It's been over 3 years since the Maricopa market started to tumble, and while it's not still in free-fall, one can tell from the property tax records amongst other resources that housing prices are still declining.
Those under water in Maricopa hoping for a miraculous recovery that restores equity and brings them once again above water have, for the most part, grudgingly acknowledged that it's going to take "a while".
In many cases "a while" translates into 15 years or more!
Here's the problem looming on the horizon.
If you lose a property to foreclosure (Trustee Sale) or close escrow on the Short Sale of your property PRIOR to January 1, 2013, the Mortgage Forgiveness Debt Relief Act will still be in effect.
If the property changes hands ON or AFTER that date - you have the privilege of paying income tax on the difference between what your lender(s) receive(s) from the sale, and what you owe your lender(s).
If you owe $250,000 and the lender(s) receive(s) $150,000, you owe income tax on the $100,000 difference - perhaps $30,000?!
If you owe $500,000 and the lender(s) receive(s) $250,000, you owe income tax on the $250,000 difference - perhaps $75,000?!
If you are under water in Maricopa, you must evaluate your situation NOW.
What is the current market value of your property?
What do you owe on the property?
When will you be at "break even" or better based on your crystal ball?
Do you intend to own your property until "break even"?
Can you afford the payments until "break even"?
If you don't believe you will be able to hold on to your property in Maricopa for the duration, and it changes hands after the Mortgage Forgiveness Debt Relief Act expires, you will be in a real pickle with Uncle Sam and the IRS.
Only you know what the best course of action to follow is with regards to your property that's under water in Maricopa.
In order to make an informed decision about how to proceed, you need information.
FREE Tools that provide a current market value of your Maricopa property, and calculate your Equity Growth based on the terms of your loan(s) and your prediction of how property values will change in the future, are available in our Homeowner Toolbox on our AvoidForeclosureInPhoenix.com website.
For additional information schedule a FREE Confidential No-Obligation Short Sale Consultation with Haven Express, the leading Short Sale team in Maricopa County.
Call us for help today!
It's been over 3 years since the Phoenix market started to tumble, and while it's not still in free-fall, one can tell from the property tax records amongst other resources that housing prices are still declining.
Those under water in Phoenix hoping for a miraculous recovery that restores equity and brings them once again above water have, for the most part, grudgingly acknowledged that it's going to take "a while".
In many cases "a while" translates into 15 years or more!
Here's the problem looming on the horizon.
If you lose a property to foreclosure (Trustee Sale) or close escrow on the Short Sale of your property PRIOR to January 1, 2013, the Mortgage Forgiveness Debt Relief Act will still be in effect.
If the property changes hands ON or AFTER that date - you have the privilege of paying income tax on the difference between what your lender(s) receive(s) from the sale, and what you owe your lender(s).
If you owe $250,000 and the lender(s) receive(s) $150,000, you owe income tax on the $100,000 difference - perhaps $30,000?!
If you owe $500,000 and the lender(s) receive(s) $250,000, you owe income tax on the $250,000 difference - perhaps $75,000?!
If you are under water in Phoenix, you must evaluate your situation NOW.
What is the current market value of your property?
What do you owe on the property?
When will you be at "break even" or better based on your crystal ball?
Do you intend to own your property until "break even"?
Can you afford the payments until "break even"?
If you don't believe you will be able to hold on to your property in Phoenix for the duration, and it changes hands after the Mortgage Forgiveness Debt Relief Act expires, you will be in a real pickle with Uncle Sam and the IRS.
Only you know what the best course of action to follow is with regards to your property that's under water in Phoenix.
In order to make an informed decision about how to proceed, you need information.
FREE Tools that provide a current market value of your Phoenix property, and calculate your Equity Growth based on the terms of your loan(s) and your prediction of how property values will change in the future, are available in our Homeowner Toolbox on our AvoidForeclosureInPhoenix.com website.
For additional information schedule a FREE Confidential No-Obligation Short Sale Consultation with Haven Express, the leading Short Sale team in Maricopa County.
Call us for help today!
It's been over 3 years since the Scottsdale market started to tumble, and while it's not still in free-fall, one can tell from the property tax records amongst other resources that housing prices are still declining.
Those under water in Scottsdale hoping for a miraculous recovery that restores equity and brings them once again above water have, for the most part, grudgingly acknowledged that it's going to take "a while".
In many cases "a while" translates into 15 years or more!
Here's the problem looming on the horizon.
If you lose a property to foreclosure (Trustee Sale) or close escrow on the Short Sale of your property PRIOR to January 1, 2013, the Mortgage Forgiveness Debt Relief Act will still be in effect.
If the property changes hands ON or AFTER that date - you have the privilege of paying income tax on the difference between what your lender(s) receive(s) from the sale, and what you owe your lender(s).
If you owe $250,000 and the lender(s) receive(s) $150,000, you owe income tax on the $100,000 difference - perhaps $30,000?!
If you owe $500,000 and the lender(s) receive(s) $250,000, you owe income tax on the $250,000 difference - perhaps $75,000?!
If you are under water in Scottsdale, you must evaluate your situation NOW.
What is the current market value of your property?
What do you owe on the property?
When will you be at "break even" or better based on your crystal ball?
Do you intend to own your property until "break even"?
Can you afford the payments until "break even"?
If you don't believe you will be able to hold on to your property in Scottsdale for the duration, and it changes hands after the Mortgage Forgiveness Debt Relief Act expires, you will be in a real pickle with Uncle Sam and the IRS.
Only you know what the best course of action to follow is with regards to your property that's under water in Scottsdale.
In order to make an informed decision about how to proceed, you need information.
FREE Tools that provide a current market value of your Scottsdale property, and calculate your Equity Growth based on the terms of your loan(s) and your prediction of how property values will change in the future, are available in our Homeowner Toolbox on our AvoidForeclosureInPhoenix.com website.
For additional information schedule a FREE Confidential No-Obligation Short Sale Consultation with Haven Express, the leading Short Sale team in Maricopa County.
Call us for help today!
It's been over 3 years since the Peoria market started to tumble, and while it's not still in free-fall, one can tell from the property tax records amongst other resources that housing prices are still declining.
Those under water in Peoria hoping for a miraculous recovery that restores equity and brings them once again above water have, for the most part, grudgingly acknowledged that it's going to take "a while".
In many cases "a while" translates into 15 years or more!
Here's the problem looming on the horizon.
If you lose a property to foreclosure (Trustee Sale) or close escrow on the Short Sale of your property PRIOR to January 1, 2013, the Mortgage Forgiveness Debt Relief Act will still be in effect.
If the property changes hands ON or AFTER that date - you have the privilege of paying income tax on the difference between what your lender(s) receive(s) from the sale, and what you owe your lender(s).
If you owe $250,000 and the lender(s) receive(s) $150,000, you owe income tax on the $100,000 difference - perhaps $30,000?!
If you owe $500,000 and the lender(s) receive(s) $250,000, you owe income tax on the $250,000 difference - perhaps $75,000?!
If you are under water in Peoria, you must evaluate your situation NOW.
What is the current market value of your property?
What do you owe on the property?
When will you be at "break even" or better based on your crystal ball?
Do you intend to own your property until "break even"?
Can you afford the payments until "break even"?
If you don't believe you will be able to hold on to your property in Peoria for the duration, and it changes hands after the Mortgage Forgiveness Debt Relief Act expires, you will be in a real pickle with Uncle Sam and the IRS.
Only you know what the best course of action to follow is with regards to your property that's under water in Peoria.
In order to make an informed decision about how to proceed, you need information.
FREE Tools that provide a current market value of your Peoria property, and calculate your Equity Growth based on the terms of your loan(s) and your prediction of how property values will change in the future, are available in our Homeowner Toolbox on our AvoidForeclosureInPhoenix.com website.
For additional information schedule a FREE Confidential No-Obligation Short Sale Consultation with Haven Express, the leading Short Sale team in Maricopa County.
Call us for help today!
It's been over 3 years since the Buckeye market started to tumble, and while it's not still in free-fall, one can tell from the property tax records amongst other resources that housing prices are still declining.
Those under water in Buckeye hoping for a miraculous recovery that restores equity and brings them once again above water have, for the most part, grudgingly acknowledged that it's going to take "a while".
In many cases "a while" translates into 15 years or more!
Here's the problem looming on the horizon.
If you lose a property to foreclosure (Trustee Sale) or close escrow on the Short Sale of your property PRIOR to January 1, 2013, the Mortgage Forgiveness Debt Relief Act will still be in effect.
If the property changes hands ON or AFTER that date - you have the privilege of paying income tax on the difference between what your lender(s) receive(s) from the sale, and what you owe your lender(s).
If you owe $250,000 and the lender(s) receive(s) $150,000, you owe income tax on the $100,000 difference - perhaps $30,000?!
If you owe $500,000 and the lender(s) receive(s) $250,000, you owe income tax on the $250,000 difference - perhaps $75,000?!
If you are under water in Buckeye, you must evaluate your situation NOW.
What is the current market value of your property?
What do you owe on the property?
When will you be at "break even" or better based on your crystal ball?
Do you intend to own your property until "break even"?
Can you afford the payments until "break even"?
If you don't believe you will be able to hold on to your property in Buckeye for the duration, and it changes hands after the Mortgage Forgiveness Debt Relief Act expires, you will be in a real pickle with Uncle Sam and the IRS.
Only you know what the best course of action to follow is with regards to your property that's under water in Buckeye.
In order to make an informed decision about how to proceed, you need information.
FREE Tools that provide a current market value of your Buckeye property, and calculate your Equity Growth based on the terms of your loan(s) and your prediction of how property values will change in the future, are available in our Homeowner Toolbox on our AvoidForeclosureInPhoenix.com website.
For additional information schedule a FREE Confidential No-Obligation Short Sale Consultation with Haven Express, the leading Short Sale team in Maricopa County.
Call us for help today!
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Haven Express has Listed, Sold and CLOSED Dozens of Short Sales in the Phoenix AZ area. If you or someone you know is faced with foreclosure, we can help. Contact us today!
http://activerain.com/action/leaderboard
If you prefer to call - please call 623-910-8988.
Tony has long been a market leader in the Greater Phoenix Metropolitan area due to his commitment to serving his clients and his use of technology to meet the needs of today’s home buyers and sellers. His website at www.HavenExpress.com is a top consumer resource for people either relocating to the Valley of the Sun or moving to a new home within the area.
Tony and his wife Suzanne, both Associate Brokers, together lead Haven Express at Keller Williams Realty Professional Partners.
Tony and Suzanne Marriott's combined professional experience includes over 20 years of Fortune 100 management and executive level positions in Sales, Marketing, Relationship Management, Quality Improvement and Technology Development. They have dedicated their skills and knowledge to providing the very best customer experience for real estate transactions in Maricopa County and Pinal County Arizona. Their focus on excellence has been recognized by the Arizona Association of REALTORS® conferring the status of Master of Real Estate, and by the Phoenix Association of REALTORS® 2003 and 2005 President's Award.
PROFESSIONAL ACHIEVEMENTS & DESIGNATIONS
Phoenix Association of REALTORS® President's Award 2003 & 2005
Master of Real Estate Society
ABR - Accredited Buyer Representative
ABRM - Accredited Buyer Representative Manager
CLHMS - Certified Luxury Home Marketing Specialist
CNHS - Certified New Home Specialist
CRS - Certified Residential Specialist
CRB - Certified Real Estate Brokerage Manager
e-PRO - Internet Professional Certification
GRI - Graduate REALTOR® Institute
RECS - Real Estate Cyber Specialist
TRC – Transnational Referral Certification
One America: At Home with Diversity Certification
PROFESSIONAL AFFILIATIONS
Phoenix Association of REALTORS®
Arizona Association of REALTORS®
National Association of REALTORS®
Council of Real Estate Brokerage Managers
Council of Residential Specialists
Real Estate Buyers Agent Council
Employers Relocation Council
COMMUNITY INVOLVEMENT
Rotary International
Children's Miracle Network
Susan G. Komen Breast Cancer Foundation
West Valley Child Crisis Center
If making "Your Perfect Move" is important to you, then be certain to contact Haven Express today!
Haven Express - Your Perfect Move! Tony Marriott, CDPE Advanced, ABR, ABRM, CNHS, CRB, CRP, CRS, CNE, e-PRO, GRI, RFS, RSPS, TRC, Phoenix Association of Realtors President's Award 2003 and 2005
Haven Express serves the entire Valley including Ahwatukee, Anthem, Apache Junction, Arrowhead Ranch, Avondale, Buckeye, Carefree, Cave Creek, Chandler, Chandler Heights, Corte Bella, DC Ranch, Desert Highlands, Desert Hills, Desert Ridge, El Mirage, Estrella Mountain Ranch, Fountain Hills, Gilbert, Glendale, Glenhurst, Gold Canyon, Goodyear, Grayhawk, Lagos Vistoso, Laveen, Litchfield Park, McDowell Mountain Ranch, Mesa, New River, Palm Valley, Paradise Valley, Pebble Creek, Peoria, Phoenix, Pinnacle Peak, Power Ranch, Queen Creek, Rainbow Valley, Rio Verde, Scottsdale, Silverleaf, Sun City, Sun City West, Sun Groves, Sun Lakes, Sundance, Surprise, Tatum Ranch, Tempe, Tolleson, Tramonto, Trilogy at Power Ranch, Trilogy at Vistancia, Troon, Troon North, Tuscan Hills, Verrado, Vistancia, Westwing Mountain, Wittman, Youngtown, Maricopa County, and Pinal County.
Tony works with first-time buyers, move-up buyers and corporate relocation buyers as well as sellers with homes ranging from condos to luxury homes.
Tony specializes in helping Buyers purchase New Construction in Master Planned Communities throughout the valley, as well as working with Buyer and Sellers to successfully negotiate the "best possible deal" on resale properties.
Haven Express serves the entire Valley including Ahwatukee, Anthem, Apache Junction, Arrowhead Ranch, Avondale, Buckeye, Carefree, Cave Creek, Chandler, Chandler Heights, Corte Bella, DC Ranch, Desert Highlands, Desert Hills, Desert Ridge, El Mirage, Estrella Mountain Ranch, Fountain Hills, Gilbert, Glendale, Glenhurst, Gold Canyon, Goodyear, Grayhawk, Lagos Vistoso, Laveen, Litchfield Park, McDowell Mountain Ranch, Mesa, New River, Palm Valley, Paradise Valley, Pebble Creek, Peoria, Phoenix, Pinnacle Peak, Power Ranch, Queen Creek, Rainbow Valley, Rio Verde, Scottsdale, Silverleaf, Sun City, Sun City West, Sun Groves, Sun Lakes, Sundance, Surprise, Tatum Ranch, Tempe, Tolleson, Tramonto, Trilogy at Power Ranch, Trilogy at Vistancia, Troon, Troon North, Tuscan Hills, Verrado, Vistancia, Westwing Mountain, Wittman, Youngtown, Maricopa County, and Pinal County.
Tony Marriott is a member in good standing of the MRE (Master of Real Estate) Society of the Arizona Association of REALTORS®.
Criteria to belong to this Society within the Arizona Association of REALTORS® is:
Additionally, the criteria must be met every two years to maintain active in the Society. Membership recognizes the individual's dedication to excellence through professional education and commitment to staying abreast of the latest real estate regulations and practices. Only members on the REALTOR® organization may belong to this Society. Minimum educational requirements to renew a real estate license in the state of Arizona is 24 hours of continuing education every two years. This individual has far exceeded the minimum. Less than two percent of REALTORS® in Arizona belong to this elite Society.
"More than Exceptional!"
My experience with Haven Express was more than exceptional. I had very little time to preview homes. I met with you to tell you exactly what I was looking for. I would receive daily MLS listings of properties that met my requirements. If a property looked interesting, you would preview the home for me and take additional pictures. The service was so good, I referred three of my colleagues (two of which have already purchased homes). Thanks for all of your hard work and dedication to finding me the perfect home!
David K., Scottsdale, AZ
"You found the solution to a difficult situation"
"We were truly between a rock and a hard spot, until you helped us find the solution to a difficult situation."
"Due to the economy faltering we found ourselves in the difficult situation of having a business loan in addition to our first mortgage, and did not know how we could sell our house without bringing cash that we didn't have to the closing table. Your knowledge of options available that are not widely advertised by lenders enabled us to sell the home and clear both encumbrances with no cash out of pocket."
"We both want you to know how much we appreciate all you have done for us, and when the economy improves, hope to use your services again to purchase a new home. Until then, we will be sending you referrals!"
"Names Withheld By Request - Scottsdale, AZ"
"Our Eyes and Ears!"
"Thank You for being our Eyes and Ears during the building and purchase of our new Anthem, AZ home!"
"It made all the difference in the world to have someone on-site who could take photographs of the plumbing and electrical BEFORE the walls went up so that we would know where to avoid drilling when hanging pictures, etc."
"Your market knowledge and knowing the right questions to ask of the builder's salesperson saved us $6,000 as the buyer incentive for that specific lot had been overlooked until your involvement!"
"Ken and Audrey S., Golden, CO"
"Why we chose you!"
"We chose you to sell our home because you were the most interested in selling it!"
"We interviewed several of the top agents in the Phoenix marketplace, and of the two finalists, we chose you due to your professional presentation, your keen interest in helping us sell our home for the price we needed in the time we wanted, and being consistently "on time"."
"We were very happy to find a Realtor (you) who took the time to listen to us and our concerns, and who was prepared to deliver on all that was promised."
"Thank you for all your assistance in making this a perfect move for us!"
"Bob and Nancy P., Phoenix, AZ"
"Thanks for saving me over $4,000!"
"Thanks for saving me over $4,000 on a home that had all the features I was looking for!"
"It had been some time since I had purchased a home, so the process was essentially brand new to me. You showed me how to keep money in my pocket by helping me structure the offer to include a Home Warranty, appliances and a $3,000 price reduction!"
"Thank You for all your help!"
"Randy L., Phoenix, AZ"
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