I'm really concerned that those who've taken advantage of the super low rates in the last few years won't tolerate anything much higher. Even I'm getting to where I say that 5.5% is high. How did this happen? I'm pretty middle aged and I thought a rate under 7.5% was just like getting money for free 10+ years ago!
Apparently the mortgage industry has a big competitor for money right now---the fed! Nothing we do to prop up the markets in our country is free! I think we've been charmed into the idea that there is a pot of gold around every corner, so don't worry, be happy!
If a home is in your future, or a move is in your future, price the home and mortgage rate with a little wiggle room so that you can get what you need, and some of what you want.
Will these rates last for years to come? Who knows?
Am I really the best judge? Maybe not, but it makes me happy to think I am.
I think I'm doing just fine, GET SMART!
In a rural community, it may be a half mile or so to your neighbors, but your neighbor just might be your local volunteer fireman/woman.
Not too long ago I had a fire start in a rural subdivision that I was marketing in Shepherd Montana, a grass fire not a house fire. The local rural fire department responded and worked all day and into the evening to put out the embers and hay bales that take a long time to burn.
The owner of the subdivision, from Phoenix, was notified of the situation. His response was not one of gratefulness, but one of thoughtlessness "well, there's a fire department right? I'm sure they'll handle it, that's what I pay those taxes for". I might add that at the time he was 2 years behind in his taxes.
I thought, you jerk, these people left their jobs and families to come out to your land and fight this fire and you have no appreciation for their work and dedication. I myself thanked the firefighters and brought them pizza and drinks. They wanted me to know how the dry grass was such a dangerous fire hazard that they were really glad we didn't have a wind.
Just remember, as we head into fire season, that some people are such good neighbors that they'll drop what they're doing and come and put your fires out.
Help them out and thank them whenever you get the chance.
On a local note, thank you to Lance Taylor, EJ Jensen (my husbands cousin) and Keith Kolstad for the hard work writing and applying for a $935,487 grant to fund new communications equipment for following departments: Worden, Shepherd, Custer, Molt, Broadview, Blue Creek, Haley Bench and Lockwood.
I suppose it's whether you're more likely to make wine or kill weeds.
What's up with the explosion of dandelions this year? Hot topic at my local coffee shop, and I thought it was just me!
We don't make dandelion wine, and I'd like to kill the weeds, but my husband insists that they don't hurt anything and wants me to just leave them alone.
I think they really like the fertilizer he put on, kinda like grow juice. I'm really tempted to get the 2 4 D out there and clean these suckers up, but he's a bit against the herbicides, so!
Maybe I should learn to make wine. But then the question is, how do you harvest these guys out of the yard? Sounds labor intensive to me.
I wish I would've known about this last year! Maybe we wouldn't of froze the tops off our tomatoes and beans!
I don't know if it's folklore, farmer/gardener lore or something my mother should have told me, but apparently the lilacs blooming are a signal that it's safe to plant here in Montana. I think this is true for other parts of the country as well!
I talked my husband into some raised beds this year, mostly so that I can cover the plants that I want to keep early in the fall to protect them from frost. We had late tomatoes last year (had to replant) and by the time they really started coming on, we were hit with another killing frost! This year I'll have a better system to cover them at night, I'm getting out the big plastic!
Here's a couple of pictures of the lilacs blooming, I need to get me some of these!
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