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Home Valerie Archer Belardo Broker Associate

Valerie Archer Belardo Broker Associate

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Tips for Selling

06-09-10
Valerie Archer Belardo Broker Associate

Landscaping Tips from the Pros

Injecting Color and beauty into your home's landscaping is more than just mowing the lawn and planting a few flowers. Design for functionality first when planning outdoor entertaining area; it's important to place key elements in the proper places. For entertainment purposes, the best laid plans are open, easy flowing and connected areas for all to see. Always remember the 60-30-10 rule when putting together the whole look: 60 percent dominant color, 30 percent secondary color and 10 percent accent

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Make your house sparkle

06-07-10
Valerie Archer Belardo Broker Associate

Make your outdoor living space sparkle

Selling tour home in today's market is not an easy task. Keep in mind that the outside of your home is a strong selling point in the warmer months of the year. Buyers are thinking of backyard get togethers, picnics, and barbecuing while roaming on your property. It is a lifestyle that a buyer is looking for not just a house anymore. You can make your outdoor living sparkle by adding just a few items such as colorful flowers in pots, area rugs, and benches. Start by removing and cleaning all exiting furniture from your outdoor area then rearrange it to make an outdoor room. A good cleaning after a long winter makes a big different in the appearance of your space. It is as easy as painting the deck, removing excess furniture , buying new cushions and adding colorful pots of flowers to make a buyer see this as a paradise. The market today is very competitive: seller must make their property stand out from the rest.

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Helpful Hints from a Local Realtor

02-28-10
Valerie Archer Belardo Broker Associate

Helpful Hints For Winter

Keep your headlights clear with car wax! Just wipe ordinary car wax on your headlights. It contains special water repellents that will prevent that messy mixture from accumulating on your lights -- lasts 6 weeks.

Squeak-proof your wipers with rubbing alcohol! Wipe the wipers with a cloth saturated with rubbing alcohol or ammonia. This one trick can make badly streaking & squeaking wipers change to near perfect silence & clarity.

Ice-proof your windows with vinegar! Frost on it's way? Just fill a spray bottle with three parts vinegar to one part water & spritz it on all your windows at night. In the morning, they'll be clear of icy mess. Vinegar contains acetic acid, which raises the melting point of water--preventing water from freezing!

Prevent car doors from freezing shut with cooking spray! Spritz cooking oil on the rubber seals around car doors & rub it in with a paper towel. The cooking spray prevents water from melting into the rubber

Fog-proof your windshield with shaving cream! Spray some shaving cream on the inside of your windshield & wipe if off with paper towels. Shaving cream has many of the same ingredients found in commercial defoggers.

De-ice your lock in seconds with hand sanitizer! Just put some hand sanitizer gel on the key & the lock & the problems solved!






















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Successful Short Sale, Solutions

11-30-09
Valerie Archer Belardo Broker Associate

Solutions for a successful short sale.

  1. Price the property correctly. Always remember that the third party still must accept the pricing. Do a detailed market analysis of homes in the area and price property accordingly. Keep a detailed log of any price changes to forward to the bank or third party.
  2. Always prepare and present a full credit, financial and marketing package to the third party for an approval.
  3. Communication is Key to getting third party approval. Make sure to communicate with everyone involved during the short sale process.
  4. Timing is another important factor in a successful short sale. Know exactly how must time you client has prior to a foreclosure. Let your agent know how many mortgage payments that you had missed and what correspondence you have received from the bank.
  5. Submit your complete file correctly. Always ask where the third party wants the package sent. Some want a fax, some an email, and some want a hard copy. Check what type of communication is required.
  6. Present a reasonable offer including comparable from the area. Remember that the third party wants to sell the house at a reasonable number not just give the house away.
  7. Make sure to present all offers with qualifying mortgage information or verification of cash. Send a copy of the buyers deposit check along with an escrow letter.
  8. Always send a complete package to the third party then follow up with a phone call to make sure that the package was received.

I hope that this short summary helps you in submitting offers to a third party.

Any additional information please email Valerie@belardoteam.com

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Quick Guide to the Tax Credit for 1st Time & Move Up Buyers

11-09-09
Valerie Archer Belardo Broker Associate

Homebuyer Tax Credit Update

Here are some pointers for the extended & expanded tax credits.

*First Time buyers 10% of Purchase price with a maximum of $8000.

*Current Owners have an incentive up to $6500-Qualifed buyer must have owned /occupied a primary residence 5 of the last 8 years.

*Income limits are expanded to $125,000 on a single return with a cap of $145,000 & $225,000 on a joint return with a cap of $245,000.

*Maximum purchase price is $800,000.

*New Deadline ...contracts needs to be in effect no later than April 30, 2010 and close no later than June 30, 2010.

*A tax credit is a direct reduction in tax liability owned by an individual to the IRS. In the event that no taxes are owned then the IRS will issue a check for the amount of the credit back to the buyer. This credit does not require repayment unless at any time in the first 36 months of ownership the property is no longer your primary residents.

* IRS Form 5405 is used to determine your tax credit amount.

For all your Real Estate needs Call

The Valerie Belardo Team

ReMax Tri County

Res (609) 298-4283

(609) 587-9300 X420

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