Trevor Jules, The Financial Physician

About Us:

Our management team is committed to helping our customers and potential customers meet their dreams and needs. Our diverse and dynamic team is one that any person seeking a mortgage loan should have on their side. We have a team of Loan Officers that will be happy to assist you with your mortgage process. Let 2 Blue Chip Mortgage take all of your stress away and handle your mortgage needs. You won't be disappointed! Call us TODAY!!!

Areas of Expertise

Trevor has over 13 years experience in the mortgage industry. In his experience he has managed multiple mortgage locations for major corporations as well as functioned as a Loan Officer processor and an underwriter. Trevor has written Mortgage Loan Officer training courses that have been approved by the State of Maryland and North Carolina as a course requirement necessary for Loan Officers to obtain their license. This experience makes him the ideal person to help anyone seeking a mortgage loan. He has his BS degree from the University of Phoenix in Business Management eBusiness.

Trevor is known as the Financial Physician. He looks at customer's situation and prescribes the best product for his customers. His extensive knowledge in Real Estate Financingand Investments will help you qualify for financing more easily than with other Mortgage professionals.

Whether you are seeking funds to purchase a home, looking for an investment property, refinancing, or going through a foreclosure, or just have a few questions that involves Real Estate contact me NOW!!

Testimonials

Q : How do I know how much house I can afford?A :Generally speaking, you can purchase a home with a value of two or three times your annual household income. However, the amount that you can borrow will also depend upon your employment history, credit history, current savings and debts, and the amount of down payment you are willing to make. You may also be able to take advantage of special loan programs for first time buyers to purchase a home with a higher value. Give us a call, and we can help you determine exactly how much you can afford. Q : What is the difference between a fixed-rate loan and an adjustable-rate loan?A :With a fixed-rate mortgage, the interest rate stays the same during the life of the loan. With an adjustable-rate mortgage (ARM), the interest changes periodically, typically in relation to an index. While the monthly payments that you make with a fixed-rate mortgage are relatively stable, payments on an ARM loan will likely change. There are advantages and disadvantages to each type of mortgage, and the best way to select a loan product is by talking to us. Q : How is an index and margin used in an ARM?A :An index is an economic indicator that lenders use to set the interest rate for an ARM. Generally the interest rate that you pay is a combination of the index rate and a pre-specified margin. Three commonly used indices are the One-Year Treasury Bill, the Cost of Funds of the 11th District Federal Home Loan Bank (COFI), and the London InterBank Offering Rate (LIBOR).