Home Affordable Refiance Program, contact Tracie Schmidt at qualifywithtracieschmidt.com
Home Affordable Refiance Program, contact Tracie Schmidt at qualifywithtracieschmidt.com
Home Affordable Refiance Program, contact Tracie Schmidt at qualifywithtracieschmidt.com
Home Affordable Refiance Program, contact Tracie Schmidt at qualifywithtracieschmidt.com
Home Affordable Refinance Program, contact Tracie Schmidt at qualifywithtracieschmidt.com
It is imperative that you get accurate taxes for all transactions but most importantly on purchases. Here is a great tool that will pull any online tax sites together. On a purchase in California there may be mello-roos or other bonds above and beyond their secured taxes. This will show up as a supplemental tax of which you must manually add to their payment.
http://publicrecords.netronline.com/
If you are a first time homebuyer looking for a lender or a realtor not happy with the service you are getting from the lender you are working with, remember to qualifywithtracieschmidt you can either email me at tschmidt@paramountequity.com or call 619-325-2005
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I have an incredible new marketing tool to create co-branded feature sheets for your listings. If you send me a photo of the listings and relevant info about the homes, I will create them for all your listings. The printed version can be used at open houses or in information boxes. The link to the feature sheet can be added to your website. You will be able to email the web-based version to prospective buyers and Realtors in your area with a custom message inviting them to your open house.
Click here to view the feature sheet.
Copy the link below and paste it in email messages. You can also add the link to any websites you use
to advertise the property.
http://www.agentsite.com/Boom/displayflyer.aspx?ID=13672_84934
The link will remain active for 60 days.
Please contact me for all your mortgage needs.
The word cash when dealing with buying or selling a home can help or hurt a particular transaction. When a seller hears "cash offer" their eyes light up and rightfully so, what better offer to accept then cash.
However, as a lender when you are in the process of helping a buyer with a purchase loan and you hear the word cash you panic. The reason, one of biggest delays with a purchase transaction or worst case maybe even it falling out all together is when the buyer has non payroll deposits in the account they are using for funds to close. When I set the expectations with my clients upfront and continue to coach them throughout the process, one of the first things I tell them is...BEFORE you deposit anything into the account you are using for funds to close the purchase transaction let me know so we can ensure the documentation we can get to source it will be sufficient.
The Lender, Realtor and especially the Buyer and Seller want a smooth transaction every time when it comes to meeting escrow deadlines and getting the buyer into the home of their dreams. So if there is any advice I can give to that potential buyer or some one that may already be in escrow. Call your lender BEFORE you deposit, it can save your loan.
THE DOs and DON’Ts of GOING GREEN!
DO Want to Use Clean Energy - DON’T need equity
DO Want to Save Money on your Energy Bill - DON’T need money out of pocket
DO Want to Potentially Increase your home’s worth - DON’T need to look any further
Our goal at Paramount is to not only try and help you save money on your monthly mortgage payment, but to try and help you save money on all of the major expenses a family deals with on a monthly basis…YOUR ENERGY BILL IS A BIG EXPENSE.
I can get you a FREE PHONE CONSULTATION if you want to learn more about SOLAR ENERGY.
Just email me tschmidt@paramountequity.com with the best time and contact number for a Solar Specialist to reach you. If nothing more learn how easy it is to GO GREEN!
Paramount Energy Solutions – Disclaimer. Paramount Energy Solutions is a SolarCity® Certified Partner. A solar power station is customized for your home, so pricing and savings vary based on location, system size, government rebates and local utility rates. Financing terms vary by location and are not available in all areas. $0 due upon contract signing. No security deposit required. A 3 kW system starts at $25-$100 per month with an annual increase of 0-4% each year for 15-20 years, on approved credit. First payment is due after your system is turned on. In Oregon, an additional payment may be required ($2,974-$4,000) after receipt of certain State incentives retained by lessee. SolarCity will repair or replace broken warranted components. AZ ROC 243771, CA CSLB 888104, CO EC 8041, DC HIC 69002903, HI CT-29770, MD HIC 127485, OR CCB 180498, TX TDLR 27006. © 2011 SolarCity. All rights reserved
Become a valued client of Tracie Schmidt and her team at Paramount. I have over 10 years of mortgage industry experience as both a saleswoman and as a branch manager for 3 Forture 500 companies.
They have included Wells Fargo, Countrywide Home Loans and a VP position at Bank of America Home Loans.
I am now a District Sales Manager in San Diego, CA for Paramount Equity Mortgage.
I have helped hundreds of clients unlock the door to their new home. My passion for educating the client throughout the transaction and making sure they understand the process from start to finish is what stands me apart from others
You can find great local San Diego, CA Real Estate information on Localism.com Tracie Schmidt is a proud member of the ActiveRain Real Estate Network, a free online community to help real estate professionals grow their business.
EMAIL ME AT tschmidt@paramountequity.com
Office 619-325-2005 Cell 858-336-5200
Friend me on 
Tracie Schmidt - NMLS 269424
District Sales Manager
Paramount Equity Mortgage
8880 Rio San Diego Drive Suite #1100 | San Diego | CA | 92108
Phone 858-458-1556 x 116 | Fax 858-222-6494
tschmidt@paramountequity.com | http://www.paramountequity.com/mortgage/
SDAR Affiliate Member number is: 653124
As a District Sales Manager in the San Diego branch of Paramount Equity Mortgage it is important to keep current with industry and guideline changes. Email me at tschmidt@paramountequity.com
The Four Steps To Properly Setting Goals First, set a positive goal for yourself. "I will save to buy a home" is a positive goal, while "I will not spend money" is a negative goal. By focusing on the positive, you'll quit spending money because you'll be so focused on your goal that you won't notice you've stopped spending money.
From Ric Edelman's Inside Personal Finance
Second, set a date for achieving your goal. A goal is not a goal until you set a date for it. So set a date for achieving your goal, and make sure your date is attainable. If it's not, you'll become discouraged and quit. But don't set a date so far away that achieving it is pointless. "I want to be debt free by the time I die" is a silly deadline, because you won't be able to enjoy the benefits of achieving that goal.
Third, write it down. Until you see your goal in front of you, it's not real. Tape your goal onto your bathroom mirror, your refrigerator door, your car's steering wheel, and your PC's monitor. Keep reminding yourself of your goal. One client of mine kept a picture of his dream house above his television. Another, who wanted to buy a Jaguar, bought a Matchbox version for five bucks and kept it in his pocket. His co-workers regularly saw him playing with it at his desk. (Today, he drives the real thing.)
And fourth, stay focused. Keep your goal in front of you. If your goal is to buy a home, tour model homes. Read House and Garden, Architectural Digest, and similar magazines. Design your own floor plan. By immersing yourself in your goal, you'll find it easy to stop spending money, because you won't regard it as "not spending." You'll regard it instead as "preparing to spend my money on something really special."
Focus on the benefits you'll derive by reaching your goal, not on the sacrifices you're enduring. If you can't perceive the benefits, you won't achieve your goal, and even if by some chance you do reach your goal, you won't sustain your victory.
Set your goal, give yourself a deadline, write it down, and stay focused. You'll be amazed how far this will take you.
My team of mortgage professionals are trained on all products available to their clients. Paramount specializes in all types of home loans for both purchases and refinances including
Qualifying for a mortgage hasn't changed as much as people may think. Below are some things you will want to have available when inquiring for a refinance or purchase transaction.
There are a lot of programs out there for either a first time homebuyer or some one buying their 4th investment property.
Let us take the guess work out of your financial future.
After talking to a mortgage specialist on Tracie Schmidt's Team you will feel confident in the options you have.
To find <a href="http://california.elookyloo.com">California MLS Listings</a> use eLookyLoo.com to search for your next home.
Mon 3/22/2010 6:15 PM
Tracie,
"You move at the speed of light. You are amazing! I have to laugh at how different it is to work with you, AMAZING!"
Thankfully.
Chris
Fri 4/16/2010 8:39 PM
"Thanks Tracie- We came to you in need with "Mission Impossible," after 2 prior lenders turned us away. I'm glad for the day we were referred your direction. Not only do you have a great understanding of the business, but you always kept us on the loop, you always answered dozens of questions, show a welcoming patience, always worked your magic, and let us rest easy knowing you were in control. I knew from the start we were in great hands. Thanks for helping us to make our dream of home ownership come true. Open to close you run a more than ethical operation. The mortgage industry needs more like you."
Ryan Mathes and Kelli Hurtzig.
Tue 4/20/2010 4:14 PM
Tracie,
"Thanks for everything! You were great and were able to get a tough loan done that, truly, no one else could do. Thanks! I'd work with you anytme and highly recomend you."
Thanks,
Chris Miller
Miller Real Estate
Tue 11/23/2010 5:11 PM
"Tracie, Thank you for taking this account over and personally see the documents was delivered Friday and Monday. Again Thank you all, Wish you and your families a Wonderful Thanksgiving."
Daniel Gutierrez
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