For most people, buying a home represents one of the largest purchases they’ll ever make. Here are some factors to consider before you start shopping for your next home:
* How much money you want to spend.
* What type of home you would like.
* Where you want to live.
* When you want to move.
* How much you qualify to borrow and what type of financing is available to you.
To help you focus on affordable homes and neighborhoods and keep your expectations realistic, it pays to get pre-qualified by a lender right away. When you start your search, you will want to get pre-approved for a loan as soon as possible. The pre-approval process includes a credit check and employment verification. Once you are pre-approved and make an offer, all the lender needs to do is appraise the property you want to buy.
Why is pre-approval so important? Sellers are more likely to choose an offer that is pre-approved over an offer from someone whose financial picture is still in question. Get pre-approved and you strengthen your position in the eyes of most sellers.
Warm regards,
The Davidson Team
"Start Packing Today!"
The secret to minimizing stress when you move into your next home is to make a checklist of all essential activities that need to be addressed before, during and after your move. Here are some of the items that should be on your list:
* Reserve a moving van or make a reservation with professional movers well ahead of time.
* Arrange for utilities, cable and phone service to be working at your new home on the day you move in.
* If you’re moving to a new area, ask for referrals for doctors, dentists, and specialists.
* Request copies of all medical and dental records for family members and pets.
* Refill all prescriptions to make sure you don’t run out too soon after the move.
* Set up new checking and savings accounts and safe-deposit boxes.
* Lightly water any plants you plan to bring to your new home.
* Back up your computer files and secure the back-up disks.
* Empty the fuel from lawnmowers and other power equipment before moving them.
* Have your car(s) serviced and filled with gas.
* Pack a box of basic items you'll need when you first arrive (toothpaste/toothbrush, blankets, coffee pot, etc).
* Before you leave, walk through your old house to make sure everything is turned off.
We hope you find this checklist helpful. You’ll also find helpful information, buying and selling tips, MLS property searches, town and community information and more at www.WenatcheeHouses.com.
Warm regards,
The Davidson Team
"Start Packing Today!"
Buying a new home is an exciting and positive experience for some people. But it’s also normal to feel a wide range of other emotions as you make your way through the process.
Many people experience buyer's remorse, a common reaction to the stress and uncertainty of buying a home that causes you to endlessly question your own decision. Another common reaction is buyer's frenzy, where you're so excited about your new home that you spend too much money on new furniture and appliances and are shocked when the credit card bills come in. Buying too much stuff too quickly can also create problems when lenders review your credit-to-debt ratio.
If you're experiencing doubt, confusion or other strong emotions connected with buying a home, it’s helpful to write down a list of pros and cons concerning your house purchase. While all major financial decisions have both upsides and downsides, you’ll see that buying your home is still a smart decision.
Vist our website at www.WenatcheeHouses.com for additional home buyer and seller tips.
Warm regards,
The Davidson Team
"Start Packing Today!"
Even after the purchase and sale agreements are signed on your new home, situations can arise that may delay closing the transaction. As an experienced real estate professional, I will help make closing as smooth as possible by identifying and addressing these items:
* Removal or waiver of common contingencies, including financing and sale of current property.
* Obtaining a formal property appraisal to help your lender confirm the value of the home.
* Obtaining closing documents from the real estate attorney and having them signed.
* Recording the deed and disbursing funds.
* Getting the keys from the seller.
* Communicate, communicate, communicate
Once the marketing and price negotiation is done, I’ll put my experience to work to make sure you close on your new home as quickly and stress-free as possible.
Warm regards,
The Davidson Team
"Start Packing Today!"
Buying a home is a lengthy and sometimes stressful process, not to mention a significant financial commitment for most people. And even as the ink dries on the last document, you face the additional hassles of packing and moving into your new home.
Here are some ideas to help you manage your move and keep stress levels in check:
* Understand that it’s normal to feel nervous or even tentative during a move.
* Use me as a resource when you have questions about your new neighborhood, including schools, restaurants, shopping, banking and more.
* Keep plenty of cash available for emergencies and unexpected expenses during the move.
* Have fun! Bring in your friends to help with packing and preparations and order plenty of pizza to reward their efforts.
* Arrange for some down time to relax, recharge and NOT think about the move for awhile.
* Have your phone service and utilities disconnected at your old house and working in your new home the same day you move in.
If we can help you with your move or answer any questions for you, please contact us any time. Also, please visit our website for additional real estate resources and information at www.WenatcheeHouses.com. Warm regards, The Davidson Team "Start Packing Today!"
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