Thomas Peterson

About Us:

Realtors, looking for a Mortgage Broker to pre-qualify and get financing for your home buyers? Consider my qualifications outlined below and contact me to discuss providing a long-term, honest, unified service for you and your homebuyers.

Our Company

Home Savings of America is a National Bank and we are regulated by the OCC (Option Clearing Corp.) and the FDIC (Federal Deposit Insurance Corp.) We have strong relationships with over 50 different lenders. (This means more programs to close your loans.)

My Unique Qualifications

Mortgage Broker / Senior Loan Officer / Credit Consultant for 8 years.

Characteristics; Tenacious, Patience, Forthright, Understanding.

I like philosophy; in particular - Zen philosophy! There is a saying that I use daily, in good times and bad; "What life is, is life, so live your life as if it is your last day alive."

Areas of Expertise

What I Specialize in ...

There aren't many loans that I'm not familiar with. Over the years I've been afforded the luxury of closing an array of loans for my many borrowers by staying informed of the ever changing loan programs available. I have done a variety of loan sizes for all types of borrowers from purchasers to those wanting to refinance. I also consult about credit repair / credit restoration for my future home buyers or those wanting to refinance.

Programs Available Just to name a few....

Conventional / Alt A Retail commercial loans

Stated loans Investment property financing

100% purchases Low documentation loans

Interest only loans FHA / VA and Reverse Mortgages

I have the tools to close more loans with more loan programs.

100% Delivery

As a rule, I am committed to over-communication, under-promising & over-delivering - both to my Homebuyer Customers and Realtors. I always treat Realtors and Homebuyers the way I would want to be treated, explaining every step of the process and being honest and upfront with both good news & bad. In each relationship I provide to my customers:

• A simple, easy-to-understand explination of the mortgage process
• A checklist of my responsibilities throughout the process
• All legally required documents (Good Faith Estimate, Truth in Lending Act, etc.)
• A checklist of what may be required for closing
• A HUD the day before closing

Visit our website at: www.heresaloan.com

Testimonials

My Reputation

I love working with Realtors and Home Buyers to help make their big dreams come true! My customers are mostly referral based, and have grown exponentially over the last 8 years. I am currently averaging 5 to 6 calls per month from referrals, and 78% conversion. Take a look at what recent customers had to say...

"We,ve always wanted an old house to remodel and now we have one. The fun is just beginning!" - Sue and Bill, GA

"Thomas, buying my new home was so exciting, I can't tell you, and it's so big, I love it so much. I can't wait to decorate it." - Jessica, Vail CO

"Tom, thanks for helping us buy the larger house so that mom can come live with us." - The Shelby's, Idaho

"We just love our new home and the kids each have a bedroom now. Between you and our realtor, thank you for your patience and all that you did to help make this happen for us." - Larry & Betty Weir, Ohio

"Thank you. My loan would not have been done without you Thomas; I appreciate your professionalism and I'm going to tell my friends about you and your services." - John Swanson, Arizona

"Thomas, your experience was the only reason we could get our investment property refinanced out of the adjustable rate, thank you so much." - B & L Landsheer, Colorado