TONY MARTINEZ

Both the house and the senate passed the extension of the home buyer tax credit. The President should sign the bill later today to make it official. NAR has a link to some questions you may have...

http://www.realtoractioncenter.com/realtor-party/documents/2009-NAR-FAQ-Tax-Credit-Changes-1105-1236.pdf

If you are a new home buyer and or have owned your home for 5 years or more...your in a good position. Please check out the link above and if you find that you are eligible, I am here to help buy, build or sell your home....

http://www.tmartsellshomes.com

Hello my fellow bloggers...We need golfers for our annual Children's Miracle network golf tournament..If you live in the San Antonio area and are interested in playing email me at Tamartinez@remax.net. I will email you an entry form.

This is a great cause. That helps the local CMN hospital Christa Santa Rosa.

it looks like the senate has voted to extend the tax credit until April 30th, 2009. This is good on several levels. One, if you thought about buying a home this is your last chance to get into a new home and still get a tax credit. Two, if you have owned a home in the last five years you can move up and get a tax credit of $6,500. If your looking to buy or sell a home. Your are all now sitting in the drivers seat.

http://www.tmartsellshomes.com

Buying a home starts with the approval from a lender. You need to find out what your buying power is. Because I list a lot of homes. I do get calls. About 80% of those calls are from buyers wanting to know how much will the down payment will be or what the monthly payments are. The is the first clue of many that the buyer is not qualified. Those same folks, I can tell are a little embarrassed that they don't know were to begin. I explain that The lender needs to know what your buying power is. This is also helpful for you. You may be renting or use to renting and just ask what the rent is and go from there.

Buying a home is different. It requires that not only your credit is checked. But you also have to have the down payment. FHA requires 3.5% of the sales price as a down payment. FHA is the least of the programs out there that requires the least of a down payment and the most popular. The only other program that requires less is VA. VA requirements are that you must be a veteran and a 0% down payment is required.

These are just a few of the programs out there. The key to all this is that you pick up on a buyer that is not sure. Be as helpful as possible. Even if they say they are working with another agent "nature rewards activity" If you help someone, somewhere down the line it will be returned.

for more info on the housing market and homes in your area. log on to my web site http://www.tmartsellshomes.com

This past week some national companies made major announcements. Caterpillar will be bring in about 1200 jobs and Nationwide Insurance will be bring in about 400 new jobs. San Antonio is growing and the current unemployment rate is 6.9% well below the national average. We have a strong job market and a strong military community.

If you ever thought about buying a home in San Antonio. You might want to start looking at what we have to offer. For more info log on to my web site.

http://www.tmartsellshomes.com