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If You Owe More on Your Home Than it is Worth.

huntington Beach real estate if you owe more on your home than it is worth
Go to InSoCal.ca to learn more and resever your spot!

If You Owe More on Your Home Than it is Worth

if you owe more on your home than it is worth


If you or someone you know currently owes more on their home than it is worth, we are having an informational meeting you do not want to miss! We will be discussing the options, rights and responsibilities of those in this situation. Our goal is to empower members of our community with knowledge and information that will help them make informed decisions in this extremely important area.

Space and Materials are limited, go to InSoCal.ca/SignUp

The Basics of Refinancing



Refinancing a mortgage loan is defined as paying off an existing loan and replacing it with a new one. Because refinancing can cost anywhere from 3-6% of the loan’s principal, it is important to determine whether your reason for refinancing the loan offers any true advantage.

The common reasons for refinancing include: the desire to consolidate an outstanding debt; capturing some of the home’s equity to finance a large purchase; converting from an adjustable-rate mortgage (ARM) to a fixed-rate mortgage; the opportunity to shorten the life of your mortgage; or to obtain a lower interest rate.

Typically the costs of refinancing are comparable to taking out an original mortgage. This is because refinancing requires the same steps: a current appraisal, title search and application fees. It is important to explore all of your options for refinancing with an experienced professional.

Nine Ways to Avoid a Foreclosure



Knowing your options to avoid a foreclosure are important in saving your credit. Here we quickly discuss the nine most common ways to avoid a foreclosure. These ways include: reinstating the loan, doing a forbearance, refinancing, loan modification, selling the property, renting out the property, participating in a short sale, deed 'in lieu,' and bankruptcy.

The expert staff of the Hunthausen Group are here to discuss your options and responsibilities if you are in a distressed property situation. Please don't hesitate to call!

Sellers Need to Think Like Buyers



The mindset of the seller who has lived in his or her home for many years, is often clouted by the many memories and emotions involved with that experience. Though these emotions are perfectly normal, they oftentimes can hinder the homeowner when it comes time to present the home to prospectives buyers.

It is important to look at your house as if it belongs to someone else. The first step in this process is to depersonalize your living space. If you are already planning to move out, packing much of the personal effects that range upon your walls, mantles and counter spaces will help create a more show-able space to your prospective buyers.

The second step is to declutter all the rooms in your house. By decluttering, you create a much more presentable and comfortable space for buyers. Though that clutter may be comfortable and familiar to you, it can easily be a turn off for buyers.

Finally, the last step is to correct those easy problems -that as a long-time homeowner you probably barely notice. This includes repainting areas in the house, putting in circuit protectors, smoke detectors, cover plates, and caulking kitchen and restroom sinks. These are the most cost affective ways to make your home much more showable.

As always, the Hunthausen Group is here to help. It is our goal to make sure your home is in the most sell-able conditions when it comes time to move out.

Visit SellingHuntingtonBeach.com to learn more!