Victoria Lawrence ~Arizona Buyer Guide

Some things to Avoid Before Purchasing a Home... 

Tip # 1....Don’t Move Money Around

When a lender reviews your loan package for approval, one of the things they are concerned about is the source of funds for your down payment and closing costs. Most likely, you will be asked to provide statements for the last two or three months on any of your liquid assets. This includes checking accounts, savings accounts, money market funds, certificates of deposit, stock statements, mutual funds, and even your company 401K and retirement accounts.

If you have been moving money between accounts during that time, there may be large deposits and withdrawals in some of them.

The mortgage underwriter (the person who actually approves your loan) will probably require a complete paper trail of all the withdrawals and deposits. You may be required to produce cancelled checks, deposit receipts, and other seemingly inconsequential data, which could get quite tedious.

Perhaps you become exasperated at your lender, but they are only doing their job correctly. To ensure quality control and eliminate potential fraud, it is a requirement on most loans to completely document the source of all funds. Moving your money around, even if you are consolidating your funds to make it "easier," could make it more difficult for the lender to properly document.
So leave your money where it is until you talk to a loan officer.

For more great home buying information please visit our site at Valley Home Store!

Bank Owned Homes for Sale at McDowell Mountain Ranch

McDowell Mountain Ranch Bank Owned Homes for Sale

Bank Owned Homes for Sale at McDowell Mountain Ranch - McDowell Mountain Ranch is a 3200 acre master planned community located in northeast Scottsdale at the foothills of the McDowell Mountains. McDowell Mountain Ranch is nestled next to the McDowell Sonoran Desert Preserve, giving this community outstanding views and a backdrop overlooking the natural beauty and serenity of the mountains. McDowell Mountain Ranch was opened in 1995. There are 26 distinct neighborhoods and nearly 4000 homes at McDowell Mountain Ranch. Choose from many different styles of homes from condos and townhouses to single family homes and luxury estates. There are currently 55 homes for sale at McDowell Mountain Ranch.

Click and of the links below to find your next home at McDowell Mountain Ranch!

Bank Owned Homes for Sale at McDowell Mountain Ranch

Homes for Sale at McDowell Mountain Ranch

Short Sales at McDowell Mountain Ranch

Solutions Real Estate will work diligently to make your transaction smooth and successful. Whether you are buying a home at McDowell Mountain Ranch or selling your McDowell Mountain home, we can help! Call today to schedule your private consultation. 480-560-6934
or email us at any time at ExploreScottsdaleArizona@cox.net .

We look forward to working with you!

Winter Homes for Sale at Fulton Ranch – Homes for Sale at Fulton Ranch

Winter Homes for Sale at Fulton Ranch ~ Fulton Ranch is a beautiful master planned community located in Chandler Arizona. Fulton Ranch offers homebuyers five distinct communities to choose from. When viewing homes for sale at Fulton Ranch take notice, there really is something for everyone! Fulton Ranch is surrounded by lush landscapes, walking and jogging paths and a 28 acre lake system featuring streams and waterfalls.

To view all homes for sale at Fulton Ranch click this link!

Fulton Ranch offers many styles and prices to suit any homebuyer. Looking for a luxury home for sale in Fulton Ranch? Would you prefer a lakefront home in a gated community? Are you just starting out and would like to buy a single family home in Fulton Ranch? The possibilities are endless and this unmatched Chandler community. Looking for a Green Home for sale in Chandler? Fulton Ranch has green homes with energy efficient appliances, insulated windows and skylights to even the most earth friendly buyer happy!

Homes for Sale at Fulton Ranch

Thinking about buying an investment home? Fulton Ranch is one of the premier locations for winter visitors and second home investors. Offering buyers unbeatable prices and amenities Fulton Ranch is sought out by homebuyers looking for luxury at a great price. Fulton Ranch also has townhomes and condos for residents who make Chandler their temporary winter getaway.

Fulton Ranch Attractions and Amenities

Fulton Ranch attractions include day trips to Tucson, Mexico, Sedona and the Grand Canyon. Shopping is just around the corner at the Chandler Fashion Mall and the San Tan Village Outdoor Mall. Visit the Phoenix Zoo or any of the area museums with just a short trip.

Work, shop and play, Fulton Ranch is the place to be!

We pride ourselves in taking special interest in the needs of our clients. We will work diligently to help you buy or sell your home. Whether you are buying a home for sale in Fulton Ranch or selling your Fulton Ranch home, let us help you. Search our site for homes that interest you then simply call 480-560-6934 or email us at ArizonaBuyerGuide@gmail.com with any questions. We look forward to being your real estate company of choice.

Bank Owned Homes for Sale in Las Sendas - Homes for Sale at Las Sendas

Bank Owned Homes for sale in Las Sendas – Las Sendas is a community in North Mesa located near Power Road to the West and Thomas Road to the South. Las Sendas is a master planned community that boasts spacious and open living. Las Sendas was developed to enable the native Arizona wildlife to live and flourish while providing a sanctuary for homeowners who want to enjoy the beauty of the desert.

Las Sendas bank owned homes give the savvy homebuyer an enormous opportunity to purchase a bank owned home at an excellent price. There are currently 43 homes for sale at Las Sendas and several Bank Owned Homes for Sale. Visit our site today to view the many bank owned homes for sale at Las Sendas. Our website is easy to navigate and lets you create custom searches all with no registration.

To view all homes for sale at Las Sendas, click this link!

Solutions Real Estate will work diligently to make your transaction smooth and successful. Whether you are buying a bank owned home at Las Sendas or selling your Las Sendas home, we can help! Call today to schedule your private consultation. 480-560-6934 or email us at any time atArizonaBuyerGuide@gmail.com We look forward to helping you find your next home!