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Luke Constantino

Clients and Lawyers and Banks... Oh My!!!

Luke Constantino November 21, 2009

As everyone who is in the real estate business already knows, 2009 have been a very challenging year. We have seen clients/customers go in all different directions. Yes, there are very good deals out there due to the financial crisis, but a lot of people did not lower their prices. I have done quite a few short sales, but I cannot look into the eyes of the people with the financial hardships. There is a lot of business out there; you just have to be skilled and versatile enough to move with the times.

Majority of the time, lawyers (at least here in NYC) are very short and non responsive to Realtors/agents. You add in the financial crisis, a few nervous clients and "BAM!!" these lawyers can become very aggravated! I have had more arguments with lawyers this year than any other time. Attorneys have many other venues in which you can do business in, real estate is mine... Can't we all just get along?

The rules and qualifications to get a loan have changed so much these past 3 years. It seems like every bank, S&L and Mortgage Company have their own rules. From what I see, Citibank has turned down the most amounts of people. I have called them on behalf of clients numerous times. Sometime this works, sometimes not. The one most annoying line I have heard them all say is ‘I understand"... Didn't they get a bail put package?

It's hard enough living here in NYC. We have a mayor who raised ever tax imaginable and has given out more tickets than anyone, and we re-elected this jerk!!! I feel the $8,000 dollar tax refund extension is nice, but we live in a higher price bracket and the criterion to get this loan does not fit a majority of first time homebuyers here. I was born and raised here in NYC. We're known for being able to withstand a lot and be very hardcore, but sometimes, it's just too much...

America, Let's not get caught with our pants down again.

Luke Constantino
Commercial
| Residential
RE
/MAX @ THE SLOPE
Direct: (212) 300-3919 | Fax: (360) 368-0098
http://LukeConstantino.com

Inexpensive One Bedroom Apartment in Bay Ridge... Convenient to everything!!!

| (347) 312-4211
85th Street & 5th ave #5, Brooklyn, NY
Inexpensive One Bedroom Apartment in Bay Ridge... Convenient to
everything!!!
1BR/1BA Apartment
$1,000/month
Bedrooms 1
Bathrooms 1 full, 0 partial
Sq Footage Unspecified
Parking None
Pet Policy No pets
Deposit $1,000

DESCRIPTION

Apartment has:
• Parquet floors throughout
• Large bedroom
• Large living room
• Freshly painted
• Refrigerator
• Heat and hot water included
• Laundromat 1/2 a block away

Area has:
• R train
• A few blocks from X27&X37 Express buses into Manhattan
• Buses: B16, B63, B64, B70, S37, S53, S79, S93
• A lot of various stores, restaurants, Bar/lounges, etc.

YOU ARE LITERALLY STEPS AWAY FROM ANY TYPE OF SHOPPING/STORE/RESTAURANT YOU WANT!!!

see additional photos below
RENTAL FEATURES

- High/Vaulted ceiling - Hardwood floor - Tile floor
- Living room - Refrigerator - Stove/Oven
- Cable-ready

LEASE TERMS

• Credit and Background check required
• No pets
• Applications are being accepted on a first come/first serve basis.
ADDITIONAL PHOTOS


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Contact info:
(347) 312-4211

powered by postlets Equal Opportunity Housing
Posted: Nov 8, 2009, 3:58am PST

Prime location in Bay Ridge. You are literally steps away from everything!

| (347) 312-4211
85th Street & 5th Avenue #4, Brooklyn, NY
Prime location in Bay Ridge. You are literally steps away from everything!
2BR/1BA Apartment
$1,300/month
Bedrooms 2
Bathrooms 1 full, 0 partial
Sq Footage Unspecified
Parking None
Pet Policy No pets
Deposit $1,300

DESCRIPTION

• Parquet floors throughout
• Large living and dining rooms
• Freshly painted
• Refrigerator
• Heat and hot water included
• Laundromat 1/2 a block away

Area has:
• R train
• A few blocks from X27& X37 Express buses into Manhattan
• Buses: B16, B63, B64, B70, S37, S53, S79, S93
• A lot of various stores, restaurants, Bar/lounges, etc.

LITERALLY STEPS AWAY FROM ANY TYPE OF SHOPPING/STORE/RESTAURANT YOU WANT!!!

see additional photos below
RENTAL FEATURES

- High/Vaulted ceiling - Hardwood floor - Tile floor
- Living room - Dining room - Refrigerator
- Stove/Oven - Cable-ready

LEASE TERMS

• Credit and Background check required
• No pets
• Applications are being accepted on a first come/first serve basis.
ADDITIONAL PHOTOS


Photo 1

Photo 2

Photo 1

Photo 2
Contact info:
(347) 312-4211

powered by postlets Equal Opportunity Housing
Posted: Nov 8, 2009, 3:55am PST

Ultra Modern 1 Bedroom Apartment in Upper Bay Ridge

| (347) 312-4211
9448 Ridge Blvd, Brooklyn, NY
Ultra Modern 1 Bedroom Apartment in Upper Bay Ridge
1BR/1BA Apartment
$1,300/month
Bedrooms 1
Bathrooms 1 full, 0 partial
Sq Footage Unspecified
Parking None
Pet Policy No pets
Deposit $1,300

DESCRIPTION

This is a very beautiful, renovated 1 bedroom apartment in the upper 90's area of Bay Ridge.
A very safe, quiet neighborhood which is far enough to be private, but close enough to be convenient!
Apartment has:

• Large, beautiful living room (15X9)
• Eat in kitchen with stainless steel appliances
• Master bedroom
• Main bathroom
• Heat and hot water included
• Totally renovated/modern with hardwood floors.
• Freshly painted
• Refrigerator included

Area has:

• R train
• One block away from X27 & X37 Express buses into Manhattan
• Busses: B16,B63,B64,B70, S37,S53,S79,S93
• A block away from Shore Parkway
• Recreational Park overlooking the NYC skyline w/tennis courts
• A few blocks away from Dyker Park Golf Course
• A very large variety of prime shopping, stores, restaurants, specialty food stores, bars, lounges, etc.
This apartment has everything you need.

see additional photos below
RENTAL FEATURES

- Walk-in closet - Hardwood floor - Tile floor
- Living room - Refrigerator - Stove/Oven
- Granite countertop - Stainless steel appliances - Cable-ready

LEASE TERMS

• Credit and Background check required
• No pets
• Applications are being accepted on a first come/first serve basis.
ADDITIONAL PHOTOS


Photo 1

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Photo 2

Photo 3
Contact info:
(347) 312-4211

powered by postlets Equal Opportunity Housing
Posted: Nov 8, 2009, 4:09am PST

Renovated 2 Bedroom Apartment on 66th Street off Ft Hamilton Parkway

| (347) 312-4211
1026 66 Street, Brooklyn, NY
Renovated 2 Bedroom Apartment on 66th Street off Ft Hamilton Parkway
2BR/2BA Apartment
$1,350/month
Bedrooms 2
Bathrooms 2 full, 0 partial
Sq Footage Unspecified
Parking None
Pet Policy Cats, Small dogs (< 25lbs)
Deposit $1,350

DESCRIPTION

Renovated apartment in a pre war building is convenient to everything...

Apartment

·Newly renovated kitchen

·New Stove

·New Refrigerator

·Parquet floors

·Newly renovated bathroom

·Heat and hot water included

Area

·2 short blocks from N train

·Steps away fromB16 & B9 buses

·Close to restaurants and shopping

·Library and schools close by

see additional photos below
RENTAL FEATURES

- High/Vaulted ceiling - Hardwood floor - Living room
- Refrigerator - Stove/Oven - Cable-ready

LEASE TERMS

• Credit and Background check required
• No pets
• Applications are being accepted on a first come/first serve basis.
ADDITIONAL PHOTOS


Photo 1

Photo 1

Photo 2

Photo 3

Photo 4
Contact info:
(347) 312-4211

powered by postlets Equal Opportunity Housing
Posted: Nov 8, 2009, 4:57am PST