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Diet, exercise, reading more, breaking a habit, starting a habit; New year's resolutions are filled with great intentions, and if disciplined properly and truly committed to, can become life changing opportunities! A new year, in a fashion, brings a breath of fresh air. 2008 certainly wasn't a year that many want to keep in the record books, for various reasons, but 2009 is now here and offers up fresh opportunities for change! Many people ask my opinion of the Idaho real estate market, and though I am no economist or Nostradamus, here is my take for 2009: First, I must admit, that this market has taken a sharper change than I ever anticipated. If you would have asked me about a bubble burst in the Boise real estate market in 2005, I would have laughed, shook my head & said "no way!" And though I believe the bubble hasn't burst, it has a pretty significant leak! From 2004 and well into 2007, Idaho real estate experienced over 50% appreciation and things were good! Now we are seeing prices drop toward those prices of 2002/2003. With banks and mortgage companies changing their lending practices and guidelines being more restrictive, buyers now may have to actually have some down payment money to buy a Boise home or Nampa home. Now, it's inevitable that there will be new loan programs introduced in this new year, but for now, it is common for home buyers to bring 3 - 3.5% down payment money to closing. So, prices are down to the point of 5-6 years ago...they are LOW! Can they go lower? Maybe in some price ranges, but there is a point of diminishing return accompanied by the law of supply and demand. Our local average household income may not be able to support the sale and purchase of many homes over $300,000; there still may be some "softness" on those prices. When looking at the $100,000 range of homes for sale in Idaho, however, there are more buyers! Now that the holidays are behind us and the newness of 2009 is here, coupled with some of the lowest interest rates we've seen in years, homes will begin to sell faster, creating a bench or "bottom" of this market. Keep in mind, there are many adjustable rate mortgages that will adjust throughout 2010, however, rates are dropping & those home owners should be able to withstand their monthly payments and most likely experience a reduction in their payment. If you have considered Idaho real estate as an investment, this winter (Dec. '08 through Feb '09) will be a great opportunity to do so. Why? Because you will be taking advantage of both a seasonal decrease in pricing as well as the market low. Spring will bring on another breath of fresh air and very likely a slight increase in pricing. Remember, by the time you figure out if the market has hit bottom, it's too late! Check out some of the best buys for Nampa Homes. Apply for a loan with Leon Baker at First Mortgage Co.(Tell him you found his link on sellidaho.com) Go buy a house! Contact Don Wixom at RE/MAX Advantage in Nampa, Idaho at (208) 880-5039 or e-mail wixy@sellidaho.com |
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This article was written by Ken Budka of Freedom Personal Development and I wanted to share it with you, especially after this long wacky election. I hope you enjoy it and NEVER be afraid to invest in Idaho Real Estate!

Fear once had a very basic purpose-it ensured our survival as human beings. This intense, natural instinct is rarely necessary in our modern society today. Though you might feel panicked when you are running late or doing something for the first time, these situations can't compare to what a cave-man must have felt when a saber tooth was about to eat him for lunch.

Fear is All About Imagination
We are incredibly creative, and have an outstanding ability to create fantastic scenarios in our minds. Our thoughts are so powerful that they can produce measurable physical responses within our body, even when there is no real danger.
When it comes to the pursuit of goals and dreams, fear is often present. Our mind is constantly chattering, playing the "what if" game, and creating negative images that can interfere with our success.
You can use this "what if" scenario to your advantage to help overcome fear. To illustrate this, consider one of your goals that causes you stress. For example, you might need to give a presentation to a group of your peers next week. Nothing like a little public speaking to stir up the butterflies in you stomach!

For 2 minutes - jot down all the positive outcomes about giving the presentation and reasons why you will be successful. Don't edit, just write, and let your imagination run wild. There is something extremely powerful about writing things down. It removes the swirl from your brain. You get to organize your thoughts (which your brain loves to do) AND you get to see them in a tangible form. Your list will probably contain multiple entries, possibly a dozen or more.
If you are having trouble coming up with reasons you will succeed, partner up with someone and ask for input. Many times an impartial observer can see your forest much clearer than you can when you are stuck in the trees.
Review each item on your list, taking a deep breath after each one. Practice being relaxed with your breathing. Take full, deep breaths that reach the bottom of your lungs and expand your belly. Exhale completely after each breath and imagine the stress leaving your body.
Finally, as you review each point and take a refreshing, deep breath:
Visualize achieving or experiencing each of the positive outcomes you wrote down. Spend a moment daydreaming and experiencing your success in your mind's eye. Our imagination is the most potent tool for creating our life experiences. Much of who we are is a product of what was first created in our minds. When you picture something and spend time formulating a clear image, you are imprinting that image onto an internal "film" that guides us. The actions we take after formulating our "film" are largely automatic, in support of that program.
The best way to overcome fear is to replace negative images with positive ones. Harness the power of your imagination, and use it to create positive images that support success. Every time you experience a twinge of fear, immediately think about one or more of the positive images you have created. See yourself conquering your fears, and celebrating victory instead.
With practice, an amazing transformation will begin taking place; you will become stronger, and experience greater clarity and conviction each time you feel fear. The real magic is that fear itself will diminish a little faster each time.
It all starts in your mind's eye. You have the ability to change your mind's channel at any time. Just do it.
Be Free!
Ken Budka
Speaker

Many sellers think about taking their home off the market during the holidays. This may be the best time of year to find a serious, qualified buyer who may be in town visiting family for the holidays. This article spells out some good advice for sellers during this time of year. When you are thinking of buying a home, think of Idaho Real Estate! Call Don Wixom for quality service throughout the year!

Should I Take My Home Off the Market During the Holidays?
Written by Blanche Evans
When you look at your November and December calendars you may find the months already overloaded with seasonal obligations -- shopping, entertaining, children's pageants, charity work, decorating the house, and so much more. If you are also trying to sell your home, you are under extra pressure to keep your home in "showtime" condition. And that could be the last thing you need before the holiday spirit is broken.
It is understandable why you would be tempted to take your home off the market during the holidays. And the list of justifications is long. If you are too busy, buyers may be also, and you may find your efforts unrewarded by enough showings. And what if you do get an offer? You may be faced with the possibility of packing and moving during the busiest time of the year. Besides, you can give your house a rest, and it will have better momentum after the holidays. Better to just pack it in and start fresh in January, right? But wait! Most top Realtors agree that taking your home off the market during the Christmas season is a mistake. The house surely isn't going to sell off the market! What is the advantage of that? So you're busy. Let your Realtor do the work. You can leave in the morning, go to work, go shopping, and let your Realtor take care of things. The holidays are a wonderful selling period. Why? Because most people take off work sometime during the season. The husband and wife are both off and want to see houses. Most agents like the holidays because the buyers have more time, and they can look at homes together.

Before you take your home off the market, consider the following points:
Although buyer activity may appear to slow down, the buyers who are actively looking during the holidays are that much more serious. Agents believe the home market is no more affected at Christmas than during other "busy" periods. If that were so, the market would shut down throughout the year as families concentrate on spring weddings, June graduations, summer vacations, and autumn back-to-school activities. Many buyers deliberately choose to shop for a home after the busy spring and summer rush. They know that it will be easier to look, and that negotiations will be less stressful. They may not have children, or they may have grown children, so moving to accommodate the school year isn't a consideration. Finding the right home at the right price, however, is. Relocating families often don't have a choice when they can leave for their new destination. Although 68% of transferring families have children, many families have to transfer during the middle of the school year. These families are that much more motivated to get their families settled in before either the January semester begins, or to arrange for the move during spring break in March. If you sign a contract by New Year's Eve, the timing couldn't be more perfect.

At Christmas time, our culture focuses on family and the home. Preparing for the indoor activities of winter is one of the most enjoyable periods of family life. Allowing buyers to view your home during this most hospitable of seasons lets them better picture their own family life in the attractive environment you have created. When is your home ever more beautiful and inviting? You have cleaned and decorated, and your home looks like a picture postcard. If the results are good enough for family and friends, they will surely be good enough to impress your buyers. Get the family team on board to do a five-minute blitz pick-up every morning to keep holiday messes to a minimum. With reduced inventories and motivated buyers, you will have all the members of the MLS on your team. You may find you have more showings than you would if you marketed your home during a busier time of the year. If you do get a contract, you can arrange the terms to suit your needs. If moving duringthe holidays isn't an option, you can put in the closing date of your choice. Most peoplecan close 30 to 60 days after a contract is written, so there is plenty of time.Possession and closings are very negotiable.
Whenever you need help with Idaho Real Estate in the Boise Real Estate market, contact Don Wixom at RE/MAX Advantage
Housing Trends in the Boise Real Estate Market:
Let's take a look at the recent activity from our Intermountain MLS Data for Idaho real estate activity in the Boise area:
Boise Capitol
The following chart shows activity comparisons of number of homes sold in any given month from 2004 through September of 2008 in the Boise Valley. 2005 was obviously the peak year for Idaho Real Estate as well as for real estate across the country. There seems to be more opinions that we have reached the bottom of the pricing range for the Boise Idaho Real Estate Market: Now we hope to see the numbers of homes "sold" start to climb again as we reach toward 2009.
As you can see below, sales of Boise area homes climbed again, in March, April and May of this year!
Historically, more homes are sold, in our area, between March and August. June however, took a little dip as many people were on vacation and the interest rates were just a bit high. July outperformed June by just 15 units!
For September, this is the first month of '08 that has passed the previous year's sales numbers! With 43 more homes sold in September over the numbers in August, this shows things are on the upward move & will certainly support the fact that we are at the bottom of our pricing for the Boise area. It's a great time to take advantage of buying a home in Boise or to search Nampa homes for sale!
Though we anticipate more activity this coming Spring and Summer, prices won't seem to change much.
For more details on the value of your home or for a specialized analysis of your home, please contact Don Wixom at (208) 880-5039. There are some great buys on homes, low interest rates & a great, diverse economy in our valley... Go buy a house! Boise ID homes for sale!

Idaho real estate appreciated at a rate of 2.9% throughout 2007 with a total appreciation rate of over 57% for 3 years!
This year has remained very steady with a "normal" amount of activity. I believe with low interest rates and an excellent job market, the Boise Valley will experience another slight increase in values and more activity by Spring of 2009. The number of units sold in May had nearly reached the sales trends of 2007 with 1040 homes sold in one month! June, July & August have dropped off a bit, but holding strong just under 1,000 homes sold each month! Now for September, surpassing both the 1,000 unit barrier as well as outperforming September of 2007!
You can also view the State of Idaho Real Estate with more graphs and some information from our Idaho Association of Realtors!
As far as who is doing all the selling; above you will see a bar graph showing the top real estate offices in Canyon County. RE/MAX Advantage continues to be blessed with "Outstanding Agents, Outstanding Results." "Nobody sells more Real Estate than RE/MAX".....even in the Boise ID Real Estate Market!
Read about the #1 Real Estate Office in Canyon County!
Since July of 2002, RE/MAX Advantage in Nampa, Idaho has held the number one market share position in Canyon County. This means more exposure for your property listings and more inventory to select from if you are buying. RE/MAX agents, statistically, out perform the masses of licensed sales people in our industry. Having more experience and higher education, our agents are true professionals in their field. In Canyon County, RE/MAX Advantage is #1 at selling Nampa Homes, Caldwell Homes and homes throughout the area!
If you have real estate needs or wish to invest in this growing market we live in, please don't hesitate to contact me soon for a quick consultation on how we can meet your needs. It's a great time to buy Idaho Real Estate!
Boise Real Estate and Nampa Real Estate, when purchased with the advice of a Realtor, may be the best investment you can make! Contact Broker/Owner, Don Wixom for your own personal real estate advice....(208) 880-5039.
Please don't forget to bookmark this site or even this article and take a moment to cast your opinion on this current real estate market on the right side of this page. I do my best to keep the statistics updated monthly, so please come back!
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