Spokane Home Loans Spokane Mortgage

Spokane is a great place to be for Real Estate Value. Whether you are looking to relocate or Purchase Investment properties, the value is here. The Media has created a quite a scare when it comes the number of foreclosures and the supposed "sub-prime meltdown". The truth is that the Spokane real estate market is quite stable. We have not seen a large drop in home values like the more troubled and highly publicized markets.

Spokane is the second largest city in Washington and has a ton to offer potential homeowners. From Boating to Golf to Snow Skiing, Spokane Has it all! If you would like to - online for a Spokane Mortgage click on the link to visit our website or Call Scott at 509-951-4615

I recently wrote a blog post on the So called Free Credit Reports and wanted to follow up. The Free Credit report sites want you to enroll in a credit monitoring service to get your free credit report. This usually runs around 12.95 to 39.95 per month. I think that they are misleading consumers and being sneaky about calling something free when it really isn't, although I don't think credit monitoring is a bad thing.Credit Monitoring is a great way to wort off Identity Theft. In fact I have found a great one from my favorite store. If you are a member, you can sign up for Costco credit Reports and monitoring.

It is 7.49 a month for executive members (I upgraded to an executive membership when I bought my new TV because just with that purchase the 2% cash back paid for the upgrade) and 9.49 per month for a regular member. I have to say that I am really pleased with the service. It has credit analysers and simulators that are almost as good as my Mortgage company credit vendors.It also allows you to pull a new report every month! at 7.50 a month that is less that what it cost me as a broker to pull credit. Maybe cost-co should come up with a commercial credit vendor for brokers?

A Reverse Mortgage allows our seniors to continue their independent lifestyles. If your over 62 years old you can use the equity in your home to allow you to stay in your home and instead of making a mortgage payment you'll get one!

You can receive your payment in a lump sum or fixed monthly payments. This allows you the choice taking the lump some and investing it yourself or taking a monthly payment to pay your other bills. You can use the money for anything from travel to health care.

If you would like free information regarding a Reverse mortgage you can also visit a great florida reverse site at at reverse mortgage florida

Private money or hard money loans are becoming increasingly harder to come by in Idaho. The Sub-prime and Foreclosure scare has made investors shy away from real estate and lower the Loan to Value percentage when it comes to hard or private money loans. Less than a year ago Hard Money went all the way to 75% where is now, 65% the maximum.

If the Property is Rural or a log home your hard money lender might only go to 50 or 60%. If you need a Hard money loan in Idaho or Washington state. Give me a call at 509-951-4615 or visit our Spokane Mortgage website to get pre-qualified with short 2 minute application.

Searching the MLS in Spokane (or anywhere for that matter) is a great way to find a home. You can search anything from Rural Acreage to Downtown condos and lofts.

There is a ton of different search criteria you can enter if you know exactly what kind of Spokane Real Estate you are looking for. There a Ton of sites that allow you to search the Spokane MLS for Free.You can find a realtor, search the Spokane MLS and prequalify for a Spokane Mortgage at the previous links.