's

Million dollar properties located in different subdivisions all going by the subdivision name of Superstition Mountain are truly top teir living. Similarly Vista Del Corazon and the unfinished South of Pasion are also Arizona living at it's best. has Many of these neighborhoods feature guarded entries and all of them feature breath taking views!

There are more subdivisions in Gold Canyon than I can list here in this blog post. The price range of Gold Canyon homes for sale begins below $100,000 and exceeds $2,000,000. There truly is something for everyone in Gold Canyon! From bank owned bargains to luxury living if you love the natural beauty of the Superstition Mountains there is no place better than Gold Canyon!

For a full list of Gold Canyon homes for sale please visit www.MyPorterHouse.com and customize your Gold Canyon home search!

Ashland Ranch Homes in Gilbert, Arizona

I've recently had the pleasure of showing a beautiful home in the Ashland Ranch Subdivision which is also in the Ashland Ranch elementary school district. There are other subdivisionsin this elementary school district, however the school is located within the neighborhood of Ashland Ranch.

There is a good selection of Bank Owned, Short Sale and "Traditional Sale" listings available. Many homes in Ashland Ranch have larger than the Arizona standard yard. The minimum lot size is 10,000sf or nearly a quarter of an acre and the largest lots come in at about half an acre.

Ashland Ranch Elementaryhome of the Roadrunners is a Gilbert Public School delivering education on an Excelling level. Ashland Ranch Elementary serves 1,000 students pre-K through 6th grade and offers full-day kindergarten.

Allen Ranch Fincher Creek Gilbert Ranch Metes & Bounds Springtree

Ashland Ranch Fincher Farms Lindsay Estates Ranchos Del Sol

To receive daily updates on new property listings in Ashland Ranch in Gilbert, Arizona please send us a contact request via our website www.MyPorterHouse.com or send an email to AshlandRanch@MyPorterHouse.com

As a Selling Agent Select for HomeSteps (Freddie Mac) I received updates on Freddie Mac HomeSteps bank owned properties that are about to hit the Gilbert real estate market before they are listed. If you are looking for information on Freddie Mac REO homes in Gilbert that are not yet on the market or even bank owned homes in Gilbert that are listed in the MLS the information you are seeking is only a phone call or an email away.

For more information on buying a bank owned property
please call 480-202-2475 and speak to Debby
or email REO@MyPorterHouse.com

Property Status: NOT LISTED (coming soon to the market)

Zip Code: 85233

Loan: 417685165 Address: 818 WEST SPUR AVENUE, GILBERT, AZ
Rooms: 8 Bed: 4 Bath: 3.0 Price: 0.00

Zip Code: 85234

Loan: 724164643 Address: E 3089 MILLBRAE LN, GILBERT, AZ
Rooms: 0 Bed: 0 Bath: 0.0 Price: 0.00


Zip Code: 85242

Loan: 143604929 Address: 2021 WEST HAYDEN PEAK DRIVE, QUEEN CREEK, AZ
Rooms: 6 Bed: 3 Bath: 2.0 Price: 0.00

Loan: 295186739 Address: 4467 EAST MEADOW LARK WAY, QUEEN CREEK, AZ
Rooms: 0 Bed: 0 Bath: 0.0 Price: 0.00

Loan: 328193968 Address: 31062 N DESERT HONEYSUCKLE, QUEEN CREEK, AZ
Rooms: 0 Bed: 0 Bath: 0.0 Price: 0.00

Loan: 336576978 Address: 1148 EAST ROSEBUD DRIVE, QUEEN CREEK, AZ
Rooms: 0 Bed: 0 Bath: 0.0 Price: 0.00

Loan: 405432399 Address: 26512 S 196TH STREET, QUEEN CREEK, AZ
Rooms: 0 Bed: 0 Bath: 0.0 Price: 0.00

Loan: 479272999 Address: 1456 EAST LOVELAND LANE, QUEEN CREEK, AZ
Rooms: 0 Bed: 0 Bath: 0.0 Price: 0.00

Zip Code: 85243

Loan: 326837825 Address: 31365 NORTH MESQUITE WAY, QUEEN CREEK, AZ
Rooms: 8 Bed: 4 Bath: 3.0 Price: 0.00

Loan: 374485704 Address: 20 W CANYON ROCK ROAD, QUEEN CREEK, AZ
Rooms: 7 Bed: 3 Bath: 2.0 Price: 0.00

Loan: 466784511 Address: 723 E HORIZON HEIGHTS DR, QUEEN CREEK, AZ
Rooms: 0 Bed: 0 Bath: 0.0 Price: 0.00

Loan: 472850393 Address: 4100 E COPPER ROAD, QUEEN CREEK, AZ
Rooms: 5 Bed: 3 Bath: 5.0 Price: 0.00

Loan: 478717474 Address: 1270 W CORRIENTE DR, QUEEN CREEK, AZ
Rooms: 7 Bed: 4 Bath: 2.5 Price: 0.00


Zip Code: 85296

Loan: 437857026 Address: 405 E WINDSOR DR, GILBERT, AZ
Rooms: 0 Bed: 0 Bath: 0.0 Price: 0.00

Zip Code: 85297

Loan: 276325834 Address: 3839 EAST WYATT WAY, GILBERT, AZ
Rooms: 0 Bed: 0 Bath: 0.0 Price: 0.00

Loan: 331770628 Address: 6005 SOUTH LEGEND DRIVE, GILBERT, AZ
Rooms: 0 Bed: 0 Bath: 0.0 Price: 0.00


--------------------------------------------------------------------------------

This is not the most current list and some or all of these properties may already be listed. Please contact us for current listings and coming soon to market.

Listing your home as a short sale is never an easy step. Aside from the stress of not knowing what will happen to you and your family it is perfectly natural to feel helpless as to who to turn to for advice and help in limiting the damage to your family, your credit, and your ability to one day reclaim your American dream.

It is helpful to seek advice from a Realtor, a tax adviser and even seek legal counsel. Correct information can help to make the process a lot less scary and more predictable. Each delinquent loan scenario is different and general information on the web might not apply to your specific situation.

There are many alternatives to foreclosure and a short sale is just one of them. The Porter Team advises our clients to explore loan modifications and other alternative to foreclosure to find out if another option might be a more suitable option. We offer our services to help the homeowner who has decided that a short sale is clearly the best option.

The Porter Team is experienced in listing and selling short sales. One of our favorite lenders to work with on short sale files is Saxon Mortgage Services. Our very first short sale listing was with Saxon and we were able to close escrow on the sale less than two months from the listing date. From there we've used our direct contact at Saxon to get answers more quickly thereby keeping interested buyers from losing interest and get the maximum possible payoff to the bank - that means less possible tax liability for you!

To read more general short sale information please visit www.FreeShortSaleAZ.info

If you have been denied a loan modification, or are have a hardship that requires you to sell your home (this includes relocating out of the metropolitan area) and would like more information on our (free to the seller) listing services, please contact us!

Short Sale Help 602-818-0473 or ShortSaleHelp@MyPorterHouse.com

We serve the greater Phoenix area. Phoenix, Tempe, Mesa, Gilbert, Chandler, Queen Creek, San Tan, Scottsdale, Fountain Hills, Paradise Valley, El Mirage, Laveen, Glendale, Peoria and more.

If any time has been a good time to consider a HUD home, this is the time. Many agents don't understand how to access a HUD home let alone submit an online bid or complete the offer documents. For buyers this means less competition... but not NO competition. There are still a fair share of agents who are quite well versed in all things HUD.

None the less, as the market in greater Phoenix shifts towards a seller's market any advantage that a buyer can garner is better than none!

I have seen buyers making lowball offer after lowball offer for months who are now standing up and taking notice of the frenzied buying activity in cities like Gilbert, Mesa and Chandler. The east valley town of Queen Creek and the new town of San Tan Valley (once part of Queen Creek) have been swarming with investors for many months now.

We've run into two transactions with the same fix and flipper on one end or the other and judging by his success I'd say we aren't going to see the end of these non traditional buyers just like we won't be seeing the end of non traditional sellers any time in the near future.

REOsother wise known as foreclosures, bank owned or lender owned properties are still quite the hot commodity. The popularity that short sales were experiencing has been waning in recent months due to the nasty realization that if you want a home to move into and you want it within a certain time frame 9 times out of 10 buyers will need to look elsewhere.

Builder homes or new builds have had quite the activity spike. Two builder's representatives who we spoke with yesterday confirmed that sales are up dramatically with in the past two months - they say due to house hunters running away from short sales gone bad!

Traditional sellersare still around, but they are definitely much harder to find and usually a bit harder to negotiate with unless you happen to find one that isn't overpriced - now. (Sorry, I have to amuse myself when my blogs get this long).

Coming around to HUD
HUD homes in the state of Arizona can be found at www.MCBreo.com or by contacting The Porter Team and allowing us to send you MLS property details for active HUD homes. Once you find a HUD home that strikes your fancy you must contact an agent who has HUD keys(like The Porter Team). HUD homes cannot be accessed via lockbox like most actively marketed properties can. If you decided that you would like to make an offer (in HUD terms this would be submit a bid) on one of these properties your agent will need to be employed by a HUD registered agent like our broker.

If you have gotten this far you are doing well. Once you have an agent who can submit a bid on your behalf that agent will then need to know how to properly complete an online bid and the written contract. These forms/documents are much different than the AAR purchase contracts that are submitted on any other property in the state of Arizona.

If you receive a bid acceptance notification and submit a correctly filled out contract with the other supporting documents and a copy of your earnest money in certified funds ($500 for any offer under$50,000 $1,000 for any offer over $50,000 no exceptions) it's time to get your earnest deposit to the HUD designated closing agent, request the appraisal and termite reports that have already been completed and request permission to turn on utilities for your inspection.

Whether you are a cash buyer or an FHA buyer your close time will be up to 45 days. And let's remember that this is a goverment agency so 45 days may be optimistic. One of the downsides to purchasing HUD homes is the hurry up and wait. They may delay the process at no penalty, but if the buyer delays the closing there will be daily penalities ($$).

And there you have it... (most of) the HUD buying process.

For more information please contact our buyer's agent, Debby, at 480-202-2475 or HUD@MyPorterHouse.com