Ready for a Housing Recovery?
Fed expresses confidence, mortgage interest rates improve
Some good news from the manufacturing sector (“August 2009 Manufacturing ISM Report on Business®”, Institute for Supply Management), accompanied by a decrease in planned job cuts announced by U.S. employers in August, left economists feeling relatively optimistic about prospects for a second-half economic recovery.
Of course, that enthusiasm is tempered by the fact that job loses, even in moderating numbers, are likely to continue for quite sometime.
Still, good news is welcome news – and notes released from the mid-August meeting of the Federal Open Market Committee and the Board of Governors of the Federal Reserve System seem to agree.
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The committee expressed increased confidence that the recession is coming to an end and that growth will likely return in the second half of the year. Their actions improved interest rates in September:
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With interest rates still low and signs pointing toward recovery, is right now the time for you to open the door to your dream home?
Doctor Loan Program specialist Sandy Madison, Sandy.Madison@SunTrust.com, 434.566.2420
Eligible States: Alabama, Arkansas, Florida, Georgia, Maryland, Mississippi, North Carolina, South Carolina, Tennessee, Virginia, Washington, DC and West Virginia Equal Housing Lender. SunTrust Mortgage, Inc., 901 Semmes Avenue, Richmond, VA 23224 is licensed by the Department of Corporations under the California Residential Mortgage Lending Act; is an Illinois Residential Mortgage Licensee; is a Lender in Massachusetts having Mortgage Lender license #s ML1216, ML0133, ML1432, ML1914, ML1913, ML1815, ML2411, ML1214, ML2442, ML2491, and ML2538; is licensed by the New Hampshire Banking Department; is licensed by the New Jersey Department of Banking and Insurance, toll free 1-800-330-4684; is a licensed lender in Rhode Island; and is doing business in Arizona as Crestar Mortgage, 7250 N. 16th Street, Ste. 100, Phoenix, AZ 85020. ©2009, SunTrust Banks, Inc. SunTrust is a federally registered service mark of SunTrust Banks, Inc. Live Solid. Bank Solid. is a service mark of SunTrust Banks, Inc. REV 02/02/09 Virginia Cities and Counties: Abingdon, Alexandria, Annandale, Aquia Harbour, Arlington, Ashland, Bailey's Crossroads, Bedford, Belle Haven, Blacksburg, Bon Air, Bristol, Buena Vista, Bull Run, Burke, Cave Spring, Centreville, Chantilly, Charlottesville, Chesapeake, Chester, Christiansburg, Collinsville, Colonial Heights, Covington, Culpeper, Dale City, Danville, Dumbarton, Dunn Loring, East Highland Park, Fairfax, Falls Church, Farmville, Forest, Fort Belvoir, Fort Hunt, Fort Lee, Franconia, Franklin, Fredericksburg, Front Royal, Galax, Glen Allen, Gloucester Point, Great Falls, Groveton, Hampton, Harrisonburg, Herndon, Highland Springs, Hollins, Hopewell, Huntington, Hybla Valley, Idylwood, Jefferson, Lake Barcroft, Lake Monticello, Lake Ridge, Lakeside, Laurel, Leesburg, Lexington, Lincolnia, Linton Hall, Lorton, Lynchburg, Madison Heights, Manassas, Manassas Park, Mantua, Marion, Martinsville, McLean, Mechanicsville, Merrifield, Montclair, Montrose, Mount Vernon, Newington, Newport News, Norfolk, North Springfield, Oakton, Petersburg Pimmit Hills, Poquoson, Portsmouth, Pulaski, Quantico Station, Radford, Reston, Richmond, Roanoke, Rose Hill, Salem, Seven Corners, Smithfield, South Boston, Springfield, Staunton, Stuarts Draft, Sudley, Suffolk, Timberlake, Tuckahoe, Tysons Corner, Vienna, Vinton, Virginia Beach, Warrenton, Waynesboro, West Gate, West Springfield, Williamsburg, Winchester, Wolf Trap, Woodbridge, Wyndham, Wytheville, Yorkshire, Accomack County, Albemarle County, Alexandria city, Alleghany County, Amelia County, Amherst County, Appomattox County, Arlington County, Augusta County, Bath County, Bedford city, Bedford County, Bland County, Botetourt County, Bristol city, Brunswick County, Buchanan County, Buckingham County, Buena Vista city, Campbell County, Caroline County, Carroll County, Charles City County, Charlotte County, Charlottesville city, Chesapeake city, Chesterfield County, Clarke County, Clifton Forge city, Colonial Heights city, Covington city, Craig County, Culpeper County, Cumberland County, Danville city, Dickenson County, Dinwiddie County, Emporia city, Essex County, Fairfax city, Fairfax County, Falls Church city, Fauquier County, Floyd County, Fluvanna County, Franklin city, Franklin County, Frederick County, Fredericksburg city, Galax city, Giles County, Gloucester County, Goochland County, Grayson County, Greene County, Greensville County, Halifax County, Hampton city, Hanover County, Harrisonburg city, Henrico County, Henry County, Highland County, Hopewell city, Isle of Wight County, James City County, King and Queen County, King George County, King William County, Lancaster County, Lee County, Lexington city, Loudoun County, Louisa County, Lunenburg County, Lynchburg city, Madison County, Manassas city, Manassas Park city, Martinsville city, Mathews County, Mecklenburg County, Middlesex County, Montgomery County, Nelson County, New Kent County, Newport News city, Norfolk city, Northampton County, Northumberland County, Norton city, Nottoway County, Orange County, Page County, Patrick County, Petersburg city, Pittsylvania County, Poquoson city, Portsmouth city, Powhatan County, Prince Edward County, Prince George County, Prince William County, Pulaski County, Radford city, Rappahannock County, Richmond city, Richmond County, Roanoke city, Roanoke County, Rockbridge County, Rockingham County, Russell County, Salem city, Scott County, Shenandoah County, Smyth County, Southampton County, Spotsylvania County, Stafford County, Staunton city, Suffolk city, Surry County, Sussex County, Tazewell County, Virginia Beach city, Warren County, Washington County, Waynesboro city, Westmoreland County, Williamsburg city, Winchester city, Wise County, Wythe County and York County. Alabama Doctor Loan , Arkansas Doctor Loan , Florida Doctor Loan, Georgia Doctor Loan, Maryland Doctor Loan, Mississippi Doctor Loan, North Carolina Doctor Loan, South Carolina Doctor Loan, Tennessee Doctor Loan, Virginia Doctor Loan, Washington, DC Doctor Loan and West Virginia Doctor Loan. University of Alabama School of Medicine Doctor Loan, University of South Alabama College of Medicine Doctor Loan, University of Arkansas for Medical Sciences Doctor Loan, George Washington University School of Medicine and Health Sciences Doctor Loan, Georgetown University School of Medicine Doctor Loan, Howard University College of Medicine Doctor Loan, Florida International University College of Medicine Doctor Loan, Florida State University College of Medicine Doctor Loan, Lake Erie College of Osteopathic Medicine at Bradenton Doctor Loan, Nova Southeastern University College of Osteopathic Medicine Doctor Loan, University of Central Florida College of Medicine Doctor Loan, University of Florida College of Medicine Doctor Loan, University of Miami Miller School of Medicine Doctor Loan, University of South Florida College of Medicine Doctor Loan, Emory University School of Medicine Doctor Loan, Medical College of Georgia School of Medicine Doctor Loan, Mercer University School of Medicine Doctor Loan, Morehouse School of Medicine Doctor Loan, Philadelphia College of Osteopathic Medicine – Georgia Campus Doctor Loan, John Hopkins University School of Medicine Doctor Loan, Uniformed Services University of the Health Sciences F. Edward Hebert School of Medicine Doctor Loan, University of Maryland School of Medicine Doctor Loan, University of Mississippi School of Medicine Doctor Loan, Brody School of Medicine at East Carolina University Doctor Loan, Duke University School of Medicine Doctor Loan, University of North Carolina School of Medicine Doctor Loan, Wake Forest University School of Medicine Doctor Loan, University of North Dakota School of Medicine and Health Sciences Doctor Loan, Medical University of South Carolina College of Medicine Doctor Loan, University of South Carolina School of Medicine Doctor Loan, East Tennessee State University James H. Quillen College of Medicine Doctor Loan, Lincoln Memorial University DeBusk College of Osteopathic Medicine Doctor loan, Meharry Medical College School of Medicine Doctor Loan, University of Tennessee College of Medicine Doctor Loan, Vanderbilt University School of Medicine Doctor Loan, Eastern Virginia Medical School Doctor Loan, Edward Via Virginia College of Osteopathic Medicine Doctor Loan, University of Virginia School of Medicine Doctor Loan, Virginia Commonwealth University School of Medicine Doctor Loan, Joan C. Edwards School of Medicine at Marshall University Doctor Loan, West Virginia School of Osteopathic Medicine Doctor Loan, West Virginia University School of Medicine Doctor Loan, William Carey University College of Osteopathic Medicine Doctor Loan, King School of Medicine Doctor Loan, Virginia Tech Carilion School of Medicine Doctor Loan. 1st Medical Group Doctor Loan, Alleghany Regional Hospital Doctor Loan, Augusta Medical Center Doctor Loan, Bath Community Hospital Doctor Loan, Bedford Memorial Hospital Doctor Loan, Bon Secours Hampton Roads Health System Doctor Loan, Bon Secours Richmond Health System Doctor Loan, Buchanan General Hospital Doctor Loan, Cancer Center at Lake Manassas Doctor Loan, Carilion Health Center Doctor Loan, Catawba Hospital Doctor Loan, Centra Health, Central State Hospital Doctor Loan, Children’s Hospital Doctor Loan, Children’s Hospital of The King’s Daughters Doctor Loan, Children’s Medical Center Doctor Loan, Chippenham Hospital Doctor Loan, CJW Medical Center Doctor Loan, Clinch Valley Medical Center Doctor Loan, Commonwealth Center for Children & Adolescents Doctor Loan, Community Health Systems Doctor Loan, Culpeper Regional Hospital Doctor Loan, Cumberland Hospital for Children & Adolescents Doctor Loan, Danville Regional Health System Doctor Loan, Danville Regional Medical Center Doctor Loan, DeWitt Army Community Hospital Doctor Loan, Dickenson Community Hospital Doctor Loan, Doctors Hospital of Williamsburg Doctor Loan, Dominion Hospital Doctor Loan, Eastern State Hospital Doctor Loan, Fairfax Surgical Center Doctor Loan, Fauquier Health System Doctor Loan, Fauquier Hospital Doctor Loan, Franklin Memorial Hospital Doctor Loan, Giles Memorial Hospital Doctor Loan, Hampton VA Medical Center Doctor Loan, Hanover Outpatient Center Doctor Loan, Harold F. Young Neurosurgical Center Doctor Loan, HCA Virginia Health System Doctor Loan, HealthSouth Rehabilitation Hospital of Virginia Doctor Loan, Henrico Doctors Hospital Doctor Loan, Hume-Lee Transplant Center Doctor Loan, Hunter Holmes McGuire Veterans Affairs Medical Center Doctor Loan, Inova Alexandria Hospital Doctor Loan, Inova Fair Oaks Hospital Doctor Loan, Inova Fairfax Hospital Doctor Loan, Inova Health System Doctor Loan, Inova Heart 7 Vascular Institute Doctor Loan, Inova Loudoun Hospital Doctor Loan, Inova Mount Vernon Hospital Doctor Loan, John Randolph Medical Center Doctor Loan, Johnson Memorial Hospital Doctor Loan, Johnston-Willis Hospital Doctor Loan, Kluge Children’s Rehabilitation Center Doctor Loan, Lake Taylor Hospital Doctor Loan, Lee Regional Medical Center Doctor Loan, Lewis Gale Medical Center, Lonesome Pine Hospital Doctor Loan, Loudoun Hospital Center Doctor Loan, Lynchburg General Hospital Doctor Loan, Martinsville Memorial Hospital Doctor Loan, Martha Jefferson Hospital Doctor Loan, Mary Immaculate Hospital Doctor Loan, Maryview Medical Center Doctor Loan, Massey Cancer Center Doctor Loan, McDonald Army Health Center Doctor Loan, Memorial Hospital of Martinsville and Henry County Doctor Loan, Memorial Regional Medical Center Doctor Loan, Montgomery Regional Hospital Doctor Loan, Mountain States Health Alliance Doctor Loan, Mountain View Regional Medical Center Doctor Loan, Naval Health Clinic Quantico Doctor Loan, Naval Medical Center Doctor Loan, New River Valley Medical Center Doctor Loan, Northern Virginia Community Hospital Doctor Loan, Northern Virginia Mental Health Institute Doctor Loan, Norton Community Hospital Doctor Loan, Novant Health Doctor Loan, Page Memorial Hospital Doctor Loan, Parham Doctors’ Hospital Doctor Loan, Pauley Heart Center Doctor Loan, Piedmont Geriatric Hospital Doctor Loan, Poplar Springs Hospital Doctor Loan, Potomac Hospital Doctor Loan, Pulaski Community Hospital Doctor Loan, Prince William Health System Doctor Loan, Psychiatric Solutions, Inc Doctor Loan, R. J. Reynolds Patrick County Memorial Hospital Doctor Loan, Reston Hospital Center Doctor Loan, Retreat Hospital Doctor Loan, Richmond Community Hospital Doctor Loan, Richmond Eye and Ear Surgical Specialty Center Doctor Loan, Riverside Behavioral Health Center Doctor Loan, Riverside Health System Doctor Loan, Riverside Regional Medical Center Doctor Loan, Riverside Rehabilitation Institute Center Doctor Loan, Riverside Tappahannock Hospital Doctor Loan, Riverside Walter Reed Hospital Doctor Loan, Roanoke Memorial Hospital Doctor Loan, Rockingham Memorial Hospital Doctor Loan, Russell County Medical Center Doctor Loan, Saint Albans Hospital Doctor Loan, Saint Francis Medical Center Doctor Loan, Saint Mary’s Hospital Doctor Loan, Salem VA Medical Center Doctor Loan, Sentara Bayside Hospital Doctor Loan, Sentara CarePlex Hospital Doctor Loan, Sentara Healthcare Doctor Loan, Sentara Heart Hospital Doctor Loan, Sentara Leigh Hospital Doctor Loan, Sentara Norfolk General Hospital, Sentara Obici Hospital Doctor Loan, Sentara Princess Anne Hospital Doctor Loan, Sentara Virginia Beach General Hospital Doctor Loan, Sentara Williamsburg Regional Medical Center Doctor Loan, Sheltering Arms Physical Rehabilitation Hospital Doctor Loan, Shenandoah Memorial Hospital Doctor Loan, Shore Health Services Doctor Loan, Shore Medical Center at Metompkin Doctor Loan, Shore Memorial Hospital Doctor Loan, Smyth County Community Hospital Doctor Loan, Southhampton Memorial Hospital Doctor Loan, Southern Virginia Mental health Institute Doctor Loan, Southern Virginia Regional Medical Center Doctor Loan, Southside Community Hospital Doctor Loan, Southside Regional Medical Center Doctor Loan, Southwestern Virginia Mental Health Institute Doctor Loan, Spotsylvania Regional Medical Center Doctor Loan, StoneSpring Medical Center Doctor Loan, Stonewall Jackson Hospital Doctor Loan, Tidewater Psychiatric Institute Doctor Loan, Tucker Pavilion Doctor Loan, Twin County Regional Healthcare, University of Virginia Cancer Center Doctor Loan, University of Virginia Children’s Hospital Doctor Loan, University of Virginia Health System Doctor Loan, University of Virginia Heart & Vascular Center Doctor Loan, VA Mid-Atlantic Health Care Network Doctor Loan, Valley health System Doctor Loan, Virginia Baptist Hospital Doctor Loan, Virginia Beach General Hospital Doctor Loan, Virginia Beach Psychiatric Center Doctor Loan, Virginia Commonwealth University Health System Doctor Loan, Virginia Commonwealth University Medical Center Doctor Loan, Virginia Department of Behavioral Health and Developmental Services Doctor Loan, Virginia Hospital Center Doctor Loan, Warren Memorial Hospital Doctor Loan, Wellmont Health System Doctor Loan, Western State Hospital Doctor Loan, Whisper Ridge Behavioral Health System Doctor Loan, Williamsburg Community Hospital Doctor Loan, Winchester Medical Center Doctor Loan, Woodrow Wilson Rehabilitation Center Doctor Loan, Wythe County Community Hospital Doctor Loan
SunTrust Mortgage Supports MIDIA
Home buyers to benefit from changes in HUD1, Good Faith Estimate docs
An informed consumer. It’s what every home buyer wants to be – but even an informed consumer needs a guide to help navigate the mountain of fine print and confusing legal disclaimers that potentially blocks the path to their dream home.
That’s why establishing a good working relationship with a mortgage loan officer you trust is an important first step when buying or refinancing a home.
I am proud to represent SunTrust Mortgage because, as one of the strongest lenders in the nation (we are a top 10 lender in the U.S. and a subsidiary of the 9th largest domestic commercial bank), we are also leaders in the effort to make transparency and honesty a part of the home buying process.
SunTrust Mortgage is in full support of the new MIDIA (Mortgage Disclosure Improvement Act), which will implement several improvements already in place at our bank.
Some of these changes, which help mortgage customers compare the HUD1 statement to the Good Faith Estimate (GFE), take effect January 1, 2010 and include:
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New Good Faith Estimate The new HUD1 will be a 3-page document providing a clear comparison to the GFE. |
These changes will be standard throughout the mortgage industry – an industry that SunTrust Mortgage is proud to lead by honest example.
Want to learn more about SunTrust Mortgage products, including the Doctor Loan Program? Contact me: Sandy.Madison@SunTrust.com, or 434.566.2420. I’m ready to guide you past any obstacle.
Still Solid: SunTrust Doctor Loan Program - NO PMI
Answering Questions About Purchasing or Refinancing Your Home
The SunTrust Mortgage Doctor Loan Program continues to grow in popularity, where residents and physicians are taking advantage of changes that allow them to purchase or refinance homes in 45 states and Washington, D.C.
Practicing medical doctors, residents, interns and fellows come to me every day with questions like these:
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“What is the Doctor Loan Program?” The SunTrust Mortgage Doctor Loan Program offers up to 100% financing with no private mortgage insurance (PMI) required. Other program features:
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“I just graduated in May. Have I missed the boat on the Doctor Loan Program?”
Absolutely not. Wherever you go to practice medicine, SunTrust Bank promises to go with you, offering the Doctor Loan Program and special banking relationship discounts to licensed medical doctors, residents and interns.
“What about my student loans? Will those make it harder for me to purchase a home?”
No. One of the best features of the SunTrust Doctor Loan Program is that deferred student loans are not counted against your debt for interns, residents and fellows.
“I completed my residency last year and will be relocating to Atlanta. Am I eligible for the Doctor Loan Program?”
Yes. Licensed medical physicians who have completed their residency within the last six years can qualify for:
“I just started my residency in North Carolina. What kind of loan am I eligible for?”
Residents, interns and fellows have access to all of the SunTrust Doctor Loan Program features, including financing up to 100% for loan amounts up to $417,000. It’s a great way to get established in a new community.
What questions do you have about the SunTrust Mortgage Doctor Loan Program?
Call today, and let’s discuss your options:
Doctor Loan Program specialist Sandy Madison, Sandy.Madison@SunTrust.com, 434.566.2420
Eligible States: Alabama, Arkansas, Florida, Georgia, Maryland, Mississippi, North Carolina, South Carolina, Tennessee, Virginia, Washington, DC and West Virginia Equal Housing Lender. SunTrust Mortgage, Inc., 901 Semmes Avenue, Richmond, VA 23224 is licensed by the Department of Corporations under the California Residential Mortgage Lending Act; is an Illinois Residential Mortgage Licensee; is a Lender in Massachusetts having Mortgage Lender license #s ML1216, ML0133, ML1432, ML1914, ML1913, ML1815, ML2411, ML1214, ML2442, ML2491, and ML2538; is licensed by the New Hampshire Banking Department; is licensed by the New Jersey Department of Banking and Insurance, toll free 1-800-330-4684; is a licensed lender in Rhode Island; and is doing business in Arizona as Crestar Mortgage, 7250 N. 16th Street, Ste. 100, Phoenix, AZ 85020. ©2009, SunTrust Banks, Inc. SunTrust is a federally registered service mark of SunTrust Banks, Inc. Live Solid. Bank Solid. is a service mark of SunTrust Banks, Inc. REV 02/02/09 Virginia Cities and Counties: Abingdon, Alexandria, Annandale, Aquia Harbour, Arlington, Ashland, Bailey's Crossroads, Bedford, Belle Haven, Blacksburg, Bon Air, Bristol, Buena Vista, Bull Run, Burke, Cave Spring, Centreville, Chantilly, Charlottesville, Chesapeake, Chester, Christiansburg, Collinsville, Colonial Heights, Covington, Culpeper, Dale City, Danville, Dumbarton, Dunn Loring, East Highland Park, Fairfax, Falls Church, Farmville, Forest, Fort Belvoir, Fort Hunt, Fort Lee, Franconia, Franklin, Fredericksburg, Front Royal, Galax, Glen Allen, Gloucester Point, Great Falls, Groveton, Hampton, Harrisonburg, Herndon, Highland Springs, Hollins, Hopewell, Huntington, Hybla Valley, Idylwood, Jefferson, Lake Barcroft, Lake Monticello, Lake Ridge, Lakeside, Laurel, Leesburg, Lexington, Lincolnia, Linton Hall, Lorton, Lynchburg, Madison Heights, Manassas, Manassas Park, Mantua, Marion, Martinsville, McLean, Mechanicsville, Merrifield, Montclair, Montrose, Mount Vernon, Newington, Newport News, Norfolk, North Springfield, Oakton, Petersburg Pimmit Hills, Poquoson, Portsmouth, Pulaski, Quantico Station, Radford, Reston, Richmond, Roanoke, Rose Hill, Salem, Seven Corners, Smithfield, South Boston, Springfield, Staunton, Stuarts Draft, Sudley, Suffolk, Timberlake, Tuckahoe, Tysons Corner, Vienna, Vinton, Virginia Beach, Warrenton, Waynesboro, West Gate, West Springfield, Williamsburg, Winchester, Wolf Trap, Woodbridge, Wyndham, Wytheville, Yorkshire, Accomack County, Albemarle County, Alexandria city, Alleghany County, Amelia County, Amherst County, Appomattox County, Arlington County, Augusta County, Bath County, Bedford city, Bedford County, Bland County, Botetourt County, Bristol city, Brunswick County, Buchanan County, Buckingham County, Buena Vista city, Campbell County, Caroline County, Carroll County, Charles City County, Charlotte County, Charlottesville city, Chesapeake city, Chesterfield County, Clarke County, Clifton Forge city, Colonial Heights city, Covington city, Craig County, Culpeper County, Cumberland County, Danville city, Dickenson County, Dinwiddie County, Emporia city, Essex County, Fairfax city, Fairfax County, Falls Church city, Fauquier County, Floyd County, Fluvanna County, Franklin city, Franklin County, Frederick County, Fredericksburg city, Galax city, Giles County, Gloucester County, Goochland County, Grayson County, Greene County, Greensville County, Halifax County, Hampton city, Hanover County, Harrisonburg city, Henrico County, Henry County, Highland County, Hopewell city, Isle of Wight County, James City County, King and Queen County, King George County, King William County, Lancaster County, Lee County, Lexington city, Loudoun County, Louisa County, Lunenburg County, Lynchburg city, Madison County, Manassas city, Manassas Park city, Martinsville city, Mathews County, Mecklenburg County, Middlesex County, Montgomery County, Nelson County, New Kent County, Newport News city, Norfolk city, Northampton County, Northumberland County, Norton city, Nottoway County, Orange County, Page County, Patrick County, Petersburg city, Pittsylvania County, Poquoson city, Portsmouth city, Powhatan County, Prince Edward County, Prince George County, Prince William County, Pulaski County, Radford city, Rappahannock County, Richmond city, Richmond County, Roanoke city, Roanoke County, Rockbridge County, Rockingham County, Russell County, Salem city, Scott County, Shenandoah County, Smyth County, Southampton County, Spotsylvania County, Stafford County, Staunton city, Suffolk city, Surry County, Sussex County, Tazewell County, Virginia Beach city, Warren County, Washington County, Waynesboro city, Westmoreland County, Williamsburg city, Winchester city, Wise County, Wythe County and York County. Alabama Doctor Loan , Arkansas Doctor Loan , Florida Doctor Loan, Georgia Doctor Loan, Maryland Doctor Loan, Mississippi Doctor Loan, North Carolina Doctor Loan, South Carolina Doctor Loan, Tennessee Doctor Loan, Virginia Doctor Loan, Washington, DC Doctor Loan and West Virginia Doctor Loan. University of Alabama School of Medicine Doctor Loan, University of South Alabama College of Medicine Doctor Loan, University of Arkansas for Medical Sciences Doctor Loan, George Washington University School of Medicine and Health Sciences Doctor Loan, Georgetown University School of Medicine Doctor Loan, Howard University College of Medicine Doctor Loan, Florida International University College of Medicine Doctor Loan, Florida State University College of Medicine Doctor Loan, Lake Erie College of Osteopathic Medicine at Bradenton Doctor Loan, Nova Southeastern University College of Osteopathic Medicine Doctor Loan, University of Central Florida College of Medicine Doctor Loan, University of Florida College of Medicine Doctor Loan, University of Miami Miller School of Medicine Doctor Loan, University of South Florida College of Medicine Doctor Loan, Emory University School of Medicine Doctor Loan, Medical College of Georgia School of Medicine Doctor Loan, Mercer University School of Medicine Doctor Loan, Morehouse School of Medicine Doctor Loan, Philadelphia College of Osteopathic Medicine – Georgia Campus Doctor Loan, John Hopkins University School of Medicine Doctor Loan, Uniformed Services University of the Health Sciences F. Edward Hebert School of Medicine Doctor Loan, University of Maryland School of Medicine Doctor Loan, University of Mississippi School of Medicine Doctor Loan, Brody School of Medicine at East Carolina University Doctor Loan, Duke University School of Medicine Doctor Loan, University of North Carolina School of Medicine Doctor Loan, Wake Forest University School of Medicine Doctor Loan, University of North Dakota School of Medicine and Health Sciences Doctor Loan, Medical University of South Carolina College of Medicine Doctor Loan, University of South Carolina School of Medicine Doctor Loan, East Tennessee State University James H. Quillen College of Medicine Doctor Loan, Lincoln Memorial University DeBusk College of Osteopathic Medicine Doctor loan, Meharry Medical College School of Medicine Doctor Loan, University of Tennessee College of Medicine Doctor Loan, Vanderbilt University School of Medicine Doctor Loan, Eastern Virginia Medical School Doctor Loan, Edward Via Virginia College of Osteopathic Medicine Doctor Loan, University of Virginia School of Medicine Doctor Loan, Virginia Commonwealth University School of Medicine Doctor Loan, Joan C. Edwards School of Medicine at Marshall University Doctor Loan, West Virginia School of Osteopathic Medicine Doctor Loan, West Virginia University School of Medicine Doctor Loan, William Carey University College of Osteopathic Medicine Doctor Loan, King School of Medicine Doctor Loan, Virginia Tech Carilion School of Medicine Doctor Loan. 1st Medical Group Doctor Loan, Alleghany Regional Hospital Doctor Loan, Augusta Medical Center Doctor Loan, Bath Community Hospital Doctor Loan, Bedford Memorial Hospital Doctor Loan, Bon Secours Hampton Roads Health System Doctor Loan, Bon Secours Richmond Health System Doctor Loan, Buchanan General Hospital Doctor Loan, Cancer Center at Lake Manassas Doctor Loan, Carilion Health Center Doctor Loan, Catawba Hospital Doctor Loan, Centra Health, Central State Hospital Doctor Loan, Children’s Hospital Doctor Loan, Children’s Hospital of The King’s Daughters Doctor Loan, Children’s Medical Center Doctor Loan, Chippenham Hospital Doctor Loan, CJW Medical Center Doctor Loan, Clinch Valley Medical Center Doctor Loan, Commonwealth Center for Children & Adolescents Doctor Loan, Community Health Systems Doctor Loan, Culpeper Regional Hospital Doctor Loan, Cumberland Hospital for Children & Adolescents Doctor Loan, Danville Regional Health System Doctor Loan, Danville Regional Medical Center Doctor Loan, DeWitt Army Community Hospital Doctor Loan, Dickenson Community Hospital Doctor Loan, Doctors Hospital of Williamsburg Doctor Loan, Dominion Hospital Doctor Loan, Eastern State Hospital Doctor Loan, Fairfax Surgical Center Doctor Loan, Fauquier Health System Doctor Loan, Fauquier Hospital Doctor Loan, Franklin Memorial Hospital Doctor Loan, Giles Memorial Hospital Doctor Loan, Hampton VA Medical Center Doctor Loan, Hanover Outpatient Center Doctor Loan, Harold F. Young Neurosurgical Center Doctor Loan, HCA Virginia Health System Doctor Loan, HealthSouth Rehabilitation Hospital of Virginia Doctor Loan, Henrico Doctors Hospital Doctor Loan, Hume-Lee Transplant Center Doctor Loan, Hunter Holmes McGuire Veterans Affairs Medical Center Doctor Loan, Inova Alexandria Hospital Doctor Loan, Inova Fair Oaks Hospital Doctor Loan, Inova Fairfax Hospital Doctor Loan, Inova Health System Doctor Loan, Inova Heart 7 Vascular Institute Doctor Loan, Inova Loudoun Hospital Doctor Loan, Inova Mount Vernon Hospital Doctor Loan, John Randolph Medical Center Doctor Loan, Johnson Memorial Hospital Doctor Loan, Johnston-Willis Hospital Doctor Loan, Kluge Children’s Rehabilitation Center Doctor Loan, Lake Taylor Hospital Doctor Loan, Lee Regional Medical Center Doctor Loan, Lewis Gale Medical Center, Lonesome Pine Hospital Doctor Loan, Loudoun Hospital Center Doctor Loan, Lynchburg General Hospital Doctor Loan, Martinsville Memorial Hospital Doctor Loan, Martha Jefferson Hospital Doctor Loan, Mary Immaculate Hospital Doctor Loan, Maryview Medical Center Doctor Loan, Massey Cancer Center Doctor Loan, McDonald Army Health Center Doctor Loan, Memorial Hospital of Martinsville and Henry County Doctor Loan, Memorial Regional Medical Center Doctor Loan, Montgomery Regional Hospital Doctor Loan, Mountain States Health Alliance Doctor Loan, Mountain View Regional Medical Center Doctor Loan, Naval Health Clinic Quantico Doctor Loan, Naval Medical Center Doctor Loan, New River Valley Medical Center Doctor Loan, Northern Virginia Community Hospital Doctor Loan, Northern Virginia Mental Health Institute Doctor Loan, Norton Community Hospital Doctor Loan, Novant Health Doctor Loan, Page Memorial Hospital Doctor Loan, Parham Doctors’ Hospital Doctor Loan, Pauley Heart Center Doctor Loan, Piedmont Geriatric Hospital Doctor Loan, Poplar Springs Hospital Doctor Loan, Potomac Hospital Doctor Loan, Pulaski Community Hospital Doctor Loan, Prince William Health System Doctor Loan, Psychiatric Solutions, Inc Doctor Loan, R. J. Reynolds Patrick County Memorial Hospital Doctor Loan, Reston Hospital Center Doctor Loan, Retreat Hospital Doctor Loan, Richmond Community Hospital Doctor Loan, Richmond Eye and Ear Surgical Specialty Center Doctor Loan, Riverside Behavioral Health Center Doctor Loan, Riverside Health System Doctor Loan, Riverside Regional Medical Center Doctor Loan, Riverside Rehabilitation Institute Center Doctor Loan, Riverside Tappahannock Hospital Doctor Loan, Riverside Walter Reed Hospital Doctor Loan, Roanoke Memorial Hospital Doctor Loan, Rockingham Memorial Hospital Doctor Loan, Russell County Medical Center Doctor Loan, Saint Albans Hospital Doctor Loan, Saint Francis Medical Center Doctor Loan, Saint Mary’s Hospital Doctor Loan, Salem VA Medical Center Doctor Loan, Sentara Bayside Hospital Doctor Loan, Sentara CarePlex Hospital Doctor Loan, Sentara Healthcare Doctor Loan, Sentara Heart Hospital Doctor Loan, Sentara Leigh Hospital Doctor Loan, Sentara Norfolk General Hospital, Sentara Obici Hospital Doctor Loan, Sentara Princess Anne Hospital Doctor Loan, Sentara Virginia Beach General Hospital Doctor Loan, Sentara Williamsburg Regional Medical Center Doctor Loan, Sheltering Arms Physical Rehabilitation Hospital Doctor Loan, Shenandoah Memorial Hospital Doctor Loan, Shore Health Services Doctor Loan, Shore Medical Center at Metompkin Doctor Loan, Shore Memorial Hospital Doctor Loan, Smyth County Community Hospital Doctor Loan, Southhampton Memorial Hospital Doctor Loan, Southern Virginia Mental health Institute Doctor Loan, Southern Virginia Regional Medical Center Doctor Loan, Southside Community Hospital Doctor Loan, Southside Regional Medical Center Doctor Loan, Southwestern Virginia Mental Health Institute Doctor Loan, Spotsylvania Regional Medical Center Doctor Loan, StoneSpring Medical Center Doctor Loan, Stonewall Jackson Hospital Doctor Loan, Tidewater Psychiatric Institute Doctor Loan, Tucker Pavilion Doctor Loan, Twin County Regional Healthcare, University of Virginia Cancer Center Doctor Loan, University of Virginia Children’s Hospital Doctor Loan, University of Virginia Health System Doctor Loan, University of Virginia Heart & Vascular Center Doctor Loan, VA Mid-Atlantic Health Care Network Doctor Loan, Valley health System Doctor Loan, Virginia Baptist Hospital Doctor Loan, Virginia Beach General Hospital Doctor Loan, Virginia Beach Psychiatric Center Doctor Loan, Virginia Commonwealth University Health System Doctor Loan, Virginia Commonwealth University Medical Center Doctor Loan, Virginia Department of Behavioral Health and Developmental Services Doctor Loan, Virginia Hospital Center Doctor Loan, Warren Memorial Hospital Doctor Loan, Wellmont Health System Doctor Loan, Western State Hospital Doctor Loan, Whisper Ridge Behavioral Health System Doctor Loan, Williamsburg Community Hospital Doctor Loan, Winchester Medical Center Doctor Loan, Woodrow Wilson Rehabilitation Center Doctor Loan, Wythe County Community Hospital Doctor Loan
Five Reasons Why Doctor Loans Are Not DOA
Bank of America recently suspended its Doctor Loan Program, begging the question “Is the era of 100% financing over?”
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SunTrust Mortgage has a healthy Doctor Loan program for licensed medical doctors. It features competitive rates on adjustable or fixed mortgages for up to 100% of the home’s value, with 15- or 30-year terms that can be applied to existing homes, new construction or refinances. My advice? Get to know the local real estate market before you choose 100% financing. Analysts expect home values to continue declining through the first half of 2009 before a rebound. (Read the National Association of Realtors 2009 forecast: “Affordability is Key”.) |
But there are smart reasons for doctors to choose 100% financing:
Will doctors revive the housing market in 2009? What’s your bet?
Physician Mortgage Financing
you deserve, and the trusted advice you can count on. We appreciate the work you do, so we
offer special mortgage financing for licensed medical doctors. With the Doctor Loan program,
you will enjoy access to special mortgage pricing discounts, and the security that comes from
knowing that you have a solid relationship with a trusted financial partner.
Program features include:
Maximum Loan Limits:
Whether you are a just finishing your residency or fellowship, or owned a practice for years, we are able to structure a loan to exceed your expectations.
Interested in Learning More? Contact us today or click here to Apply Online
Eligible States: Alabama, Arkansas, Florida, Georgia, Maryland, Mississippi, North Carolina, South Carolina, Tennessee, Virginia, Washington, DC and West Virginia
Equal Housing Lender. SunTrust Mortgage, Inc., 901 Semmes Avenue, Richmond, VA 23224 is licensed by the Department of Corporations under the California Residential Mortgage Lending Act; is an Illinois Residential Mortgage Licensee; is a Lender in Massachusetts having Mortgage Lender license #s ML1216, ML0133, ML1432, ML1914, ML1913, ML1815, ML2411, ML1214, ML2442, ML2491, and ML2538; is licensed by the New Hampshire Banking Department; is licensed by the New Jersey Department of Banking and Insurance, toll free 1-800-330-4684; is a licensed lender in Rhode Island; and is doing business in Arizona as Crestar Mortgage, 7250 N. 16th Street, Ste. 100, Phoenix, AZ 85020. ©2009, SunTrust Banks, Inc. SunTrust is a federally registered service mark of SunTrust Banks, Inc. Live Solid. Bank Solid. is a service mark of SunTrust Banks, Inc. REV 02/02/09
Virginia Cities and Counties: Abingdon, Alexandria, Annandale, Aquia Harbour, Arlington, Ashland, Bailey's Crossroads, Bedford, Belle Haven, Blacksburg, Bon Air, Bristol, Buena Vista, Bull Run, Burke, Cave Spring, Centreville, Chantilly, Charlottesville, Chesapeake, Chester, Christiansburg, Collinsville, Colonial Heights, Covington, Culpeper, Dale City, Danville, Dumbarton, Dunn Loring, East Highland Park, Fairfax, Falls Church, Farmville, Forest, Fort Belvoir, Fort Hunt, Fort Lee, Franconia, Franklin, Fredericksburg, Front Royal, Galax, Glen Allen, Gloucester Point, Great Falls, Groveton, Hampton, Harrisonburg, Herndon, Highland Springs, Hollins, Hopewell, Huntington, Hybla Valley, Idylwood, Jefferson, Lake Barcroft, Lake Monticello, Lake Ridge, Lakeside, Laurel, Leesburg, Lexington, Lincolnia, Linton Hall, Lorton, Lynchburg, Madison Heights, Manassas, Manassas Park, Mantua, Marion, Martinsville, McLean, Mechanicsville, Merrifield, Montclair, Montrose, Mount Vernon, Newington, Newport News, Norfolk, North Springfield, Oakton, Petersburg Pimmit Hills, Poquoson, Portsmouth, Pulaski, Quantico Station, Radford, Reston, Richmond, Roanoke, Rose Hill, Salem, Seven Corners, Smithfield, South Boston, Springfield, Staunton, Stuarts Draft, Sudley, Suffolk, Timberlake, Tuckahoe, Tysons Corner, Vienna, Vinton, Virginia Beach, Warrenton, Waynesboro, West Gate, West Springfield, Williamsburg, Winchester, Wolf Trap, Woodbridge, Wyndham, Wytheville, Yorkshire, Accomack County, Albemarle County, Alexandria city, Alleghany County, Amelia County, Amherst County, Appomattox County, Arlington County, Augusta County, Bath County, Bedford city, Bedford County, Bland County, Botetourt County, Bristol city, Brunswick County, Buchanan County, Buckingham County, Buena Vista city, Campbell County, Caroline County, Carroll County, Charles City County, Charlotte County, Charlottesville city, Chesapeake city, Chesterfield County, Clarke County, Clifton Forge city, Colonial Heights city, Covington city, Craig County, Culpeper County, Cumberland County, Danville city, Dickenson County, Dinwiddie County, Emporia city, Essex County, Fairfax city, Fairfax County, Falls Church city, Fauquier County, Floyd County, Fluvanna County, Franklin city, Franklin County, Frederick County, Fredericksburg city, Galax city, Giles County, Gloucester County, Goochland County, Grayson County, Greene County, Greensville County, Halifax County, Hampton city, Hanover County, Harrisonburg city, Henrico County, Henry County, Highland County, Hopewell city, Isle of Wight County, James City County, King and Queen County, King George County, King William County, Lancaster County, Lee County, Lexington city, Loudoun County, Louisa County, Lunenburg County, Lynchburg city, Madison County, Manassas city, Manassas Park city, Martinsville city, Mathews County, Mecklenburg County, Middlesex County, Montgomery County, Nelson County, New Kent County, Newport News city, Norfolk city, Northampton County, Northumberland County, Norton city, Nottoway County, Orange County, Page County, Patrick County, Petersburg city, Pittsylvania County, Poquoson city, Portsmouth city, Powhatan County, Prince Edward County, Prince George County, Prince William County, Pulaski County, Radford city, Rappahannock County, Richmond city, Richmond County, Roanoke city, Roanoke County, Rockbridge County, Rockingham County, Russell County, Salem city, Scott County, Shenandoah County, Smyth County, Southampton County, Spotsylvania County, Stafford County, Staunton city, Suffolk city, Surry County, Sussex County, Tazewell County, Virginia Beach city, Warren County, Washington County, Waynesboro city, Westmoreland County, Williamsburg city, Winchester city, Wise County, Wythe County and York County.
Alabama Doctor Loan , Arkansas Doctor Loan , Florida Doctor Loan, Georgia Doctor Loan, Maryland Doctor Loan, Mississippi Doctor Loan, North Carolina Doctor Loan, South Carolina Doctor Loan, Tennessee Doctor Loan, Virginia Doctor Loan, Washington, DC Doctor Loan and West Virginia Doctor Loan.
University of Alabama School of Medicine Doctor Loan, University of South Alabama College of Medicine Doctor Loan, University of Arkansas for Medical Sciences Doctor Loan, George Washington University School of Medicine and Health Sciences Doctor Loan, Georgetown University School of Medicine Doctor Loan, Howard University College of Medicine Doctor Loan, Florida International University College of Medicine Doctor Loan, Florida State University College of Medicine Doctor Loan, Lake Erie College of Osteopathic Medicine at Bradenton Doctor Loan, Nova Southeastern University College of Osteopathic Medicine Doctor Loan, University of Central Florida College of Medicine Doctor Loan, University of Florida College of Medicine Doctor Loan, University of Miami Miller School of Medicine Doctor Loan, University of South Florida College of Medicine Doctor Loan, Emory University School of Medicine Doctor Loan, Medical College of Georgia School of Medicine Doctor Loan, Mercer University School of Medicine Doctor Loan, Morehouse School of Medicine Doctor Loan, Philadelphia College of Osteopathic Medicine - Georgia Campus Doctor Loan, John Hopkins University School of Medicine Doctor Loan, Uniformed Services University of the Health Sciences F. Edward Hebert School of Medicine Doctor Loan, University of Maryland School of Medicine Doctor Loan, University of Mississippi School of Medicine Doctor Loan, Brody School of Medicine at East Carolina University Doctor Loan, Duke University School of Medicine Doctor Loan, University of North Carolina School of Medicine Doctor Loan, Wake Forest University School of Medicine Doctor Loan, University of North Dakota School of Medicine and Health Sciences Doctor Loan, Medical University of South Carolina College of Medicine Doctor Loan, University of South Carolina School of Medicine Doctor Loan, East Tennessee State University James H. Quillen College of Medicine Doctor Loan, Lincoln Memorial University DeBusk College of Osteopathic Medicine Doctor loan, Meharry Medical College School of Medicine Doctor Loan, University of Tennessee College of Medicine Doctor Loan, Vanderbilt University School of Medicine Doctor Loan, Eastern Virginia Medical School Doctor Loan, Edward Via Virginia College of Osteopathic Medicine Doctor Loan, University of Virginia School of Medicine Doctor Loan, Virginia Commonwealth University School of Medicine Doctor Loan, Joan C. Edwards School of Medicine at Marshall University Doctor Loan, West Virginia School of Osteopathic Medicine Doctor Loan, West Virginia University School of Medicine Doctor Loan, William Carey University College of Osteopathic Medicine Doctor Loan, King School of Medicine Doctor Loan, Virginia Tech Carilion School of Medicine Doctor Loan.
1st Medical Group Doctor Loan, Alleghany Regional Hospital Doctor Loan, Augusta Medical Center Doctor Loan, Bath Community Hospital Doctor Loan, Bedford Memorial Hospital Doctor Loan, Bon Secours Hampton Roads Health System Doctor Loan, Bon Secours Richmond Health System Doctor Loan, Buchanan General Hospital Doctor Loan, Cancer Center at Lake Manassas Doctor Loan, Carilion Health Center Doctor Loan, Catawba Hospital Doctor Loan, Centra Health, Central State Hospital Doctor Loan, Children's Hospital Doctor Loan, Children's Hospital of The King's Daughters Doctor Loan, Children's Medical Center Doctor Loan, Chippenham Hospital Doctor Loan, CJW Medical Center Doctor Loan, Clinch Valley Medical Center Doctor Loan, Commonwealth Center for Children & Adolescents Doctor Loan, Community Health Systems Doctor Loan, Culpeper Regional Hospital Doctor Loan, Cumberland Hospital for Children & Adolescents Doctor Loan, Danville Regional Health System Doctor Loan, Danville Regional Medical Center Doctor Loan, DeWitt Army Community Hospital Doctor Loan, Dickenson Community Hospital Doctor Loan, Doctors Hospital of Williamsburg Doctor Loan, Dominion Hospital Doctor Loan, Eastern State Hospital Doctor Loan, Fairfax Surgical Center Doctor Loan, Fauquier Health System Doctor Loan, Fauquier Hospital Doctor Loan, Franklin Memorial Hospital Doctor Loan, Giles Memorial Hospital Doctor Loan, Hampton VA Medical Center Doctor Loan, Hanover Outpatient Center Doctor Loan, Harold F. Young Neurosurgical Center Doctor Loan, HCA Virginia Health System Doctor Loan, HealthSouth Rehabilitation Hospital of Virginia Doctor Loan, Henrico Doctors Hospital Doctor Loan, Hume-Lee Transplant Center Doctor Loan, Hunter Holmes McGuire Veterans Affairs Medical Center Doctor Loan, Inova Alexandria Hospital Doctor Loan, Inova Fair Oaks Hospital Doctor Loan, Inova Fairfax Hospital Doctor Loan, Inova Health System Doctor Loan, Inova Heart 7 Vascular Institute Doctor Loan, Inova Loudoun Hospital Doctor Loan, Inova Mount Vernon Hospital Doctor Loan, John Randolph Medical Center Doctor Loan, Johnson Memorial Hospital Doctor Loan, Johnston-Willis Hospital Doctor Loan, Kluge Children's Rehabilitation Center Doctor Loan, Lake Taylor Hospital Doctor Loan, Lee Regional Medical Center Doctor Loan, Lewis Gale Medical Center, Lonesome Pine Hospital Doctor Loan, Loudoun Hospital Center Doctor Loan, Lynchburg General Hospital Doctor Loan, Martinsville Memorial Hospital Doctor Loan, Martha Jefferson Hospital Doctor Loan, Mary Immaculate Hospital Doctor Loan, Maryview Medical Center Doctor Loan, Massey Cancer Center Doctor Loan, McDonald Army Health Center Doctor Loan, Memorial Hospital of Martinsville and Henry County Doctor Loan, Memorial Regional Medical Center Doctor Loan, Montgomery Regional Hospital Doctor Loan, Mountain States Health Alliance Doctor Loan, Mountain View Regional Medical Center Doctor Loan, Naval Health Clinic Quantico Doctor Loan, Naval Medical Center Doctor Loan, New River Valley Medical Center Doctor Loan, Northern Virginia Community Hospital Doctor Loan, Northern Virginia Mental Health Institute Doctor Loan, Norton Community Hospital Doctor Loan, Novant Health Doctor Loan, Page Memorial Hospital Doctor Loan, Parham Doctors' Hospital Doctor Loan, Pauley Heart Center Doctor Loan, Piedmont Geriatric Hospital Doctor Loan, Poplar Springs Hospital Doctor Loan, Potomac Hospital Doctor Loan, Pulaski Community Hospital Doctor Loan, Prince William Health System Doctor Loan, Psychiatric Solutions, Inc Doctor Loan, R. J. Reynolds Patrick County Memorial Hospital Doctor Loan, Reston Hospital Center Doctor Loan, Retreat Hospital Doctor Loan, Richmond Community Hospital Doctor Loan, Richmond Eye and Ear Surgical Specialty Center Doctor Loan, Riverside Behavioral Health Center Doctor Loan, Riverside Health System Doctor Loan, Riverside Regional Medical Center Doctor Loan, Riverside Rehabilitation Institute Center Doctor Loan, Riverside Tappahannock Hospital Doctor Loan, Riverside Walter Reed Hospital Doctor Loan, Roanoke Memorial Hospital Doctor Loan, Rockingham Memorial Hospital Doctor Loan, Russell County Medical Center Doctor Loan, Saint Albans Hospital Doctor Loan, Saint Francis Medical Center Doctor Loan, Saint Mary's Hospital Doctor Loan, Salem VA Medical Center Doctor Loan, Sentara Bayside Hospital Doctor Loan, Sentara CarePlex Hospital Doctor Loan, Sentara Healthcare Doctor Loan, Sentara Heart Hospital Doctor Loan, Sentara Leigh Hospital Doctor Loan, Sentara Norfolk General Hospital, Sentara Obici Hospital Doctor Loan, Sentara Princess Anne Hospital Doctor Loan, Sentara Virginia Beach General Hospital Doctor Loan, Sentara Williamsburg Regional Medical Center Doctor Loan, Sheltering Arms Physical Rehabilitation Hospital Doctor Loan, Shenandoah Memorial Hospital Doctor Loan, Shore Health Services Doctor Loan, Shore Medical Center at Metompkin Doctor Loan, Shore Memorial Hospital Doctor Loan, Smyth County Community Hospital Doctor Loan, Southhampton Memorial Hospital Doctor Loan, Southern Virginia Mental health Institute Doctor Loan, Southern Virginia Regional Medical Center Doctor Loan, Southside Community Hospital Doctor Loan, Southside Regional Medical Center Doctor Loan, Southwestern Virginia Mental Health Institute Doctor Loan, Spotsylvania Regional Medical Center Doctor Loan, StoneSpring Medical Center Doctor Loan, Stonewall Jackson Hospital Doctor Loan, Tidewater Psychiatric Institute Doctor Loan, Tucker Pavilion Doctor Loan, Twin County Regional Healthcare, University of Virginia Cancer Center Doctor Loan, University of Virginia Children's Hospital Doctor Loan, University of Virginia Health System Doctor Loan, University of Virginia Heart & Vascular Center Doctor Loan, VA Mid-Atlantic Health Care Network Doctor Loan, Valley health System Doctor Loan, Virginia Baptist Hospital Doctor Loan, Virginia Beach General Hospital Doctor Loan, Virginia Beach Psychiatric Center Doctor Loan, Virginia Commonwealth University Health System Doctor Loan, Virginia Commonwealth University Medical Center Doctor Loan, Virginia Department of Behavioral Health and Developmental Services Doctor Loan, Virginia Hospital Center Doctor Loan, Warren Memorial Hospital Doctor Loan, Wellmont Health System Doctor Loan, Western State Hospital Doctor Loan, Whisper Ridge Behavioral Health System Doctor Loan, Williamsburg Community Hospital Doctor Loan, Winchester Medical Center Doctor Loan, Woodrow Wilson Rehabilitation Center Doctor Loan, Wythe County Community Hospital Doctor Loan
Sandy Madison matches buyers to responsible loan programs backed by SunTrust Mortgage.
“[Sandy] managed to take a process that was intimidating and turn it into a pleasant and life-changing experience. It was almost like checking out at the supermarket, when no one else was shopping!” K.S.
“Sandy helped us understand the ins and outs of obtaining a loan. She explained what we could afford, the bracket of house we should be looking at and what to expect in the loan process.” P.M
Now is a great time to find your next home: the buyer’s market is strong, SunTrust Bank is lending and there’s still time to take advantage of up to $8000 in tax credits available to first-time homebuyers. (Hurry, the program only applies to purchases made before December 1, 2009!)
Ready to make the right move at the perfect time?
Start by finding an experienced home finance professional to lead you through the mortgage process with clear explanations, a proven commitment to customer service and access to the industry’s strongest home finance programs:
Let’s work together to customize a SunTrust Mortgage home financing program that fits your budget and goals:
Doctor Loan Program
Local Heroes Affordable Housing
First-Time Homebuyers
Jumbo Loans
New Construction
Honesty, responsibility and the enduring value of home. That’s what I’m about. Call today and together, we’ll open the door to your next home.
Sandy Madison 434.566.2420, sandy.madison@suntrust.com
SunTrust Mortgage Loan Application
The Doctor Loan program is still solid at SunTrust Mortgage – and available now for licensed medical doctors, residents and interns.
Doctor Loan Program Features
Available for purchase and refinances
Fixed and adjustable rate loans
Interest-only options
No mortgage insurance (PMI) required
Competitive pricing and special relationship discounts
Closing costs can be paid by seller up to 3%, or come from a gift
Licensed Medical Physicians
Completed residency within last 6 years
Up to 100% financing for loan amounts up to $650,000
95% financing for loan amounts up to $1 million
89.9% financing for loan amounts up to $1.5 million
Residents, Interns and Fellows
Up to 100% financing
Maximum loan amount of $417,000
Deferred student loans not counted in debt
Eligible States
Alabama, Arkansas, Florida, Georgia, Maryland, Mississippi, North Carolina, South Carolina, Tennessee, Virginia, West Virginia and Washington, D.C.
Eligible States (12-month SunTrust banking relationship required prior to loan application)
California, Colorado, Connecticut, Delaware, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Main, Massachusetts, Michigan, Minnesota, Missouri, Montana, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Dakota, Texas, Utah, Vermont, Wisconsin and Wyoming,
Put the Doctor Loan Program to work for you. Contact Sandy Madison today: 434.566.2420, www.SunTrustMortgage.com/SandyMadison
SunTrust Mortgage Loan Application
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