If you or someone you know currently owes more on their home than it is worth, we are having an informational meeting you do not want to miss! We will be discussing the options, rights and responsibilities of those in this situation. Our goal is to empower members of our community with knowledge and information that will help them make informed decisions in this extremely important area.
Refinancing a mortgage loan is defined as paying off an existing loan and replacing it with a new one. Because refinancing can cost anywhere from 3-6% of the loan’s principal, it is important to determine whether your reason for refinancing the loan offers any true advantage.
The common reasons for refinancing include: the desire to consolidate an outstanding debt; capturing some of the home’s equity to finance a large purchase; converting from an adjustable-rate mortgage (ARM) to a fixed-rate mortgage; the opportunity to shorten the life of your mortgage; or to obtain a lower interest rate.
Typically the costs of refinancing are comparable to taking out an original mortgage. This is because refinancing requires the same steps: a current appraisal, title search and application fees. It is important to explore all of your options for refinancing with an experienced professional.
Knowing your options to avoid a foreclosure are important in saving your credit. Here we quickly discuss the nine most common ways to avoid a foreclosure. These ways include: reinstating the loan, doing a forbearance, refinancing, loan modification, selling the property, renting out the property, participating in a short sale, deed 'in lieu,' and bankruptcy.
The expert staff of the Hunthausen Group are here to discuss your options and responsibilities if you are in a distressed property situation. Please don't hesitate to call!
The mindset of the seller who has lived in his or her home for many years, is often clouted by the many memories and emotions involved with that experience. Though these emotions are perfectly normal, they oftentimes can hinder the homeowner when it comes time to present the home to prospectives buyers.
It is important to look at your house as if it belongs to someone else. The first step in this process is to depersonalize your living space. If you are already planning to move out, packing much of the personal effects that range upon your walls, mantles and counter spaces will help create a more show-able space to your prospective buyers.
The second step is to declutter all the rooms in your house. By decluttering, you create a much more presentable and comfortable space for buyers. Though that clutter may be comfortable and familiar to you, it can easily be a turn off for buyers.
Finally, the last step is to correct those easy problems -that as a long-time homeowner you probably barely notice. This includes repainting areas in the house, putting in circuit protectors, smoke detectors, cover plates, and caulking kitchen and restroom sinks. These are the most cost affective ways to make your home much more showable.
As always, the Hunthausen Group is here to help. It is our goal to make sure your home is in the most sell-able conditions when it comes time to move out.
A dedicated professional in the Huntington Beach area who helps both buyers and sellers. He also has important experience in the forclosure market and the investment side with tax deferred exchanges.
About Us:
Tony Hunthausen is a licensed Real Estate Broker who has lived in Orange County since 1979. He holds a Bachelors Degree in Economics and a Master of Science in Physical Therapy from the University of Southern California. He has been married to his beautiful wife of 28+ years, and has three wonderful children Scott, Drew, and Chelsea.
After nearly 20 years of successful private practice in Physical Therapy, a series of personal family events in 1998 ultimately brought him into a career in Real Estate. Tony’s attention and commitment to his real estate clients comes from the same heart for service, help, and support he provided for so many years to his physical therapy patients. Tony’s commitment is to provide you with the specialized real estate services you deserve to make the best possible decisions. It is his goal not just to meet your expectations, but to exceed them.
Tony is the Director and Founder of HomesForaBetterWorld® a 501c(3) California Public Benefit Corporation that exists to become a premier provider of real support to people and the organizations that help people within the community. A portion of the proceeds of each Real Estate transaction within the ‘Hunthausen Group’ team go directly to support HomesForaBetterWorld.org.
This passion to do ‘good while doing well’ is evident in all aspects of Tony’s relationships with his clients, family, and friends.
Tony Hunthausen Broker Associate, CDPE, ePro, CSP RE/MAX Select One 4952 Warner Ave, Suite 109 Huntington Beach, CA 92649 Cell: (714) 334-7808 Fax:(714) 849-5677 Email: Tony@HunthausenGroup.com
Areas of Expertise
Tony Hunthausen is a dedicated professional in the Huntington Beach area who helps both buyers and sellers. He also has important experience in the forclosure market and the investment side with tax deferred exchanges.
Testimonials
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We were so grateful that Tony was our realtor because he was able to negotiate the best possible deal for us on both our sale and purchase. Jim and Christine Zimmerman
-Jim and Christine Zimmerman
Efficient!
You handled the sale of our two rental homes very efficiently and professionally, including the intricacies of the 1031 exchange, and kept us well informed all along the way. Ray and Sue Walsh
-Ray and Sue Walsh
Informative!
Once I became the new proud owner, Tony lined up the electrician, general contractor, and plumber I needed to get the house just like I wanted it. Brett Rommel
-Brett Rommel
Kindness...
Your sincerity and kindness are what makes you so successful. AnneMaria Ward
-AnneMaria Ward
Patient!
You were so patient and explained each and every step to us. We highly recommend you to all our friends. Sunil and Pranjali Shaw
-Sunil and Pranjali Shaw
Thank you so much!
Just wanted to thank you sooooo much for helping us make our dream come true! Jenni and Al Vogel
-Jenni and Al Vogel
Trust...
Our trust in Tony was born out of his integrity. He always looked after our needs as his customers. Richard and Jerry Hodgin
ActiveRain Corp. is not responsible for the accuracy of the site's content (which is written by members of the ActiveRain Real Estate Network) and does not endorse the views of the real estate agents, mortgage brokers, and others listed here.