William J Archambault Jr

Keeping An Open Mind

with regards to socializes Medicine requires "the willing suspension of disbelief" to believe that there can be any cost savings. But, Keeping An Open Mind, I listened as the Anti-American Socialist Party explained that much of the new cost was going to come from new taxes on "medical devices" and "selected private health insurance plans" I listened as they explained how we could tap into and tax the very cost we were trying to lower.

Keeping An Open Mind I applied "The Scientific Method" to analyze my initial conclusion, could this be any thing, but absurd?

"The Scientific Method"

1. Theorize.

2. Research.

3. Form a Hypothesis.

4. Test the Hypothesis.

5. Analyze your test.

6. Publish your findings!

1. Theorize. You can tap/tax things to power them. Thus we should be able as Obama has suggested tax the components of health care to lower the cost. Health care should be self sustaining.

2. Research. There is precedents in the third world for self-sustaining cultures. It worked for the Donner Party and those athletes that crashed in the Andes.

3. Form a Hypothesis. A well planed Society or machine should be capable of self-sustained production.

4. Test the Hypothesis. Can any thing be self-sustaining/self-powering? We can't test Obama care despite such system has ever been dismantled despite there failures. So we'll try an electrical system. Plugging a light into a power strip plugged in to the wall lights the light. If the power strip powers the light then plugging the strip into it self should power the power strip and the light.

5. Analyze your test. No matter how I tried the light wouldn't light! We can't tax a service to pay for that same service! To believe the socialist we must embrace "the willing suspension of disbelief" the system as proposed can not work! This must be why Congress and selected Unions are omitted from the system.

6. Publish your findings! "Well'a!"

Wisdom Is Timeless! Consider the following from the late B. Franklin:

"An investment in knowledge pays the best interest."

"Content makes poor men rich; discontentment makes rich men poor."

"A house is not a home unless it contains food and fire for the mind as well as the body."

"A learned blockhead is a greater blockhead than an ignorant one."

"A place for everything, everything in its place."

"All mankind is divided into three classes: those that are immovable, those that are movable, and those that move."

"Anger is never without a reason, but seldom with a good one. "

"Any fool can criticize, condemn and complain and most fools do."

"Any society that would give up a little liberty to gain a little security will deserve neither and lose both."

"God helps those who help themselves"

"Half a truth is often a great lie."

"Having been poor is no shame, but being ashamed of it, is."

"He that can have patience can have what he will."

"He that is of the opinion money will do everything may well be suspected of doing everything for money."

"He that lives upon hope will die fasting"

"He that waits upon fortune, is never sure of a dinner."

"He that won't be counseled can't be helped."　

"Honesty is the best policy"

"How few there are who have courage enough to own their faults, or resolution enough to mend them"

Why Real Estate? Of All The Career Choices Why Real Estate

Think about it! Why Real Estate? What attracted you into a career selling or financing real estate?

It can't be security! Sales are cyclic. Were you misled? The first 17 of the last 20 years just kept getting better. At the same time almost any fool could succeed, at least to their personal standards. So again I ask Why Real Estate?

Now that you know the true nature of a career in real estate Of All The Career Choices Why Are You Still In Real Estate?

Why Real Estate?

Is it the money? The money can be good, it can be great, but those making great money could do well in many fields! Why Are You Still In Real Estate?

Why Real Estate? Is it the freedom? In what other field can you work only half days and it not matter which twelve hours you chose? How many careers let you be on call 24/7/365?

Why Real Estate? Is it the prestige? Where have you been for the last three years? Only used car salesmen and a few knowledgeable consumers look up to us. Of All The Career Choices Why Are You Still In Real Estate?

 Why Real Estate?

Is it the employee benefits? Ya right!

Why Real Estate?

Because, I've never found any thing more satisfying!

I am an amateur social anthropologist, I love watching people, in all their follies.

Because, in real estate every thing I've ever done has been good for my clients. Where else can you leave every one better off for having dealt with you?

Because, I never accept "no" or "it can't be done!" Just because some one else can't do some thing doesn't bother me. In what other field can we have the independence to set our own limits! "There is always more than one way!"

Because, I've been able improve many lives. Not only my clients, but my real estate developments go no enriching countless others who'll never know me!

Why Real Estate?

Because, there is no greater satisfaction improving lives! For me, after smashing my leg it meant returning to a very specialized version of where I started in lending. It gave me a chance to deal with 20 to 50 people for each of my REALTORS®. Today I sell a few books and teach!

Why Real Estate?

And, you, Why Real Estate? What's your excuse?

We're Are Not Bigots / Were Not / We're Not We're Not / Or Are We? Do troubled home owners deserve an chance, any chance?

Is it enough to comply with the Civil Rights Law?

Title VI of the Civil Rights Act of 1964
http://www.hud.gov/utilities/intercept.cfm?http://www.usdoj.gov:80/crt/grants_statutes/titlevi.txt

"Title VI prohibits discrimination on the basis of race, color, or national origin..."

The Fair Lending Act is similar.

So you don't discriminate based on race or color and the only time your interested in National Origin is when people can tell you stories of exotic places. So we're legal! No question about it, we're legal. I agree. But, are we any less a bigoted?

There is a pervasive, Orwellian, holier than thou attitude circulating during our present housing crisis. A recent featured blog took the position that many troubled home owners shouldn't be allowed to even try to save their homes! All because the blogger didn't like the mitigation offered to these unknown strangers! The statement was made that: "I'd rather have them get out now, rent until their credit is repaired, and buy again in three years--they will still come out ahead."

Don't get me wrong the blogger and his commentors (me included) are good people! But, they would deny troubled home owners a choice/chance, because they (the commentors) don't approve of the solution offered. These same would be leaders and many of them are other wise good leaders, would dictate to the banks how they and theirs are entitled to the banks stock holders money!

I equate these people with smokers until recently. Many good people use to smoke. These good people would rather die than offend others with body oders, would never deliberately offend anyone yet they would blow smoke at you and pollute the air you breath. Like smokers I don't think any of them have though just how arrogant there altitudes are.

If the people are serious George Orwell may have explained it best! "ALL ANIMALS ARE EQUAL, BUT SOME ANIMALS ARE MORE EQUAL THAN OTHERS"

At the close of Orwell's book it's easy to see "Napoleon" is representing our Bloggers and Commentors, and

Strategic Defaulters Unite For Personal Economic Recovery! :>) Much self serving testosterone saturated bovine dropping have been published promoting the idea that consumers were some how duped into mortgage loans they were to stupid to understand.

Balderdash!

There are only individual humorous antidotal proofs of such causes and only primary and general election results to support the idea of mass idiocy.

For what ever reason we did experience that first wave of foreclosures. Strategic default has seemingly been forced upon you by the systematic sabotage of your hard earned equity by banks, bankers, appraisers and their regulators, luting both home owners and their own stock holders.

With the first round of foreclosures the banks (including all forms that ended up in control of the foreclosed properties.) ignored their fiduciary duty to their stock holders. Abandon their obligations to their debtors. Flaunted the very duties agreed to by accepting a privilege license to do business, in the first place!

The first attack on your equity and their stock holders security was dumping large numbers of REO's on the market at below market value. This not only caused higher deficience balances for the troubled debtors, it caused the bank's owned stock holders to take greater losses than necessary. An unintended consequence was the lowering of all home values in their service area.

When these REO's did sell and subsequently individual home owners sold their properties, these very banks forced appraisers to violated a century old appraisal policy of ignoring distress sales when determining value. This further reduced private equities causing the REO's to be reduce further to remain below market, again reducing private equities in a never ending chain.　

As REO volume grew and short sale request became common did the banks determine properties values by the use of licensed appraisers, at an arms length as they demanded of the consumers? No they used BPO's! Licensed real estate people but not acting in the scope of their license, when an agent provides a BPO for cash that's an appraisal, not to be confused with providing the same information to a buyer or seller in an attempt to secure a listing or sale. Without the safe guards we're told are so necessary for an appraisal! We can only assume these non-appraisers non-appraisals further lowered every ones equity.

Strategic Defaulters Unite For Personal Economic Recovery! :>) It is time for the biggest tort claim since the tobacco settlements! Strategic Defaulters Unite in a class action against every bank that has destroyed your equities by selling REO's below market in the last two years.

Included every institution accepting short sales below market in the last three years.

Included every appraiser who included distress sales as comparables in the last two years. (This will allow all sellers in the last two years weather successful or not to be additional plaintiffs.) 　

The suit will be based on conspiracy, violation of public trust, interference with business, and racketeering under The Racketeer Influenced and Corrupt Organizations Act, RICO standards.

Strategic Defaulters Unite For Personal Economic Recovery!