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I've long since been a believer in the BlackBerry and a long time user. For at least 7 years I've proudly carried my BlackBerry, upgraded to whichever was the latest and went on with my life as one of the millions of CrackBerry Addicts, then one day while minding my business Apple unveils the iPhone. At first I ignored all of the colorful ads, the news reports of the long lines of people waiting to purchase this thing called the iPhone and I continued in my blissful BlackBerry/CrackBerry existence.
That was until about late November early December 2011 when I began missing numerous phone calls which for us Real Estate Agents means losing money. I work in a very centrally located area of Kew Gardens in Queens NY, we never have problems with cell phone coverage so when the beloved BlackBerry began to fail on me it posed a huge dilemma. After about 2 months of missing calls and losing business, I made the very difficult decision to join the iPhone revolution.
At first I was very apprehensive and decided I that wasn't going to like the iPhone, I didn't want to be that girl- the one who could not live without the iPhone, the girl who would camp outside of Best-Buy or the Apple Store in Manhasset with my friends drinking Starbucks and stalking the front of the line however, I have to be the first to admit the fact that after about 2 weeks of getting to know the iPhone I think we're getting married in the Spring, I LOVE IT!
There are so many apps, the screen is bright I use it to listen to music when I work out, there is a COMPASS so when I get that "are we facing west or east question" I can answer with full confidence! I have to admit that I still carry the BlackBerry in my handbag however, I am a true believer in the iPhone!
Tina


FICO- its probably the most feared word in the Dictionary-most people are so fearful of their FICO score they never take the time to check their credit report, its almost like they believe if they don't see it then it doesn't exist. However, FICO does exist and it very important to know your status.
As we all know the higher your score the better however, its also one of the quality over quantity deals as well so to better understand your score its a good idea to get a copy of your most recent credit report from each of the three major credit reporting agencies- TransUnion, Equifax and Experian.
Google is a major help in finding information and a huge resource so I would suggest googling all you want to know about credit and credit scores.
One recurring theme about the credit scoring system is based on five factors:
Here's to a clean bill of credit health for the new year- I for one will follow my own advice and we can go at this together. Please feel free to check back with me in a few weeks if you would like to discuss the topic.

Over the years there have been many changes in the Kew Gardens section of Queens New York- I had the pleasure of walking through the neighborhood on a leisurely stroll just last week and it dawned on me how awesome this neighborhood really is. We're close to major highways, neighbors to the Queens County Court House on Queens Blvd, we have awesome schools in the area and many small businesses that are sprinkled throughout.
Crossings Realty is one of the many anchors here in Kew Gardens- we've been in the area for several years and our broker Varuna Singh has been in the Real Estate business for 30 years. I'm positioning myself to be in the business for 30+years with the help of my humble and very knowledgeable mentor.
Located on Lefferts Blvd just off Austin Street, we are neighbors to several Spas, a Health food Store and one of our biggest attractions is the Movie Theater- Kew Gardens Cinema- located at 81-05 Lefferts Blvd its known as a cozy art house in picturesque Kew Gardens, Queens, NY....showing the latest, greatest independent & foreign films! Each year, the Oscars, Golden Globe & SAG Award nominee lists read like a "who's who" of films we've shown!
This is only a sample of the many great businesses that make Kew Gardens the melting pot that it is.
If you're ever in the neighborhood, please feel free to contact me!
Tina

As we approach the New Year- I would like to wish you all wealth, insight, continued good health and guidance for 2012 and beyond. I intend on acquiring that and much more in the coming months.
Happy New Year!!! Let's Make It A Memorable One!
Tina
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