“World's Most Complete Neighborpedia”
Explore:   What's happening in your neck of the woods?

Jeff and Lisa Sellers

FIVE PERCENT FHA AND CONVENTIONAL INTEREST RATES!!!

DON'T TAKE IT FROM ME...CALL THE MORTGAGE LENDERS RIGHT AWAY!!!

They are informing us today (December 17th, 2008) that interest rates on FHA AND CONVENTIONAL

DIPPED AS LOW AS ..... FIVE PERCENT!!!!! NO, THIS IS NOT A TYPOGRAPHICAL ERROR. IT IS FIVE

PERCENT! So, if you are one of those buyers who has been undecided or on the fence, if this doesn't

push you over on the other side then I don't know what will. You can literally save hundreds of dollars a

month and thousands a year on mortgage payments with these low rates. Whether you are refinancing

or purchasing a new home, NOW IS THE TIME to get serious about looking into things!!!

If you have been considering SELLING YOUR CURRENT HOME, but too afraid that "the market is bad",

then you might think twice. WITH FIVE PERCENT FHA AND CONVENTIONAL INTEREST RATES,

CONSUMER CONFIDENCE WILL BE HIGH! Buyers will qualify for a much bigger home with these low

interest rates! People will be encouraged to stop throwing money away on rent and buy their first home.

Buyers will be moving into larger homes and paying much less than ever before because of these low

five percent interest rates. THERE ARE STILL PLENTY OF GOOD LOAN PROGRAMS OUT THERE...people

who have good credit, have a stable job history and decent debt to income ratio are still qualifying for

home loans. MAKE SURE TO CHECK WITH YOUR MORTGAGE LENDER TO SEE HOW YOU MAY QUALIFY

FOR ONE OF THESE MORTGAGE LOANS...THEY ARE SUBJECT TO CREDIT, BORROWING AMOUNTS,ETC.

RATES CHANGE EXTREMELY OFTEN, SO CONTACT YOUR FAVORITE MORTGAGE LENDER FOR DETAILS!

Remember...Whether Buying or Selling...It's Always a SELLERS Market!

Jeff and Lisa Sellers, Realtors

www.thesellersrealty.com

For FHA and Conventional Loan information, call Cheryl Jones @ Mortgage Partners in Lubbock,TX.

(806) 791-0526

You'll feel right at home with Mortgage Partners.

Lubbock gas prices...DRILL BABY DRILL!

I don't exactly know where these low gas prices are coming from, but I'm not complaining! Just about the time I think they are going to level off and start going back up, they drop another 10 cents or so. All I can say is that it is about time. I noticed them as low as $1.33 in Lubbock, Texas today. The following photo was taken yesterday, Monday, December 8th, 2008 on 19th Street in Lubbock. DRILL BABY DRILL!

Now, let's drive around and find that perfect home to buy!

www.thesellersrealty.com

Jeff and Lisa Sellers, Realtors

Let the Sellers find your Lubbock Dream Home!

Let The Sellers Realty put you into your Lubbock Dream Home! Jeff and Lisa Sellers are seasoned real estate professionals in the Lubbock, Texas real estate market. Their job is to satisfy all your real estate needs. Lubbock has so many Dream Homes. The questions remains,"Which one is right for you?" This is where The Sellers can help! Visit www.thesellersrealty.com or call 806-445-3639 , 806-778-2486 , 806-778-6699.

But just remember...Whether Buying or Selling...It's Always a SELLERS Market!

The Sellers Realty

Jeff and Lisa Sellers

www.thesellersrealty.com

The Sellers do not claim to have any of the houses featured above as currently or previously listed properties for sale.

The Sellers Realty recommends Mortgage Partners

Looking for a home loan? Needing to refinance? Just want to know what your credit looks like and how much you qualify for? What is the difference between FHA and Conventional? Are interest rates dropping again? Just how low of an interest rate can I really get?

Are you looking for an honest mortgage lender to help you navigate through the winds of buying a property with little hassle?

We have referred MANY clients to our good friends at MORTGAGE PARTNERS in Lubbock. Mortgage Partners is the home lending side of SECURITY STATE BANK. They are locally owned and operated. They have branches in Lubbock and Littlefield and are extremely reputable in those communities.

The owners of the bank are great servants and great folks! The mortgage department handles all of their loan processing and underwriting "in house". This helps you as the buyer know exactly what is going on with your loan process. You never have to worry about calling someone out of state to see how your loan is coming along. Also, the "in house" underwriters can often times get loans approved that would otherwise be "shot down" at other banks.

MORTGAGE PARTNERS IS LOCATED AT 4415-71st, Suite 11 Lubbock,TX 79424

Give CHERYL JONES, Senior V.P./Loan Officer a call @ 806-791-0526

THE SELLERS REALTY 806-778-2486 and MORTGAGE PARTNERS 806-791-0526

www.thesellersrealty.com

JEFF AND LISA SELLERS, Realtors

Moving to Lubbock?

Well, you have been thinking of moving to Lubbock. What are you afraid of? What have you heard? Maybe you need some extra information and that little nudge!

Lubbock officially turns 100 on March 16,2009! Today Lubbock is a thriving city of more than 214,000 people. Lubbock serves as the hub of the region's economy, education and health care. It is the distribution and wholesale center of West Texas. Since it houses major firms in every field of commerce, it earned the nickname the Hub City.

Lubbock is the states tenth-largest city and hometown of rock 'n'roll legend Buddy Holly and singer/actor Mac Davis. West Texas sunsets are the most brilliant ones ever seen by mankind. The sun shines an average of 263 days a year. With a semi-arid climate, our nights are cool, days are warm and low humidity. July's average temperature is a pleasant 80 degrees. January's average is a mild 39. The city's median income is roughly $36,000. Lubbock's predominant religion is Christianity. The median home price is a modest $107,000. Compare that to the average Texas median of $$143,798 and National median of $$$215,000!

Moving to Lubbock? Lubbock has more doctors per capita than Dallas, Phoenix, Denver, or Albuquerque.

Texas Tech School of Law holds the best record over the past decade on the state bar exam.

Overton Park is the largest private redevelopment project in the nation.

Lubbock has been ranked multiple times by Forbes Magazine as one of the best small cities to do business in Texas.

If you are considering moving to Lubbock, be assured there are plenty of stores and restaurants. In fact, people comment regularly how they cannot believe just how many restaurants this city has! The retail stores are popping up everywhere. The freeways and roads are excellent and traffic stays at a bare minimum.

Now that you are thinking of moving to Lubbock, you just might need to know how far it is from other cities...

Albuquerque...321 miles

Amarillo.........119 miles

Dallas............322 miles

Denver...........538 miles

El Paso...........344 miles

Fort Worth.......292 miles

Houston..........518 miles

Midland..........117 miles

San Antonio....397 miles

I REALLY HOPE YOU WILL CONSIDER MOVING TO LUBBOCK!

Jeff and Lisa Sellers

The Sellers Realty

www.thesellersrealty.com

Check out other articles about Lubbock at www.activerain.com under Jeff and Lisa Sellers in Lubbock County, Lubbock,TX