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Valerie McNeal, CDPE, CRS, GRI, IRES

Foreclosure Prevention Workshop

This struggling economy has been tough on Maryland families. If you are in danger of losing your home, we can help. Please join us at the Foreclosure Prevention Workshop where you will have the chance to sit down, one-on-one, with housing counselors, mortgage lenders, attorneys and other experts to discuss your options to keep you in your home. Please contact me to RSVP.

If you are interested in receiving a FREE foreclosure legal consultation at the event, please contact the Pro Bono Resource Center of Maryland at 1-800-396-1274 ext. 3053 to pre-register and learn how to prepare for the legal consult.

Foreclosure Prevention Workshop

Hosted by Congressman C.A. Dutch Ruppersberger

Saturday, November 19, 2011
10:00 AM -3:00 PM
Deer Park Elementary School
9809 Lyons Mill Road
Owings Mills, MD 21117

The following lenders have been invited:

Please bring these items with you:

Bank of America

Hardship letter

Citi Mortgage

Last two months' bank statements

Chase Mortgage

Last two pay stubs

Wachovia/Wells Fargo

1st Mariner Bank

2010 or 2009 tax return
Any notifications regarding foreclosure

BB&T

Other relevant documentation

Bogman, Inc.

SunTrust Bank

American Home Mortgage Servicing, Inc.



Valerie McNeal
RE/MAX Advantage Realty

Baltimore, MD
Direct: (443) 405-3587
Office: (410) 740-1200
Cell: (301) 704-8129
FAX: (866) 796-3809
E-mail: Valerie@TheMACTeam1.com
Website: http://themacteam1.com

Maryland Housing Inventory Snapshot MD - October, 2011

Valerie McNeal
RE/MAX Advantage Realty
Direct (443) 405-3587
Office (410) 740-1200
Cell Phone (301) 704-8129
Fax (866) 796-3809
Valerie@TheMACTeam1.com
www.themacteam1.com


RE/MAX

Dedicated to Helping Families In Financial Distress

Graduate Realtor Institute

International Real Estate Specialist

Certified Distressed Property Expert & Residential Specialist



I hope you will find the following snapshot of local Real Estate inventory interesting. The table represents aggregated values based on MLS data for the specified date.

Housing Inventory Snapshot September 27, 2011
Average List Price Median List Price Average Days On Market
Anne Arundel County, MD
Single Family under $500K $318,362 $315,000 155
Single Family over $500K $996,491 $735,000 204
Condo/Townhome under $300K $181,441 $199,900 153
Condo/Townhome over $300K $501,721 $399,900 144
Baltimore County, MD
Single Family under $500K $259,456 $240,500 146
Single Family over $500K $941,055 $695,000 175
Condo/Townhome under $300K $151,075 $147,500 143
Condo/Townhome over $300K $421,729 $365,000 133
Baltimore City, MD
Single Family under $500K $200,724 $189,000 149
Single Family over $500K $879,116 $699,900 200
Condo/Townhome under $300K $109,584 $99,900 176
Condo/Townhome over $300K $499,367 $385,000 161
Howard County, MD
Single Family under $500K $370,409 $379,900 131
Single Family over $500K $842,000 $729,900 140
Condo/Townhome under $300K $204,143 $224,000 130
Condo/Townhome over $300K $393,808 $369,000 82
Montgomery County, MD
Single Family under $1M $531,065 $499,000 102
Single Family over $1M $2,027,071 $1,595,000 135
Condo/Townhome under $600K $258,290 $249,250 106
Condo/Townhome over $600K $937,945 $759,000 96
Prince Georges County, MD
Single Family under $500K $229,639 $210,000 152
Single Family over $500K $693,430 $622,777 194
Condo/Townhome under $300K $136,740 $132,500 152
Condo/Townhome over $300K $393,227 $365,000 154
District of Columbia (DC), DC
Single Family under $1M $434,524 $369,000 104
Single Family over $1M $2,983,257 $2,100,000 125
Condo/Townhome under $600K $302,643 $280,000 120
Condo/Townhome over $600K $1,225,887 $910,000 111
Carroll County, MD
Single Family under $500K $316,306 $310,000 159
Single Family over $500K $821,180 $675,000 179
Condo/Townhome under $300K $175,082 $179,900 157
Condo/Townhome over $300K $346,536 $322,900 134
Harford County, MD
Single Family under $500K $308,924 $300,000 153
Single Family over $500K $742,338 $625,000 209
Condo/Townhome under $300K $180,091 $180,000 132
Condo/Townhome over $300K $436,068 $399,900 166

If you know someone who is considering buying or selling a home, please give me a call. I will provide professional & courteous service along with knowledgeable guidance through the process.


With very best regards,
Valerie McNeal
RE/MAX Advantage Realty
Direct (443) 405-3587
Office (410) 740-1200
Cell Phone (301) 704-8129
Fax (866) 796-3809
Valerie@TheMACTeam1.com
www.themacteam1.com


How To Get A Promotion

HOW TO GET A PROMOTION

Work your butt off
It might sound obvious (okay, it is obvious), but nothing—nothing—takes the place of good old-fashioned hard work. If finishing a project or meeting a goal means going into the office early or coming home late, consider it a worthwhile sacrifice (yes, even if your coworker is clocking out at 4:59). This doesn’t mean you should sleep at the office, but putting in extra man-hours is a great way to get yourself noticed. Trust me, life gets easier at the top.

Stay away from office gossip
There’s this saying that small minds discuss people, average minds discuss events and great minds discuss ideas. Be an ideas person—your coworkers aren’t going to give you the cold shoulder for staying clear of all the cubicle drama (in fact, you’ll probably be more liked and respected).

Dress for the job you want, not the one you have
In a lot of ways, you are what you pretend to be (and what others perceive you to be). So if you have dreams of becoming a CEO, wear a suit. Yeah, I know, businesses these days are way more casual than that. But wearing jeans to the office isn’t exactly going to scream “management material.”

Leave your personal business at home
Your boss wants to know you’re focused on your work, not the meaningless fight you had with your significant other that morning (a disagreement that, let’s be honest, will have blown over by dinnertime anyway). This means no taking phone breaks to hash things out or dishing about your drama to your coworkers.

Do the tasks nobody else wants to do
Almost every manager and CEO was in your position at some point (really), so show that you’re willing to put in the work that they once did—even if it includes a project that is less than ideal. (Sure, I’d love to reorganize that 30-page spread- sheet!) Just be careful not to take on too many extra projects to impress your boss; you don’t want to spread yourself so thin that your work performance suffers.

Snag a mentor
If you're lucky enough to have the attention of an expert in you field, stay in touch (this means putting in some in-person time on his or her schedule). If you don't already know anyone who has the job you want some day, send an email to someone who does, asking to meet for a quick informational interivew. Offer to take him out ot lunch, and be sure to do your homework on him so you're armed with plenty of questions (just don't go overboard and make it an interrogation).

Be flexible
In this economy, employees are being asked to relocate or take pay cuts. Clearly, neither of these are desirable options, but if you can survive the storm, so to speak, you might move up the ladder faster when everything blows over.

Don’t tweet about your morning meeting
In fact, stay off of social networking sites like Twitter and Facebook altogether at the office, and always be careful what you post during off-hours. Your boss really won’t be impressed that you’re “SO GLAD IT’S FINALLY FRIDAY!!!” when she’s still waiting for you to finish a report.

Toot your own horn
If you’re called in for a review, come prepared with an organized portfolio of everything you’ve contributed to the company. If your boss is okay with it, you might even arrange to send her a biweekly email outlining where you are in terms of reaching your goals. Listen, if you don’t promote yourself, nobody will. So don’t be shy about showing off all the hard work you’ve done, and definitely don’t hold back when it comes to sharing your ideas.

Don’t be a hero by not taking days off
If you really do have a nasty cold or fever, your boss (and anyone who works around you) would much rather you stay home and get better than drag yourself—and your germs—into the office. That’s why sick days are built into your company’s schedule. Know what else is? Vacation days. You’ll be a better worker if you take some time to recharge your battery.

For help with Foreclosure Assistance or to Sell Your Home, Please Call:

Valerie McNeal, CDPE, CRS, GRI, IRES

The MAC Team of RE/MAX First Choice

410-391-6900 Office

443-405-3587 Direct

301-704-8129 Cell

Make It A Great Day!! On Purpose!

Click below to get the updated market stats of the Baltimore Metro Area.

http://www.rbintel.com/vidembed/i/Baltimore-Metro/

1-866-796-3809 eFax

Check out my website at:

www.TheMACTeam1.com

"Thank You For Your Referrals and Your Continued Trust"

Just In Time For The Holidays ~ Great Short Sale Opportunity in Joppa, MD

Please contact Valerie McNeal with questions regarding the short sale opportunity or visit my website at:

www.TheMACTeam1.com for more details.

Valerie McNeal, CDPE, CRS, GRI, IRES

Certified Distressed Property Expert and Residentail Specialist, Graduate of the Realtor Institute and International Real Estate Specialist

www.TheMACTeam1.com

301-704-8129 Cell

OPEN HOUSE THIS SATURDAY 12-2PM ~ 2316 Orleans St ~ HOPKINS RUN AT PATTERSON PARK


Valerie McNeal, CDPE CRS, GRI

Certified Residential Specialist & Distressed Property Expert


Valerie@TheMACTeam1.com
http://www.themacteam1.com



Now is the time to take advantage of the First-Time Home Buyer Tax Credit, which Congress in February increased to $8,000 from $7,500 and eliminated the repayment requirement.

PLUS- The Developer is giving $5K towards your Closing Costs and the State of MD will Match another $5K!! That's $10K in Closing Help.

PLUS- Live Near Your Work Program will give $6K towards your closing costs for a total of $16,000 to close.

PLUS- If you close before April 15 of this year, you can claim the $8,000 on this year's taxes and get it back - In THIS YEAR'S TAX RETURNS!!!

If you or or client is hesitant to purchase on Orleans St, Check this out- The whole block is being renovated. This block will serve as a forefront for all the other development projects happening in the "Hopkins Area". There are HUGE Renovation projects happening in this area of East Baltimore because of the Hopkins Biotech Project with the neighborhood experiencing a "Renaissance". Patterson Park has been a long-time, well-established community with lots to offer its residents including the famous "Pagoda", Music concerts in the park in the Summer, Swimming Pool, Basketball & Tennis Courts. Canton is on the other side of the Park with great restaurants, Harbor views, Great night-life.

Check out the Virtual Tour: http://marketing.remaxdesigncenter.com/90/49090/790282/790282.ipv

Come to the OPEN HOUSE this Saturday at HOPKINS RUN AT PATTERSON PARK and see what all the buzz is about.

Call me with questions, 301-704-8129

OPEN HOUSE ~ THIS SATURDAY, 12-2PM Click here to unsubscribe.