This has been an interesting year for me personally and professionally. While I know that many agents have been jumping ship and running for the dock of a steady job I am still plugging away. I am currently in my 8th year of Real Estate. I do still enjoy what I do and have the passion for the great deal for my clients. So, I guess that makes me very lucky.
The fluctuation of the interest rate of late and the bond market does keep a person on their toes. FHA loans have increased their down payments from 3.0% to 3.5%. There is a new tax credit out there for 2008-2009 with restrictions for prior home ownership, income and date of purchase. The $7,500 has to be repaid over time, so the government considers it an interest free loan. Buyers may use the $7,500 as a down payment if they adjust their W4 but they must be sure they are going to purchase a home and will qualify under the government restrictions. The buyer will probably want to check with their tax consultant or IRS Form 919.
Personally, I have a family member that is gravely ill with cancer. Chemo has been stopped and we are in the process of enjoying the sickness free time right now. It is really pretty rough but you try to make light of it when you can. Hair is coming back right now. It looks like duck down. So soft and fuzzy. I just LOVE it. But I just want to dye it a vibrant color. He laughs at me but I can't help thinking it would look great some bright color. Maybe just because of what it represents- I want it to be lively because it is the beginning of the end. If that makes any sense whatsoever. Making dreams come true is what I am doing right now. I do it professionally and personally. Maybe I will just call myself The Dream Maker. I find people their dream home. I make a dream come true. Flying on a helicopter. Getting Vows renewed. Whatever it takes.
So, here is a blog. Good thing? Bad thing? Or just taking up cyber space?
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