My wife is one of those people that can pack a suitcase like no other. I declare, when we go on trips, she can pack everything except the kitchen sink. She also is one of the hardest workers I know. She plans her choices wisely each morning, preparing for the things she wants to accomplish that day. Some people might think she is a little over the top but, in reality, it is a wise move because she knows how valuable time is.
I was driving though a parking lot the other day and I saw two people having a conversation. I couldn't hear them, but they were quite animated. I can tell you that, whatever they were talking about, it had them shaking their heads so much, they looked like a couple of bobble head dolls! I didn't need to hear them to know that they were complaining about something and not solving anything. Stay away from the bobble heads in life and work with people who have their heads firmly planted on their shoulders.
Are you good at something? Of course you are! Do you remember the game where you would put as many pennies on your elbow as possible, then swing your arm down quickly to try and catch as many as you could in your hand? I used to be really good at that, but, I can remember driving my mom crazy because, when I missed, there were coins everywhere. You should be proud of who you are and not be burdened by others expectations. I challenge you to make a list of what you are truly good at, you may discover you have many more talents than you realized. This will help you catch the real coin in life.
I started the New Year by watching too much football. I noticed that the announcers, no matter what game I turned to were constantly making references to which coach had prepared the best game plan. As you start the New Year do you have your game plan in place? If not, now is the time to implement your plan for a successful 2009.
I have taught my kids that I don't believe in or depend on luck for anything. I have taught them that the only thing they will receive in life isthe opportunities they create for themselves through diligenceand hard work. If you truly were waiting for luck to show up you could be waiting your whole life. I don't want to wait that long!! So plan, prepare and execute. Have a great New Year!
It's getting close to a decade since I decided I wanted to assist individuals and families by helping them achieve a piece of the American dream... a home of their own.
When I was 19 I knew that I wanted to own a home. So, I read several investment books and attended numerous seminars. They all had the same message: OWN YOUR OWN HOME. So after alot of searching, I went out and purchased my first home later that year.
Boy was it a winner.
The house was built in 1917 (making it 75 years old), surrounded by a quarter acre of blackberry bushes and tall grass. It didn't matter; at 19 I had plenty of sweat equity ready to pour into the project and did I ever. I worked hard on that yard for nearly three years, making some progress also on the electric and plumbing.
Then I got married.
It's funny how that three year old project got finished up within a couple of months from the time of saying "I Do". Obviously, my new bride helped me gain an even greater focus on the project, plus she was willing to roll up her sleeves and pitch in like a trooper.
Several years later, after the purchase of a newer home, a couple of great children were added to our family. After completing a couple of 10 year careers I decided I wanted to do something that I really loved. During the past 20 years I had purchased a couple of rental houses along the way. Since then I have been involved with several Home Buying seminars and have worked with countless individuals and families desiring to finance their own dream home. To help me do a better job for my client's I have studied and achieved certification to teach education classes to Real Estate Agents (something I've been doing for several years now). Without a doubt; helping others has become one of the most rewarding jobs I have ever held.
For instance... When I was new to the business one of my first clients
walked into my office, sat down at my desk and said to me "I don't think I can get a home, but my lifelong dream has been to own one." I told her anyone can own a home, it just depends on how bad you want it and if you're willing to take the time to make it happen. We worked for six months to get everything done. Two weeks before Thanksgiving I heard keys jingling and a woman yelling in the lobby: " I got my house! I got my house!" She came over to me with tears in her eyes and gave me a huge hug.
She was able to achieve her dream in spite of the obstacles. That is why I'm in this business.
Several years ago, a medical challenge in our family required us to travel clear across the United States in search of special medical help for one of our children. It was a life threatening situation.
When we arrived at the medical facility we were able to connect with the staff at the local Ronald McDonald House http://www.rmhcseattle.org. They provided us with a place to stay, warm meals and moral support . Being at the receiving end, our family can personally attest to the great commitment the staff and volunteers at the Ronald McDonald House have for helping families in need.
Once we were able to return home with a healthy child we've made it our mission to try and give back some kindness by providing a dinner once a month, with the help and generosity of friends and family, to those who are staying at the Ronald McDonald House here in Seattle. We serve between 75 to 120 people on any given night. If you or your group would like to donate a dinner to the local Ronald McDonald House http://www.rmhcseattle.org , please call Judy Adams at 206-838-0606 or email her at Judy@rmhcseattle.org http://mailto:Judy@rmhcseattle.org or you may contact me for further information.
I'm sure that you will find your efforts well rewarded by serving the needs of others in their time of real need. I know we have.
Rick,I wanted to drop you a note to let you know how grateful I am to have had your assistance with my home loan. As a CPA, I have a habit of wanting to over-analyze the options and understand every aspect. Your knowledge of the different products available was impressive and your patience with me was much appreciated. Also, I appreciate how you kept us informed of the process along the way and guided everything to make sure it stayed on track. Knowing that you were watching the details helped ease my worries through the process. I look forward to working with you in the future for both me and my clients.
Craig Chucka, CPA
Chaffee Geddes Chucka, PLLC
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I have had the opportunity to work with Rick Huffman over the past few years and have been very impressed with the way in which Rick conducts business.In 2003 we asked Rick to do three loans at the same time and the results were very impressive. He made sure there were no problems, kept us informed at all times and went the extra mile to complete the jobs with no hitches.I have since been working with Rick volunteering at the Ronald McDonald House in Seattle for the past three year and know he has a great commitment to his customers and the community. I recommend him highly if you want the job done and done correctly.
Susan
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I am a two time customer of Rick's in less than one year. I am a tough customer and know it, do my research and push the envelope wherever I can. Rick demonstrated he is willing to go the extra mile to do the best for his clients, even in a very tough environment. I would recommend his services to anyone considering a refi or a new mortgage, he will be honest and diligent in getting you the best outcome he can.
Terri Schwan
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