Mortgage Delinquencies Soar in the US!
Agents...educate your sellers! Sellers...listen up! The longer your home sits on the market, the less your home is worth. If you price your home competatively in the beginning, you will get more for your home than if you systematically decrease your price with the changes in the market. It is so important to listen to your agents and agents, you need to be realistic and truly aggressive in your pricing and educate your sellers. Think of a graph with Price on the X axis and Time on the Y axis... In the beginning, prices are at the highest they will be and you will get the MOST for your property. As your listings sits on the market, price goes down and time goes up. If you decrease your property along the time line, you may NEVER sell! (In a timely manner) :) If you price aggressively in the beginning, i.e. price in the middle of your timeline, you will be more apt for a) a quick sale b) the best price for your home c) less headaches and money out of pocket in mortgage payments! Keep this in mind when meeting with clients/agents.
Happy selling!
Valorie Ford
Keller Williams Realty
www.CharlottesvilleHouseValues.com

If you don't have time to drive around and get what you need (like me), and you enjoy the convenience of online shopping...then ShopWurld is for you! Join this member's only network and get paid to shop! (and the possibilities are endless!) Subsidize your income with shopping. Not a bad deal right? Visit www.ShopWurld.com and click on the GET STARTED link. Select what program you want to sign up for and enter my code which is 2HQU7C It may work...it may not...but why not? I like online shopping so I figured it was worth a try. Ask me in a few months and I'll tell you if it works or not! :) Happy Shopping!!!
** Tell me what you think about the videos. Sounds good right? **
If everyone in your Personal Network had 5 other Network Partners on their 1st level, you would have the potential to earn $85,459.50 per month! Can you see why this is the most popular program? Just a little more effort for more than triple the potential!

Mortgage rates are at a 37 year LOW! I am a licensed real estate agent, but I'm ALSO a loan officer with Bright Vision Mortgage. I can do Streamline FHA refinances in FL, GA & AL, and conventional loans in VA! Rates for FHA AND Conventional loans are BELOW 5% with NO POINTS! If you are looking to refinance or wanting to buy a home in any of the above listed states, visit www.brightvisionmortgage.com and click on loan application in the top right. Select Valorie Ford as the Loan Officer and fill out the application. I will start work right away and get you the BEST rate hands down! Let me help you get the lowest house payment possible! Look Forward to Working with You!
We are off to a not so stellar start t Uhis year with our football team. A USC blowout...beating Richmond barely and another blowout to UConn. The humility is becoming unbearable! According to Coach Groh, it's another rebuilding year. Well, hasn't EVERY year been a rebuilding year since he starting coaching at UVA? Ick. This weekend we play Duke, which may be our only other W of the year unless a miracle happens. With Lalich gone and controversy regarding player run ins with the law...every weekend is a new adventure. So is Groh going to be on the chopping block? We shall see. I would LOVE to see Skip Holtz at Virginia! Also, rumor has it that Lalich may be going to Oregon State. I hear they allow small amounts of marijuana there for medicinal purposes. He might fit in! ANYway, if you are walking to your tailgate this season, be sure to come and visit me at Camp Wahoo! Win or Lose, I will always be a Cavalier and proud of my alma mater!
Go Hoos!
Valorie Ford
The Good Old Song
The Good Old Song of Wahoo Wah!
We'll sing it O'er and O'er!
It cheers our hearts and warms our blood
To hear them shout and roar.
We come from Old Vir-Gin-I-A,
Where all is bright and gay.
Let's all join hands and give a yell
For dear old U-V-A!
Wahoowa,Wahoowa
Uni-V-Virginia
Hoo ra ray
Hoo ra ray
Ray ray
U-V-A!

Sunday, September 28th I will be holding an Open House at my listing located at:
230 E. 6th Street
Jacksonville, FL 32206
This is a BEAUTIFUL Historic Home in one of Jacksonville's BEST up and coming neighborhoods. Main Street is almost finished, Quality Foods is closed, making room for a Publix to move into the neighborhood! The neighborhood is really coming around! Are you ready to be an "Urban Pioneer"!? Here's your chance! This house has been lovingly restored and boasts heart pine flooring throughout, granite counter tops, stainless appliances, solid CUSTOM Cherry Cabinets, stone shower & fireplace in the master bath and bedroom...TOO many upgrades to list! This house is priced well below appraised value and has been reduced over $125K! Come out and see me this Sunday from 1-3pm!




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