Woodland Hills California Real Estate - The Hills Are Alive... With Wildflowers
It's this time of year when it may not be spring on the calender but the hills and the fields of Southern California say otherwise, see what all the winter rains brought us, its going to be a banner year for wildflowers. So put on your walking shoes and lets go.Where should you look?
Santa Monica Mountains Conservatory: Information 310.589.3200
Tripet Ranch : Information Wildflower report 818.768.3533
Palos Verdes Peninsula: There is an abundance of wildflowers off the trail
Vasques Rocks Natural Area Park: Information 661.268.0840
Antelope Valley Ca. Poppy Reserve: Information 661.724.1180
Channel Island National Park: Information 805.642.1393
Catalina Island : Information 310.510.1421
The Deserts: Call The wildflower hot-line 760.767.4684
Visit my profile to find out more about my services. Call me today at 818.288.7255, contact me by email if you prefer by clicking on email me on the right side of this page under my profile.
opyright© Rachel Zeppinick 2008 All Rights Reserved Woodland Hills California Real Estate - The Hills Are Alive withe Wildflowers Contact Rachel Zeppinick for customized listing packages.
Woodland Hills California Real Estate - The Current Basic Standard Mortgage Limit
The Office of Federal Housing Enterprise Oversight (OFHEO) today announced it has temporarily increased limits on conforming loans offered by government-sponsored enterprises, Fannie Mae and Freddie Mac, from $417,000 to as high as $729,750 in fourteen counties in California for loans originated between July 1, 2007 and Dec. 31, 2008. Fannie and Freddie are reported to be working out new underwriting standards and expect to begin offering the new loans soon.
Also, on Wednesday, the government raised the conforming loan limit for mortgages guaranteed by the Federal Housing Administration, and has begun offering the maximum limit of $729,750 for 14 California counties, up from $362,790, for loans originated between now and Dec. 31, 2008.
The are some wonderful opportunities for buyers, in the
| The current basic standard mortgage limits for FHA insured loans are: | ||||||||||
| One-family | Two-family | Three-family | Four-family | |||||||
| FHA Forward | $271,050.00 | $347,000.00 | $419,400.00 | $521,250.00 | ||||||
| HECM | $200,160.00 | |||||||||
| Fannie/Freddie | $417,000.00 | $533,850.00 | $645,300.00 | $801,950.00 | ||||||
| High cost area limits are subject to a ceiling based on a percent of the Freddie Mac Loan limits The ceilings are currently: | ||||||||||
| One-family | Two-family | Three-family | Four-family | |||||||
| FHA Forward | $729,750.00 | $934,200.00 | $1,129,250.00 | $1,403,400.00 | ||||||
| HECM | $362,790.00 | |||||||||
| Fannie/Freddie | $729,750.00 | $934,200.00 | $1,129,250.00 | $1,403,400.00 |
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Visit my profile to find out more about my services. Call me today at 818.288.7255, contact me by email if you prefer by clicking on email me on the right side of this page under my profile.
copyright© Rachel Zeppinick 2008 All Rights Reserved Woodland Hills California Real Estate - The Current Basic Standard Mortgage Limit. Contact Rachel Zeppinick for customized listing packages.
Woodland Hills California Real Estate - Short Sale is a Hot Buzz Phrase
Short sale is a hot buzz phrase – it is also an opportunity to invest in real estate if you do it right. Banks hate to take over homes, especially in a declining market, so you should not underestimate the willingness of a bank to make concessions. Many buyers are getting excellent deals on real estate at below market prices with the short sales in San Fernando Valley in California On the other side of the equation. To complicate matters there are a bunch of so called Gurus running around proclaiming themselves as short sales mavens, we can blame them for teaching people and flooding the market with people that DON’T KNOW what they are DOING and these people can not close causing the LENDERS to become more SKEPTICAL of the so called short sale person doing the short sale, when they offer 0.40 on each dollar. We all need to understand that the banks are not in the business of owning real estate but on the other hand they are not going to give away these homes.
If you are listing your home as a short sale in Woodland Hills California make sure you hire an agent who knows how to do short sales and has the experience to get the job done.
Visit my profile to find out more about my services. Call me today at 818.288.7255, contact me by email if you prefer by clicking on email me on the right side of this page under my profile.copyright© Rachel Zeppinick 2008 All Rights Reserved Woodland Hills California Real Estate - Short Sale is a Hot Buzz Phrase Contact Rachel Zeppinick for customized listing packages.
Woodland Hills California Real Estate - Single Family Sales by Price. The statistics from the Board of Realtors
As you can see the majority of sales are in price range of homes in the $450- $600, there are good deals out there, the prices are right and so are the interest rates, with a new rate cut coming.
Woodland Hills California Real Estate - Southland home sales at a new low - Only 9,983 houses and condos were sold in six counties last month, the least in 20 years. Low interest rates, falling prices and promises of government relief were not enough to slow the pace of Southern California housing downturn, which hit a new bottom last month. Fewer than 10,000 homes were sold, this number is the lowest since data quick started keeping records in 1988. Nearly 1of 4 homes sold has been foreclosed which is putting downward pressure on home prices..
Buyers remember those days when you said you were priced out of the Real Estate market? your day has come, there are wonderful opportunities for buyers who are looking to buy a home in Woodland Hills California for the right reason: owning an American dream, owning a home.
The market is going down, and as long as you can afford a down payment, you can get a monthly payment very similar to what you might pay in rent. Think of the tax benefits you get, stop paying your landlord mortgage pay your own mortgage.
I can help you in this Real Estate market to find the right property at the right price - what are you waiting for, pick up the phone and call.
I can be reached @ 818.288.7255
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Serving Woodland Hills, West Hills, Calabasas, Tarzana, San Fernando Valley Communities, Luxury Homes, Pool Homes, Condos, at 818-288-7255,www.woodlandhillshomesandestates.com
For Woodland Hills Homes and Condos I am YOUR Woodland Hills, West Hills Calabasas and Tarzana Expert I have lived in Woodland Hills Homes and can easily help our clients looking to buy or invest in Woodland Hills, West Hills homes or
Condos currently for sale. We know Woodland Hills Real Estate....
We're YOUR Woodland Hills Team, . We are a dedicated, Real Estate Consulting team focused on delivering Amazing Results & First Class Service for those buying homes or selling homes in the Woodland Hills, West Hills, Calabasas, Tarzana| , Communities within the San Fernando Valley.
Our purpose is not only to help you buy or sell your Woodland Hills / West Hills / Calabasas home or condo, but to build strong, lifetime relationships one person at a time...starting with YOU! You might be interested to know what we believe in...
We believe:
We stay focused on what is really important to you . This allows us more time and energy to devote to our clients, like you. This includes every aspect of the home buying and home selling process, before, during and after the sale of your home.
Woodland Hills Real Estate Agent
Explain we're NOT your typical Realtors.
Our vision: is for you to trust and appreciate our real estate advice and actions so much that we'll earn your referrals for those you know planning to buy or sell a home in the Woodland Hills, West Hills, Calabasas, Tarzana area, again and again - not out of obligation, but because you truly believe your family, friends, co-workers and neighbors will benefit greatly by working with us.
Our philosophy is not typical in our industry, but it enables us to treat you like we treat our own family, friends and neighbors and how we wish to be treated ourselves. It's just a great way to do business.
What do we do? Last week we helped a Lady from St Louis to get into her town home, a 3/2 completely remodeled home - she loves her new home but she loves the fact that she started with almost 20% instant equity because of the price - we'd love to tell you more about why our negotiating skills make a real difference for you, especially in today's market!
How do we do it? By focusing on you and YOUR best interests! It's important you know that my team & I are traditional agents, spend the majority of our time helping Buyers. Experience shows this is unique in our industry. You'll appreciate our specialized approach. We'd love the opportunity to share our Unique Buyer Single Agent Success Program with you. In 2007, we saved Our Buyers 8.93% on average - this year is going to be even better time for our buyers to purchase property.
What do we do? We help families l, sell their homes and enjoy the time before they move while we handle all the details and also sell it for top dollar!
How do we do it? - We have a unique 7 step plan for SUCCESS, we'd love to share with you.
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How do we measure our Real Estate SUCCESS? -By what our Real Estate clients say and do! This IS the most important measure of our success ~ what you and our past clients say!
We'd be happy to make a list of outrageously happy home, condo and property buyers and sellers we've served in and around Woodland Hills available to you - we've include a few of these home buyers and home sellers in our Real Estate Results Testimonial section.
At a time when the real estate market is in a downward swing, dreams of buying a residence could be a reality, especially if you are taking Rachel Zeppinick as an ally in this adventure.
Rachel has many years of experience as a real estate agent, is a great resource for any information you are seeking for the San Fernando Valley area. She knows the most suitable locals for whatever the criteria of your dream home may be.
She is tirelessly helpful, always available, dedicated to your needs, extremely knowledgeable in the whole process of buying a resident. With her at a buyer's side, it is worry-free to search, to visit, to offer to negotiate for real estate property of your choice.
We had a wonderful experience working with Rachel Zeppinick in securing a residence and would strongly recommend her to anyone who is seeking to have the same opportunity.
Vicky 1/30/2008
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We would like to thank Rachel for making the sale of our Reseda home and purchase of our new Woodland Hills Home so fast and successful, we sold our old home in 2 weeks at full price and bought our dream home in Woodland Hills Ca at the right price in a wonderful location. Rachel's knowledge of the area and the market made it all possible.
Iris and Adam - Woodland Hills California
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