Nationally, ONE out of EIGHT homeowners is behind on mortgage payments. We can help our neighbors in need and prevent foreclosure with information alone.
Chances are you or someone you know is having trouble making the mortgage payment each month and doesn't know what to do. As a service to our community, I've decided to host a FREE Foreclosure Avoidance Seminar to give information, help and advice on what to do when you're upside down on your mortgage.
DATE: November 14, 2009
TIME: 10 AM - 12 Noon
LOCATION: 798 Stafford Rd, Fall River MA
Seating is limited, PLEASE RSVP to seminar@wpisouthcoast.com
As a Certified Distressed Property Expert, I have extensive knowledge on the options available to distressed homeowners. I'm not only a Realtor; I'm a community advocate.
Join me for this informative seminar and become a hero for our community, your family, your friends, your neighbors (or yourself!) by learning how to avoid foreclosure and save a financial future. One foreclosure in our community is one to many!
I am here to help, and I hope to see your there.
Christopher Terry - Realtor, CDPE, MLO
The owner of this property successfully avoided foreclosure through short sale. 
The current real estate market has caused many homeowners unbearable heartache and stress. A homeowner in financial distress often feels trapped by their mortgage, suffocating under a mountain of debt and unable to make mortgage payments. If you or someone you know is upside down on their mortgage and think there is no way out, I can help.
As a Certified Distressed Property Expert (CDPE), Ihave completed extensive training in foreclosure avoidance and short sales. This is invaluable expertise to offer at a time when the area is ravaged by "distressed" homes in the foreclosure process.
Short sales allow the cash-strapped seller to repay the mortgage at the price that the home sells for, even though it is lower than what is owed on the property. With plummeting property values, this can save many people from foreclosure and even bankruptcy. More and more lenders are willing to consider short sales because they are much less costly than foreclosures.
In the last week of August, Massachusetts had 594 homes enter into foreclosure. It is happening in all price ranges. Local experts say that even high-priced homes are not immune.
"This CDPE designation has been invaluable as I work with sellers and lenders on complicated short sales," said Christopher Terry. "It is so rewarding to be able to help sellers save their homes from foreclosure."
For more information about foreclosure avoidance through short sales visit http://www.DistressedPropertyHelpSite.info
Shop for your DREAM HOME ANYWHERE, ANYTIME and rely on our expertise when you need it!
Searching For Your Dream Home is FUN!
We give you the freedom to search for home just like we do! You are empowered with 24/7 access to in-depth detail on all properties listed in the area. Adjust your search criteria anytime. See details on properties that interest you including days on market, price history, additional photos, virtual tours and more.
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Want to know when a house comes on the market or when a seller has reduced the asking price? This service is updated constantly so you will be informed of any relevant property changes instantly.
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Visit: http://southcoast.listingbook.com/?node=18
Home Buyers look at what you get!
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MassHousing Offers Program Allowing First Time Buyers to Use $8,000 Tax Credit as part of their down payment or to pay closing costs, rather than wait until they file their 2009 taxes!
The American Recovery and Reinvestment Act of 2009 economic stimulus package contains specific provisions designed to help revitalize the housing market. The plan is designed to help mitigate foreclosures and encourage new lending. The act also includes a provision for a tax credit for first time home buyers. MassHousing has now approved a plan that allows eligible home buyers to apply for a tax credit loan through an approved lender.
How It Works:
Homebuyers who are using a MassHousing first mortgage loan to purchase their first home apply for the Tax Credit Loan program through their lender.
The Tax Credit Loan is used to cover closing costs or as part of the downpayment.
In 2010, the homebuyer claims the $8,000 tax credit on their 2009 federal tax return.
The homebuyer then repays the MassHousing tax credit loan:
1) No interest is charged if the Tax Credit Loan is repaid by June 1, 2010
2) Otherwise, the Tax Credit Loan is amortized over the next 10 years, at the same interest rate as
the first mortgage.
For Information on Eligibility, Participating Lenders, Income Limits and Purchase Price Guidelines Contact Christopher Terry at 508.646.4777 X105 or simply click here!
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One Stop and You're Home! Homeownership is an American Dream. We have the tools and systems to help you reach whose goals and dreams, whether you're Buying or Selling, here in Southeastern MA and RI.
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